Market cap
$1,239 Mln
Revenue (TTM)
$506 Mln
P/E Ratio
9.7
P/B Ratio
1.6
Div. Yield
3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.07 | 1.24 | 0.69 | 7.42 | 18.68 |
| EBIT | -- | -- | -18.91 | -11.64 | 5.33 |
| Net Profit | 7.69 | 2.11 | 7.09 | -3.51 | 10.92 |
| EPS | 9.87 | 10.50 | 15.73 | 1.99 | 15.17 |
| Book Value | -- | -- | 11.43 | 13.62 | 12.39 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 38.97 | 47.50 | 28.63 | 37.98 | 35.36 |
| Net Margin
| -- | -- | 26.75 | -- | -- |
| Return on equity
| 19.26 | 19.21 | 17.11 | 17.21 | 17.92 |
| Return on Capital
| 15.12 | 15.10 | -- | 12.72 | 14.59 |
| Return on Assets
| 2.02 | 1.97 | 1.63 | 1.84 | 1.92 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.49 | 0.22 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
12.72
|
14.59
|
18.05
|
16.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
17.11
Higher than Peers by 7.22
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
17.11
|
17.21
|
17.92
|
22.64
|
21.17
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.63
Higher than Peers by 0.67
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
1.63
|
1.84
|
1.92
|
2.29
|
2.07
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
28.63
Higher than Peers by 7.78
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
28.63
|
37.98
|
35.36
|
43.56
|
59.45
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
26.75
Higher than Peers by 6.71
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
26.75
|
26.78
|
25.11
|
31.14
|
42.75
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
0.69
Lower than Peers by 10.35
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
0.69
|
-0.04
|
0.08
|
0.60
|
0.38
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
-18.91
Lower than Peers by 7.88
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
-18.91
|
3.00
|
-12.30
|
17.11
|
33.90
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
7.09
Lower than Peers by 0.37
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
7.09
|
2.27
|
-12.92
|
16.45
|
35.28
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
15.73
Higher than Peers by 9.82
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
15.73
|
0.10
|
-0.11
|
0.23
|
0.38
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
14.85
Higher than Peers by 6.04
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
14.85
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
0.49
|
0.22
|
0.24
|
0.27
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.00
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
0.00
|
0.01
|
0.01
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
255.01
Higher than Peers by 254.71
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
255.01
|
149.60
|
0.14
|
0.22
|
0.22
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
255.01
Higher than Peers by 254.66
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
255.01
|
--
|
--
|
0.38
|
0.36
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.90
Higher than Peers by 0.16
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
1.90
|
0.88
|
0.78
|
1.11
|
3.81
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.48
Lower than Peers by 0.45
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
6.48
|
6.84
|
6.87
|
7.53
|
7.83
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
0.06
|
0.07
|
0.08
|
0.07
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
25.58
|
25.28
|
22.70
|
23.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
--
|
-1,391.74
|
-1,620.13
|
-6,348.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
26.84
|
23.98
|
17.22
|
11.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
--
|
-1,390.44
|
-1,614.66
|
-6,336.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.67
Lower than Peers by 3.12
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
9.67
|
8.82
|
8.89
|
6.72
|
8.47
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.59
Higher than Peers by 0.27
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
1.59
|
1.49
|
1.52
|
1.45
|
1.73
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
3.04
Higher than Peers by 0.56
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
3.04
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
--
|
3.84
|
3.01
|
-0.13
|
0.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,239
Higher than Peers by 930
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Preferred Bank (PFBC)
|
1,239
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|