X Financial - ADR

Name: X Financial - ADR Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: X Financial - ADR

Stock Card

$5.52

$0.12 (2.13%)

As on 28-Aug-2026 16:00EDT

Market cap

$208 Mln

Revenue (TTM)

$6,851 Mln

P/E Ratio

1.4

P/B Ratio

0.2

Div. Yield

10.2 %

X Financial - ADR Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 5.42 High: 5.53

52 Week Range

Low: 3.30 High: 15.96

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$1,006 Mln
ROE

0.1 %
ROCE

-- %
Industry P/E

15.12
EV/EBITDA

0.6
Debt to Equity

0
Book Value

$--
EPS

$146.6
Face value

--
Shares outstanding

22,249,506

8 Years Aggregate

CFO

$979.94 Mln

EBITDA

$4,454.00 Mln

Net Profit

$3,400.63 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
X Financial - ADR	-1.5	10.7	13.2	-63.2	10.7	2.9	--
BSE Sensex^*	-9.3	-1.4	2.7	-3.7	5.7	6.2	10.5
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 28-Aug-2026 | *As on 31-Aug-2026 | #As on 26-Oct-2023

Company	2025	2024	2023	2022	2021	2020	2019
X Financial - ADR	-32.8	126.1	21.2	0.3	50.5	-60.6	-59.7
S&P Small-Cap 600	4.0	7.0	13.9	-17.4	25.3	9.6	20.9
BSE Sensex	9.1	8.1	18.7	4.4	22.0	15.8	14.4

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
X Financial - ADR	5.5	207.6	6,850.7	1,043.4	18.4	13.3	1.4	0.2
Ally Financial (ALLY)	42.2	12,864.6	15,841.0	1,454.0	8.2	9.4	10	1.0
Credit Acceptance (CACC)	594.9	6,222.6	2,323.7	501.9	41.9	32.3	13.1	3.9
Enova International (ENVA)	232.7	5,910.6	3,010.9	355.5	24.7	25.1	18.9	4.2
FirstCash Holdings (FCFS)	219.2	9,507.5	4,120.3	388.2	16.2	16.9	25	4.2
Navient Corp (NAVI)	9.5	887.2	2,938.0	-49.0	21.3	-2	--	0.4
Navient Corporation 6% Senior Notes due December 15 2043 (JSM)	18.2	5,087.2	2,904.0	-49.0	0.0	-2	15.1	0.0
Nelnet (NNI)	127.4	4,545.1	1,857.7	302.2	25.9	9.8	15.1	1.2
OneMain Holdings (OMF)	62.8	7,098.1	6,418.0	781.0	25.7	23	9.3	2.2
SLM Corp (SLM)	26.4	4,965.1	3,068.4	735.5	32.0	29.9	7.4	2.3

Shareholding Pattern

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About X Financial - ADR

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and... other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China. Read more

Founder, CEO & Chairman

Mr. Yue Tang
Founder, CEO & Chairman

Mr. Yue Tang
Headquarters

Shenzhen
Website

https://ir.xiaoyinggroup.com

FAQs for X Financial - ADR

What is the current share price of X Financial - ADR Today?

The share price of X Financial - ADR is $5.52 (NYSE) as of 28-Aug-2026 16:00 EDT. X Financial - ADR has given a return of 10.66% in the last 3 years.

What is the current PB & PE ratio of X Financial - ADR?

The P/E ratio of X Financial - ADR is 1.45 times as on 21-Aug-2026, a 90 discount to its peers’ median range of 15.12 times.
The P/B ratio of X Financial - ADR is 0.18 times as on 21-Aug-2026, a 90 discount to its peers’ median range of 1.82 times.

PE & PB ratio at the end of financial year.