Market cap
$407 Mln
Revenue (TTM)
$1,268 Mln
P/E Ratio
2.2
P/B Ratio
1.2
Div. Yield
0 %
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
407 | 12,865 | 9,508 | 7,098 | 6,223 |
Revenue ($ Mln) |
1,268 | 15,841 | 4,120 | 6,418 | 2,324 |
Net Profit ($ Mln) |
181.66 | 1,454.00 | 388.15 | 781.00 | 501.90 |
Net Margin (%) |
14.32 | 9.18 | 9.42 | 12.17 | 21.60 |
RoE (%) |
59.80 | 9.38 | 16.88 | 23.02 | 32.25 |
Price to Earnings |
2.24 | 9.95 | 24.97 | 9.31 | 13.12 |
Price-To-Book |
1.24 | 0.97 | 4.19 | 2.18 | 3.92 |
Income Statement ($ Mln)
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,268.17 | 15,841.00 | 4,120.34 | 6,418.00 | 2,323.70 |
|
Cost of Revenue
|
45.55 | 7,968.00 | 2,104.65 | 2,334.00 | 239.70 |
|
Gross Profit
|
1,053.15 | 6,318.00 | 1,891.51 | 2,973.00 | 2,288.20 |
|
Operating Expenses
|
1,117.12 | 6,037.00 | 1,351.92 | 2,428.00 | 1,075.10 |
|
Operating Profit (EBIT)
|
105.50 | 1,836.00 | 663.77 | 1,656.00 | 1,008.90 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
62.93 | 1,836.00 | 527.40 | 1,004.00 | 649.50 |
|
Provision for Tax
|
-118.73 | 382.00 | 139.25 | 223.00 | 147.60 |
|
Profit after Tax (Net Income)
|
181.66 | 1,454.00 | 388.15 | 781.00 | 501.90 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 671.00 | 0.00 | 403.00 | 0.00 |
Liabilities ($ Mln)
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
320.77 | 15,491.00 | 2,321.79 | 3,383.00 | 1,588.90 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
428.49 | 17,295.00 | 2,750.66 | 24,040.00 | 6,635.40 |
|
Current Liabilities
|
162.37 | 167,228.00 | 413.12 | 1.00 | 398.30 |
|
Total Liabilities
|
855.69 | 196,002.00 | 5,300.76 | 27,388.00 | 9,598.50 |
Assets ($ Mln)
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
611.83 | 50,000.00 | 3,466.86 | 1,753.00 | 130.70 |
|
Current Assets
|
299.80 | 149,722.00 | 2,018.71 | 2,216.00 | 8,451.30 |
|
Total Assets
|
855.69 | 196,002.00 | 5,300.76 | 27,388.00 | 9,598.50 |
|
Total Debt*
|
432.28 | 22,969.00 | 2,703.02 | 22,769.00 | 6,286.20 |
|
Net Current Assets
|
137.44 | 0.00 | 0.00 | 0.00 | 8,070.10 |
Cashflow ($ Mln)
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
73.10 | 3,628.00 | 585.94 | 3,130.00 | 1,054.60 |
|
Cash Flow from Investing Activities
|
-9.93 | -5,163.00 | -828.05 | -3,161.00 | -674.30 |
|
Cash from Financing Activities
|
-88.70 | 1,956.00 | 176.41 | 520.00 | -724.60 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
21.94 | 2.42 | 7.18 | 3.09 | 5.31 |
|
ROE (%)
|
59.80 | 9.38 | 16.88 | 23.02 | 32.25 |
|
ROA (%)
|
16.74 | 0.51 | 6.29 | 2.68 | 5.51 |
|
EBIT Margin (%)
|
6.88 | 8.20 | 16.24 | 25.74 | 41.88 |
|
Net Margin (%)
|
14.32 | 9.18 | 9.42 | 12.17 | 21.60 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
25.29 | 2.04 | 21.61 | 6.97 | 3.77 |
|
EBIT Growth (%)
|
40.54 | 131.96 | 35.05 | 92.09 | 84.58 |
|
Net Profit Growth (%)
|
436.50 | 145.61 | 33.03 | 17.80 | 18.26 |
|
EPS Growth (%)
|
419.14 | 145.37 | 34.70 | 19.90 | 31.09 |
|
Book Value Growth (%)
|
159.74 | 6.97 | 10.26 | 4.88 | 12.07 |
Valuation Ratios
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
4.94 | 16.71 | 21.37 | 10.21 | 11.62 |
|
Price / Book Value
|
1.24 | 0.92 | 4.19 | 2.35 | 3.92 |
|
Dividend Yield (%)
|
0.00 | -- | 0.75 | -- | 0.00 |
|
EV/EBITDA
|
5.54 | 2.74 | 10.37 | 22.79 | 12.08 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
1.20 | 1.10 | 0.00 | 6.73 | 3.96 |
|
Short term debt to equity ratio
|
0.01 | 0.38 | 0.05 | 0.00 | 0.00 |
|
Current Ratio
|
1.85 | 0.90 | 4.89 | 2,216.00 | 21.22 |
|
Quick Ratio
|
1.85 | 0.90 | 3.51 | 2,216.00 | 21.22 |
|
Interest Coverage
|
2.42 | 1.30 | 4.83 | 1.78 | 2.97 |
Operating Efficiency Ratios
| Lendingtree Inc (TREE) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
11.77 | 890.39 | 24.72 | 0.00 | 342.52 |
|
Asset Turnover
|
1.17 | 0.06 | 0.67 | 0.22 | 0.26 |
|
Receivable days
|
37.41 | 2,074.31 | 91.60 | 1,207.54 | 5.63 |
|
Inventory Days
|
-- | -- | 84.82 | -- | -- |
|
Payable days
|
42.96 | 4,789.18 | 5.95 | -- | 4,508.95 |
|
Cash Conversion Cycle
|
-- | -- | 170.47 | -- | -- |