First Internet Bancorp (INBK) Peer Comparison

$28.09

$0.65 (2.37%)

As on 28-Aug-2026 13:32EDT

Market cap

$255 Mln

Revenue (TTM)

$320 Mln

P/E Ratio

--

P/B Ratio

0.7

Div. Yield

0.8 %

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	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Market cap ($ Mln)	255	16,286	16,213	11,669	11,023
Revenue ($ Mln)	320	4,850,848	9,224,159	4,633	4,560
Net Profit ($ Mln)	-31.43	1,127,054.00	3,289,261.15	1,057.00	942.68
Net Margin (%)	-9.82	23.23	35.66	22.81	20.67
RoE (%)	-8.69	20.82	8.53	11.56	11.99
Price to Earnings	--	13.40	7.58	11.84	12.12
Price-To-Book	0.69	3.03	0.62	1.38	1.43

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Operating Revenue	319.97	4,850,848.00	9,224,158.74	4,633.00	4,560.44
Cost of Revenue	266.67	1,785,978.00	11,019,213.44	1,142.00	1,894.76
Gross Profit	44.16	2,275,837.00	4,115,603.00	3,356.00	2,417.68
Operating Expenses	98.97	1,693,275.00	7,059,973.38	2,106.00	1,655.26
Operating Profit (EBIT)	-45.67	1,371,595.00	4,258,048.74	1,385.00	1,008.74
Other Income	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-45.67	1,371,595.00	4,258,048.74	1,370.00	1,188.54
Provision for Tax	-14.24	219,797.00	921,201.59	298.00	245.86
Profit after Tax (Net Income)	-31.43	1,127,054.00	3,289,261.15	1,057.00	942.68
Minority Interest	0.00	-24,744.00	-95,997.00	-16.00	0.00
Consolidated Profit	0.00	0.00	1,497,940.00	511.00	0.00

Liabilities ($ Mln)

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Shareholder's Funds	363.55	4,974,214.00	38,884,732.00	9,168.00	8,030.79
Minority Interest	0.00	-24,744.00	-95,997.00	-16.00	0.00
Non-Current Liabilities	359.86	29,508,900.00	529,411,287.92	71,971.00	61,141.17
Current Liabilities	4,832.97	35,676,111.00	62,140,450.84	3,003.00	3,083.60
Total Liabilities	5,571.65	68,147,280.00	601,457,286.00	83,876.00	73,094.09

Assets ($ Mln)

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Non-Current Assets	5,541.73	60,607,845.00	605,001,903.54	83,403.00	71,475.68
Current Assets	37.83	9,715,486.00	23,527,718.90	1,034.00	779.88
Total Assets	5,571.65	68,147,280.00	601,457,286.00	83,876.00	73,094.09
Total Debt*	345.13	13,883,464.00	102,499,260.21	4,324.00	3,563.73
Net Current Assets	0.00	0.00	0.00	0.00	0.00

Cashflow ($ Mln)

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Cash From Operating Activities	3.45	704,904.49	13,642,391.00	988.00	1,026.69
Cash Flow from Investing Activities	128.68	-1,292,537.89	-9,880,603.00	-1,454.00	-5,620.10
Cash from Financing Activities	-141.76	-50,055.82	7,685,336.00	524.00	3,916.69
Net Cash Inflow / Outflow	--	--	--	--	--

Ratios

Profitability Ratios

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
ROCE (%)	-4.69	4.87	2.65	7.33	7.82
ROE (%)	-8.69	20.82	8.53	11.56	11.99
ROA (%)	-0.46	1.46	0.51	1.18	1.20
EBIT Margin (%)	-14.27	28.28	27.91	22.53	22.12
Net Margin (%)	-9.82	23.23	35.66	22.81	20.67
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Revenue Growth (%)	-8.21	19.86	-63.66	-3.82	41.55
EBIT Growth (%)	-423.63	5.51	-33.70	-3.78	55.53
Net Profit Growth (%)	-303.34	5.79	14.11	25.39	78.41
EPS Growth (%)	-304.18	7.64	14.22	33.89	41.16
Book Value Growth (%)	-6.94	10.19	12.25	9.54	10.01

Valuation Ratios

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Price / Earnings	-5.20	0.01	0.00	12.06	12.53
Price / Book Value	0.51	0.00	0.00	1.34	1.14
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	11.96	6.70	8.91	8.83	2.70
Market Cap ($ Cr)	--	--	--	--	--

Solvency Ratios

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Debt to Equity	0.95	2.13	0.00	0.14	0.03
Short term debt to equity ratio	0.00	0.65	1.60	0.33	0.38
Current Ratio	0.01	0.27	0.38	0.34	0.25
Quick Ratio	0.01	0.27	0.38	0.34	0.25
Interest Coverage	0.76	1.79	1.45	1.93	1.83

Operating Efficiency Ratios

	First Internet Bancorp (INBK)	Banco Santander - Chile ADS - ADR	Woori Financial Group Inc (WF)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Debtors to sales (%)	9.11	0.00	0.00	0.00	0.00
Asset Turnover	0.05	0.06	0.01	0.05	0.06
Receivable days	566.23	54.29	1,170.63	4,646.62	34.96
Inventory Days	--	--	--	--	--
Payable days	2.78	90.12	193.65	15,129.51	--
Cash Conversion Cycle	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly