Universal Credit & Securities Key Ratios
BSE: 531963
₹1.35
As on 30-Apr-2019IST
Market cap
₹7 Cr
Revenue (TTM)
₹3 Cr
P/E Ratio
--
P/B Ratio
1.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -2.70 | 15.71 | 3.66 | 18.29 | 38.77 |
| EBIT | 0.00 | 90.51 | 74.07 | -156.90 | -181.06 |
| Net Profit | 0.00 | 90.51 | 3.66 | 18.29 | 38.77 |
| EPS | 0.00 | 90.51 | 88.71 | -170.47 | -180.27 |
| Book Value | -- | -- | -0.02 | -0.03 | 0.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-18 | Mar-17 |
| EBIT-Margin
| -0.03 | 3.08 | -0.23 | 0.02 | 0.34 |
| Net Margin
| -0.29 | -0.29 | -0.23 | -- | -- |
| Return on equity
| -0.03 | 0.14 | -- | -0.02 | 0.03 |
| Return on Assets
| -0.02 | 0.10 | -0.09 | -0.01 | 0.02 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
0.01
|
0.08
|
-0.06
|
0.73
|
|
Peer Median
|
--
|
1.25
|
--
|
--
|
--
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
-0.02
|
0.03
|
-0.09
|
0.55
|
|
Peer Median
|
3.32
|
0.56
|
--
|
--
|
--
|
ROA
-0.09
Lower than Peers by 1.50
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
-0.09
|
-0.01
|
0.02
|
-0.06
|
0.38
|
|
Peer Median
|
1.42
|
0.32
|
--
|
--
|
--
|
EBIT Margin
-0.23
Lower than Peers by 21.17
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
-0.23
|
0.02
|
0.34
|
-0.46
|
4.55
|
|
Peer Median
|
20.94
|
10.45
|
--
|
--
|
--
|
Net Margin
-0.23
Lower than Peers by 9.60
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
-0.23
|
-0.04
|
0.14
|
-0.29
|
3.31
|
|
Peer Median
|
9.37
|
6.86
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Lower than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
0.00
|
0.11
|
0.48
|
-0.01
|
3.88
|
|
Peer Median
|
0.00
|
0.00
|
--
|
--
|
--
|
Revenue Growth
3.66
Lower than Peers by 30.05
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
3.66
|
114.61
|
-22.95
|
88.03
|
357.78
|
|
Peer Median
|
33.70
|
-3.06
|
--
|
--
|
--
|
EBIT Growth
74.07
Higher than Peers by 59.85
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
74.07
|
-85.22
|
156.38
|
-119.03
|
90.69
|
|
Peer Median
|
14.23
|
-32.91
|
--
|
--
|
--
|
Net Profit Growth
3.66
Higher than Peers by 6.23
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
3.66
|
-162.61
|
135.32
|
-116.77
|
121.67
|
|
Peer Median
|
-2.58
|
-33.71
|
--
|
--
|
--
|
EPS Growth
88.71
Higher than Peers by 78.45
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
88.71
|
-150.00
|
137.95
|
-116.73
|
122.16
|
|
Peer Median
|
10.26
|
--
|
--
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
-0.02
|
0.03
|
-0.09
|
0.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
--
|
--
|
0.00
|
0.04
|
|
Peer Median
|
--
|
0.02
|
--
|
--
|
--
|
Short term debt to equity ratio
0.04
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
0.04
|
--
|
--
|
0.00
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.93
Lower than Peers by 3.76
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
0.93
|
0.89
|
0.89
|
0.90
|
0.92
|
|
Peer Median
|
4.69
|
3.60
|
--
|
--
|
--
|
Quick Ratio
0.93
Lower than Peers by 3.38
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
0.93
|
0.89
|
0.89
|
0.90
|
0.92
|
|
Peer Median
|
4.31
|
5.65
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
0.37
|
1.67
|
-2.42
|
24.19
|
|
Peer Median
|
26.07
|
3.18
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
--
|
6,166.96
|
--
|
993.90
|
|
Peer Median
|
89.05
|
136.45
|
--
|
--
|
--
|
Price / Book Value
1.19
Lower than Peers by 0.33
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
1.19
|
--
|
10.09
|
16.95
|
27.43
|
|
Peer Median
|
1.52
|
0.39
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-2,244.02
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
-2,244.02
|
952.97
|
6,087.67
|
--
|
3,209.09
|
|
Peer Median
|
--
|
9.92
|
--
|
--
|
--
|
Market Cap
7
Lower than Peers by 32
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Universal Credit & Securities
|
7
|
--
|
57
|
96
|
156
|
|
Peer Median
|
39
|
7
|
--
|
--
|
--
|