Market cap
$194 Mln
Revenue (TTM)
$202 Mln
P/E Ratio
14.7
P/B Ratio
1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 23.68 | 98.06 | 88.82 | 34.64 | 28.06 |
| EBIT | -- | -- | -13.59 | -17.17 | 7.52 |
| Net Profit | -22.05 | -47.96 | 1.03 | -9.91 | 7.52 |
| EPS | -22.22 | -48.73 | -0.69 | -10.94 | 4.68 |
| Book Value | -- | -- | 9.23 | 10.07 | 29.80 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 19.78 | 30.28 | 7.77 | 14.41 | 17.43 |
| Net Margin
| -- | -- | 6.77 | -- | -- |
| Return on equity
| 9.45 | 17.42 | 6.97 | 8.77 | 7.75 |
| Return on Capital
| 9.10 | 14.06 | -- | 8.54 | 7.48 |
| Return on Assets
| 2.44 | 4.56 | 1.40 | 1.87 | 1.91 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.02 | 0.03 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
8.54
|
7.48
|
11.29
|
19.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
6.97
Lower than Peers by 2.92
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
6.97
|
8.77
|
7.75
|
11.82
|
19.63
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.40
Higher than Peers by 0.43
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
1.40
|
1.87
|
1.91
|
3.54
|
6.43
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
7.77
Lower than Peers by 13.08
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
7.77
|
14.41
|
17.43
|
27.50
|
39.94
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
6.77
Lower than Peers by 13.27
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
6.77
|
10.66
|
13.07
|
20.16
|
27.84
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
88.82
Higher than Peers by 77.78
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
88.82
|
0.55
|
0.13
|
-0.04
|
0.11
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
-13.59
Lower than Peers by 2.56
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
-13.59
|
28.08
|
-28.66
|
-33.91
|
-14.76
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
1.03
Lower than Peers by 6.43
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
1.03
|
26.28
|
-27.02
|
-30.48
|
-20.48
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
-0.69
Lower than Peers by 6.59
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
-0.69
|
0.24
|
-0.31
|
-0.28
|
-0.35
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
7.86
Lower than Peers by 0.95
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
7.86
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
0.02
|
0.03
|
0.04
|
0.05
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
0.02
|
0.03
|
0.01
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
0.22
|
0.35
|
0.40
|
0.46
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
--
|
--
|
1.28
|
0.35
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.85
Higher than Peers by 0.10
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
1.85
|
1.07
|
1.10
|
2.39
|
25.13
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
0.25
Lower than Peers by 6.68
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
0.25
|
2.46
|
84.74
|
50.91
|
12.27
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.21
Higher than Peers by 0.16
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
0.21
|
0.18
|
0.15
|
0.18
|
0.23
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
104.39
|
237.36
|
116.32
|
25.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
--
|
-4,890.94
|
-2,832.96
|
-743.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
12.80
|
14.29
|
5.69
|
1.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
--
|
-4,667.87
|
-2,722.33
|
-718.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
14.74
Higher than Peers by 1.95
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
14.74
|
15.20
|
16.80
|
10.45
|
4.87
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.99
Lower than Peers by 0.33
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
0.99
|
1.27
|
1.23
|
1.18
|
0.87
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
--
|
2.17
|
4.95
|
-2.79
|
0.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
194
Lower than Peers by 115
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finwise Bancorp (FINW)
|
194
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|