Market cap
$4,354 Mln
Revenue (TTM)
$1,268 Mln
P/E Ratio
11.9
P/B Ratio
2.2
Div. Yield
2.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.83 | 7.36 | 5.27 | 6.67 | 8.22 |
| EBIT | -- | -- | -17.14 | -7.69 | 2.51 |
| Net Profit | 8.31 | 19.92 | 21.49 | 8.82 | 12.10 |
| EPS | 9.67 | 25.64 | 27.24 | 14.60 | 19.58 |
| Book Value | -- | -- | 23.17 | 20.09 | 3.55 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 33.78 | 39.35 | 25.86 | 33.16 | 32.80 |
| Net Margin
| -- | -- | 29.39 | -- | -- |
| Return on equity
| 19.76 | 17.99 | 18.89 | 18.97 | 18.87 |
| Return on Capital
| 14.15 | 13.02 | -- | 15.12 | 13.61 |
| Return on Assets
| 1.66 | 1.59 | 1.83 | 1.79 | 1.56 |
| Debt to Equity (x)
| -- | -- | 0.10 | 0.19 | 0.34 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
15.12
|
13.61
|
13.71
|
12.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
18.89
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
18.89
|
18.97
|
18.87
|
21.46
|
17.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
1.83
--
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
1.83
|
1.79
|
1.56
|
1.61
|
1.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
25.86
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
25.86
|
33.16
|
32.80
|
35.37
|
46.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
29.39
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
29.39
|
27.45
|
25.04
|
26.96
|
31.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
5.27
--
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
5.27
|
0.05
|
0.06
|
0.18
|
0.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-17.14
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
-17.14
|
6.53
|
-1.57
|
-11.20
|
4.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
21.49
--
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
21.49
|
15.45
|
-1.37
|
-0.72
|
8.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
27.24
--
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
27.24
|
0.21
|
0.02
|
0.07
|
0.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Book Value Growth
12.23
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
12.23
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.10
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
0.10
|
0.19
|
0.34
|
0.44
|
0.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
0.05
|
--
|
0.32
|
0.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
6.85
|
0.34
|
0.36
|
0.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
--
|
--
|
0.44
|
0.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
2.83
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
2.83
|
1.64
|
1.36
|
1.76
|
6.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
5.57
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
5.57
|
5.68
|
6.03
|
6.92
|
7.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
--
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
0.06
|
0.07
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
20.82
|
22.91
|
23.97
|
135.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
--
|
-1,360.49
|
-1,618.57
|
-7,526.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
--
|
242.34
|
288.31
|
851.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
--
|
-1,579.92
|
-1,882.91
|
-8,242.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.88
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
11.88
|
9.52
|
10.30
|
9.31
|
7.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
2.18
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
2.18
|
1.67
|
1.84
|
1.88
|
1.77
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Dividend Yield
2.69
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
2.69
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
--
|
2.66
|
-5.01
|
-5.67
|
-5.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
4,354
--
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBP)
|
4,354
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|