KB Financial Group - ADR Financials

$126.73

$-2.72 (-2.10%)

As on 09-Sep-2026 16:00EDT

Market cap

$46,472 Mln

Revenue (TTM)

$52,753,084 Mln

P/E Ratio

10.2

P/B Ratio

Div. Yield

2.5 %

Income Statement (₩ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	52,753,084.00	50,686,372.00	37,768,991.00	36,411,810.00	25,644,365.00	20,974,605.00
Cost of Revenue	25,186,492.00	25,821,500.00	19,708,957.00	20,107,573.00	11,084,304.00	5,166,439.00
Gross Profit	27,566,592.00	24,864,872.00	18,060,034.00	16,304,237.00	14,560,061.00	15,808,166.00
Operating Expenses	18,341,407.00	16,333,628.00	11,074,787.00	10,184,086.00	9,165,098.00	9,726,560.00
Operating Profit (EBIT)	9,225,185.00	8,531,244.00	6,985,247.00	6,120,151.00	5,394,963.00	6,081,606.00
Other Income	--	--	--	--	--	--
Profit before Tax	8,910,830.00	8,196,679.00	6,985,247.00	6,120,151.00	5,394,963.00	6,081,606.00
Provision for Tax	2,580,028.00	2,346,152.00	1,956,641.00	1,593,817.00	1,504,061.00	1,697,225.00
Profit after Tax (Net Income)	6,310,190.00	5,850,527.00	5,078,221.00	4,594,835.00	4,112,493.00	4,409,543.00
Minority Interest	-20,612.00	-7,553.00	49,615.00	253,822.00	221,591.00	25,162.00
Consolidated Profit	2,356,278.32	5,842,974.00	4,878,421.74	4,409,919.79	4,413,327.00	4,409,559.00

Liabilities (₩ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	60,890,838.00	61,371,093.00	57,888,952.00	56,692,684.00	49,642,914.00	558,087,013.00
Minority Interest	-20,612.00	--	--	--	--	--
Non-Current Liabilities	804,187,523.00	-61,371,093.00	245,020,588.00	229,464,253.00	651,323,244.00	105,808,821.00
Current Liabilities	--	--	453,009,763.00	427,624,973.00	204,690.00	292,955,096.00
Total Liabilities	866,889,345.00	797,923,033.00	757,845,532.00	715,725,416.00	701,170,848.00	663,895,834.00

Assets (₩ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	866,889,345.00	--	619,930,569.00	587,368,697.00	190,398,455.00	180,878,903.00
Current Assets	--	--	137,914,963.00	128,356,719.00	90,567,952.00	101,178,553.00
Total Assets	866,889,345.00	797,923,033.00	757,845,532.00	715,725,416.00	701,170,848.00	663,895,834.00
Total Debt*	158,370,525.00	--	140,770,970.00	137,041,132.00	232,483,124.00	184,359,483.00
Net Current Assets	--	--	--	--	--	--

Cashflow (₩ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	4,226,378.00	4,020,186.00	4,108,816.00	5,686,084.00	-6,700,265.00
Cash Flow from Investing Activities	--	-5,537,899.00	-3,825,055.00	-3,519,492.00	-20,285,715.00	-3,856,014.00
Cash from Financing Activities	--	5,797,923.00	-1,983,837.00	-1,239,069.00	15,318,243.00	10,821,398.00
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS (₩)	17,112.58	15,306.78	13,391.40	12,134.34	10,315.28	11,062.88
Cash EPS (₩)	--	17,699.88	15,807.69	14,421.14	12,864.84	13,588.50
Adjusted Book Value (₩)	--	160,565.68	152,654.62	149,717.73	124,518.32	1,400,155.88
Dividend per Share (₩)	--	--	--	--	--	--
Cash Flow per Share (₩)	--	11,057.51	10,601.33	10,850.83	14,262.29	-16,809.95
Free Cash Flow per Share (₩)	--	9,605.54	8,948.16	9,053.55	12,922.38	-18,009.96

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	4.50	2.59	1.93	0.80	0.62
ROE (%)	10.29	9.81	8.86	8.64	1.35	0.82
ROA (%)	0.71	0.75	0.69	0.65	0.60	0.69
EBIT Margin (%)	12.35	16.83	18.49	16.81	21.04	29.00
Net Margin (%)	11.96	11.54	13.45	12.62	16.04	21.02
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	65.85	0.34	0.04	0.42	0.22	0.06
EBIT Growth (%)	-6.08	22.13	14.14	13.44	-11.29	27.23
Net Profit Growth (%)	9.12	15.21	10.52	11.73	-6.74	27.13
EPS Growth (%)	12.77	0.14	0.10	0.18	-0.07	0.24
Book Value Growth (%)	6.28	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	--	--	2.43	2.42	4.68	0.33
Short term debt to equity ratio	--	--	0.22	0.28	1.85	0.14
Current Ratio	--	--	0.30	0.30	442.46	0.35
Quick Ratio	--	--	--	0.39	696.39	0.50
Interest Coverage	1.24	0.65	0.40	0.36	0.58	1.53

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	--	--	33.29	39.67	0.80	41.72
Asset Turnover	0.06	0.07	0.05	0.05	0.04	0.03
Receivable days	--	90.59	130.63	73.47	63.77	184.73
Inventory Days	--	--	-746.31	-837.83	-1,594.48	-3,155.15
Payable days	--	0.53	0.67	75.81	340.05	740.34
Cash Conversion Cycle	--	--	-616.34	-840.16	-1,870.76	-3,710.77

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₩ Mln)