Market cap
$321 Mln
Revenue (TTM)
$96 Mln
P/E Ratio
12.4
P/B Ratio
1.2
Div. Yield
1.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -90.12 | -89.91 | -17.30 | 0.81 | 6.81 |
| EBIT | 26.97 | 44.75 | 28.14 | 17.28 | 5.94 |
| Net Profit | 28.77 | 45.10 | 26.64 | 15.42 | 5.66 |
| EPS | 28.42 | 45.88 | 28.45 | 15.88 | 5.33 |
| Book Value | -- | -- | 9.86 | 8.50 | 5.43 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 27.22 | 31.64 | 34.88 | 23.15 | 19.98 |
| Net Margin
| -- | -- | 27.02 | -- | -- |
| Return on equity
| 3.55 | 6.75 | 9.96 | 9.02 | 1.30 |
| Return on Capital
| 2.99 | 4.74 | -- | 7.47 | 1.20 |
| Return on Assets
| 0.61 | 0.81 | 1.08 | 0.98 | 0.69 |
| Debt to Equity (x)
| -- | -- | 0.09 | 0.10 | 0.32 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
7.47
|
1.20
|
0.28
|
6.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.96
Higher than Peers by 0.04
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
9.96
|
9.02
|
1.30
|
0.33
|
12.12
|
|
Peer Median
|
9.92
|
--
|
--
|
--
|
--
|
ROA
1.08
Higher than Peers by 0.11
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
1.08
|
0.98
|
0.69
|
0.17
|
1.10
|
|
Peer Median
|
0.97
|
--
|
--
|
--
|
--
|
EBIT Margin
34.88
Higher than Peers by 13.82
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
34.88
|
23.15
|
19.98
|
38.54
|
37.09
|
|
Peer Median
|
21.05
|
--
|
--
|
--
|
--
|
Net Margin
27.02
Higher than Peers by 6.66
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
27.02
|
18.07
|
13.50
|
9.02
|
29.90
|
|
Peer Median
|
20.37
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-17.30
Lower than Peers by 28.27
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
-17.30
|
0.09
|
1.63
|
-0.49
|
0.17
|
|
Peer Median
|
10.96
|
--
|
--
|
--
|
--
|
EBIT Growth
28.14
Higher than Peers by 39.43
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
28.14
|
26.69
|
36.55
|
-47.31
|
9.86
|
|
Peer Median
|
-11.29
|
--
|
--
|
--
|
--
|
Net Profit Growth
26.64
Higher than Peers by 19.81
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
26.64
|
46.42
|
294.14
|
-84.70
|
13.91
|
|
Peer Median
|
6.82
|
--
|
--
|
--
|
--
|
EPS Growth
28.45
Higher than Peers by 23.07
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
28.45
|
0.49
|
2.90
|
-0.85
|
0.13
|
|
Peer Median
|
5.38
|
--
|
--
|
--
|
--
|
Book Value Growth
9.71
Higher than Peers by 0.85
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
9.71
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.09
Lower than Peers by 0.11
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
0.09
|
0.10
|
0.32
|
0.05
|
1.46
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
0.01
|
0.21
|
0.00
|
1.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2.16
Higher than Peers by 1.87
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
2.16
|
0.07
|
0.14
|
0.15
|
0.18
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
2.16
Higher than Peers by 1.82
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
2.16
|
--
|
--
|
0.16
|
0.09
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
1.64
Lower than Peers by 0.13
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
1.64
|
0.52
|
0.39
|
10,142.24
|
2.01
|
|
Peer Median
|
1.77
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
10.66
Higher than Peers by 3.61
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
10.66
|
8.42
|
9.24
|
24.36
|
11.29
|
|
Peer Median
|
7.05
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
0.04
|
0.05
|
0.05
|
0.02
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
30.82
|
33.78
|
85.15
|
38.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
--
|
-14.42
|
634.86
|
-673.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
14.88
|
15.56
|
12.88
|
23.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
--
|
3.79
|
707.13
|
-658.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.44
Higher than Peers by 0.12
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
12.44
|
11.44
|
15.43
|
67.98
|
14.11
|
|
Peer Median
|
12.32
|
--
|
--
|
--
|
--
|
Price / Book Value
1.20
Lower than Peers by 0.08
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
1.20
|
0.99
|
0.99
|
0.12
|
1.74
|
|
Peer Median
|
1.28
|
--
|
--
|
--
|
--
|
Dividend Yield
1.48
Lower than Peers by 1.02
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
1.48
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.50
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
--
|
-0.12
|
2.70
|
12.30
|
9.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
321
Higher than Peers by 53
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FVCBankcorp (FVCB)
|
321
|
--
|
--
|
--
|
--
|
|
Peer Median
|
268
|
--
|
--
|
--
|
--
|