Banco Santander - Chile ADS - ADR Key Ratios

$35.31

up-down-arrow $-0.84 (-2.32%)

As on 26-Aug-2026 16:10EDT

Market cap

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$16,286 Mln

Revenue (TTM)

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$4,850,848 Mln

P/E Ratio

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13.4

P/B Ratio

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3

Div. Yield

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4.3 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 67.19 2.71 19.86 -1.35 15.04
EBIT 34.06 38.06 5.51 33.01 8.93
Net Profit 40.40 39.14 4.39 28.72 1.16
EPS 30.64 40.36 7.64 29.02 10.42
Book Value -- -- 4.80 4.20 8.68
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 20.6622.5828.2826.7322.02
Net Margin info ----23.23----
Return on equity info 15.2916.6920.8218.6215.98
Return on Capital info 4.254.24--4.874.44
Return on Assets info 1.181.231.461.501.22
Debt to Equity (x) info ----2.132.832.81
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
4.87
4.44
3.45
4.24
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

20.82

Higher than Peers by 10.93

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
20.82
18.62
15.98
11.27
16.87
Peer Median
9.89
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.46

Higher than Peers by 0.50

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
1.46
1.50
1.22
0.83
1.20
Peer Median
0.96
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

28.28

Higher than Peers by 7.43

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
28.28
26.73
22.02
13.24
19.09
Peer Median
20.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

23.23

Higher than Peers by 3.19

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
23.23
21.92
17.40
11.10
16.78
Peer Median
20.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

19.86

Higher than Peers by 8.81

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
19.86
-0.05
-0.06
0.11
0.40
Peer Median
11.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

5.51

Higher than Peers by 16.54

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
5.51
15.36
56.15
-23.27
-16.11
Peer Median
-11.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

4.39

Lower than Peers by 3.07

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
4.39
19.78
47.21
-26.87
-5.96
Peer Median
7.46
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

7.64

Higher than Peers by 1.74

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
7.64
0.20
0.47
-0.27
-0.06
Peer Median
5.90
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

10.19

Higher than Peers by 1.37

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
10.19
--
--
--
--
Peer Median
8.81
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

2.13

Higher than Peers by 1.92

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
2.13
2.83
2.81
2.39
2.13
Peer Median
0.21
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.65

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
0.65
0.49
0.00
0.00
0.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.27

Lower than Peers by 0.03

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
0.27
0.21
7.22
0.38
26.69
Peer Median
0.31
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.27

Lower than Peers by 0.08

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
0.27
--
--
0.88
61.59
Peer Median
0.36
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.79

Higher than Peers by 0.04

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
1.79
0.69
0.47
0.21
0.36
Peer Median
1.75
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

--

--

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
2.13
26.23
7.32
10.78
Peer Median
6.93
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.06

Higher than Peers by 0.01

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
0.06
0.07
0.07
0.07
0.07
Peer Median
0.05
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
54.29
62.13
31.17
32.79
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
--
-1,864.40
-1,498.00
-1,842.12
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
90.12
66.29
55.05
76.97
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Banco Santander - Chile ADS - ADR
--
--
-1,868.56
-1,521.87
-1,886.30
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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