Blue Foundry Bancorp (BLFY) Peer Comparison

$13.24

$0.00 (0.00%)

As on 01-Apr-2026 09:30EDT

Market cap

$275 Mln

Revenue (TTM)

$97 Mln

P/E Ratio

--

P/B Ratio

0.9

Div. Yield

0 %

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	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Market cap ($ Mln)	275	489	185
Revenue ($ Mln)	97	588	66
Net Profit ($ Mln)	-10.03	-155.16	12.29
Net Margin (%)	-10.34	-28.15	19.12
RoE (%)	-3.11	-15.78	9.10
Price to Earnings	--	--	15.01
Price-To-Book	0.88	0.59	1.32

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Operating Revenue	96.99	588.36	65.90
Cost of Revenue	50.05	417.89	17.62
Gross Profit	46.94	170.47	48.28
Operating Expenses	56.97	242.02	31.59
Operating Profit (EBIT)	-10.03	-71.55	16.70
Other Income	--	--	--
Profit before Tax	-10.03	-71.55	16.70
Provision for Tax	--	83.61	4.41
Profit after Tax (Net Income)	-10.03	-155.16	12.29
Minority Interest	--	--	--
Consolidated Profit	--	--	--

Liabilities ($ Mln)

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Shareholder's Funds	312.74	912.59	139.68
Minority Interest	--	--	--
Non-Current Liabilities	345.39	10,991.49	686.73
Current Liabilities	1,509.88	24.79	421.90
Total Liabilities	2,168.00	11,904.08	1,248.31

Assets ($ Mln)

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Non-Current Assets	2,013.45	37.06	32.54
Current Assets	154.55	4,101.72	267.94
Total Assets	2,168.00	11,904.08	1,248.31
Total Debt*	324.43	1,604.04	13.01
Net Current Assets	--	--	--

Cashflow ($ Mln)

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Cash From Operating Activities	-8.02	-31.91	22.06
Cash Flow from Investing Activities	-93.04	1,221.64	25.92
Cash from Financing Activities	111.69	-580.99	16.77
Net Cash Inflow / Outflow	--	--	--

Ratios

Profitability Ratios

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
ROCE (%)	-1.50	-6.00	8.25
ROE (%)	-3.11	-15.78	9.10
ROA (%)	-0.47	-1.26	1.00
EBIT Margin (%)	--	--	--
Net Margin (%)	-10.34	-26.37	18.65
Cash Profit Margin (%)	--	--	--

Growth Ratios

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Revenue Growth (%)	0.11	0.22	0.01
EBIT Growth (%)	--	--	--
Net Profit Growth (%)	15.83	-67.91	-16.88
EPS Growth (%)	0.11	-0.67	-0.17
Book Value Growth (%)	--	--	--

Valuation Ratios

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Price / Earnings	-24.36	-3.29	14.15
Price / Book Value	0.78	0.56	1.24
Dividend Yield (%)	--	--	--
EV/EBITDA	-59.86	27.14	-4.42
Market Cap ($ Cr)	--	--	--

Solvency Ratios

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Debt to Equity	1.04	1.76	0.09
Short term debt to equity ratio	0.07	0.03	--
Current Ratio	0.10	165.47	0.64
Quick Ratio	--	--	--
Interest Coverage	-0.21	--	--

Operating Efficiency Ratios

	Blue Foundry Bancorp (BLFY)	First Foundation (FFWM)	United Security Bancshares (UBFO)
Debtors to sales (%)	9.58	7.79	10.87
Asset Turnover	0.05	0.05	0.05
Receivable days	32.58	31.23	42.30
Inventory Days	--	--	--
Payable days	--	--	--
Cash Conversion Cycle	--	--	--

Annual
Quarterly