Market cap
$451 Mln
Revenue (TTM)
$246 Mln
P/E Ratio
10.6
P/B Ratio
1
Div. Yield
1.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.03 | -3.96 | 3.58 | 22.13 | 20.37 |
| EBIT | -- | -- | -19.94 | -1.50 | 0.49 |
| Net Profit | 42.01 | 6.05 | 11.14 | 8.73 | 6.78 |
| EPS | 42.72 | 6.72 | 12.09 | 0.18 | 1.79 |
| Book Value | -- | -- | 9.95 | 6.43 | 7.83 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.98 | 30.56 | 17.00 | 23.22 | 24.04 |
| Net Margin
| -- | -- | 17.31 | -- | -- |
| Return on equity
| 9.13 | 10.90 | 9.49 | 10.24 | 10.83 |
| Return on Capital
| 5.63 | 6.92 | -- | 6.23 | 6.54 |
| Return on Assets
| 0.98 | 1.15 | 0.99 | 1.13 | 1.14 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.61 | 0.68 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
6.23
|
6.54
|
4.12
|
9.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.49
Lower than Peers by 0.40
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
9.49
|
10.24
|
10.83
|
6.33
|
13.05
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.99
Higher than Peers by 0.03
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
0.99
|
1.13
|
1.14
|
0.66
|
1.38
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
17.00
Lower than Peers by 3.85
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
17.00
|
23.22
|
24.04
|
15.67
|
42.61
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
17.31
Lower than Peers by 2.73
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
17.31
|
17.69
|
18.41
|
12.06
|
32.29
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
3.58
Lower than Peers by 7.46
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
3.58
|
0.08
|
0.32
|
0.54
|
0.14
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
-19.94
Lower than Peers by 8.90
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
-19.94
|
3.92
|
103.05
|
-43.29
|
2.49
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
11.14
Higher than Peers by 3.68
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
11.14
|
3.35
|
102.15
|
-42.41
|
2.42
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
12.09
Higher than Peers by 6.19
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
12.09
|
0.05
|
1.00
|
-0.55
|
0.03
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
7.98
Lower than Peers by 0.83
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
7.98
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
0.61
|
0.68
|
0.63
|
0.42
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
--
|
0.23
|
0.39
|
0.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.39
Higher than Peers by 0.09
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
0.39
|
0.13
|
0.11
|
0.11
|
0.10
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.39
Higher than Peers by 0.04
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
0.39
|
--
|
--
|
0.10
|
0.16
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.60
Lower than Peers by 0.15
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
1.60
|
0.58
|
0.55
|
0.39
|
3.22
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.07
Lower than Peers by 0.86
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
6.07
|
5.83
|
6.22
|
8.52
|
7.26
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
0.06
|
0.06
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
21.20
|
23.11
|
24.16
|
22.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
--
|
89.39
|
-261.08
|
-3,069.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
14.18
|
12.02
|
9.51
|
16.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
--
|
100.47
|
-246.43
|
-3,063.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.65
Lower than Peers by 2.14
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
10.65
|
9.41
|
8.43
|
17.65
|
7.45
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.00
Lower than Peers by 0.33
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
1.00
|
0.93
|
0.87
|
0.99
|
0.93
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
1.65
Lower than Peers by 0.83
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
1.65
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
--
|
4.59
|
5.16
|
9.79
|
3.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
451
Higher than Peers by 142
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bank (FRBA)
|
451
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|