First Foundation (FFWM) Peer Comparison

$5.90

$0.14 (2.43%)

As on 31-Mar-2026 16:13EDT

Market cap

$489 Mln

Revenue (TTM)

$551 Mln

P/E Ratio

--

P/B Ratio

0.6

Div. Yield

0 %

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	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Market cap ($ Mln)	489	275	185
Revenue ($ Mln)	588	97	66
Net Profit ($ Mln)	-155.16	-10.03	12.29
Net Margin (%)	-28.15	-10.34	19.12
RoE (%)	-15.78	-3.11	9.10
Price to Earnings	--	--	15.01
Price-To-Book	0.59	0.88	1.32

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Operating Revenue	588.36	96.99	65.90
Cost of Revenue	417.89	50.05	17.62
Gross Profit	170.47	46.94	48.28
Operating Expenses	242.02	56.97	31.59
Operating Profit (EBIT)	-71.55	-10.03	16.70
Other Income	--	--	--
Profit before Tax	-71.55	-10.03	16.70
Provision for Tax	83.61	--	4.41
Profit after Tax (Net Income)	-155.16	-10.03	12.29
Minority Interest	--	--	--
Consolidated Profit	--	--	--

Liabilities ($ Mln)

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Shareholder's Funds	912.59	312.74	139.68
Minority Interest	--	--	--
Non-Current Liabilities	10,991.49	345.39	686.73
Current Liabilities	24.79	1,509.88	421.90
Total Liabilities	11,904.08	2,168.00	1,248.31

Assets ($ Mln)

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Non-Current Assets	37.06	2,013.45	32.54
Current Assets	4,101.72	154.55	267.94
Total Assets	11,904.08	2,168.00	1,248.31
Total Debt*	1,604.04	324.43	13.01
Net Current Assets	--	--	--

Cashflow ($ Mln)

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Cash From Operating Activities	-31.91	-8.02	22.06
Cash Flow from Investing Activities	1,221.64	-93.04	25.92
Cash from Financing Activities	-580.99	111.69	16.77
Net Cash Inflow / Outflow	--	--	--

Ratios

Profitability Ratios

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
ROCE (%)	-6.00	-1.50	8.25
ROE (%)	-15.78	-3.11	9.10
ROA (%)	-1.26	-0.47	1.00
EBIT Margin (%)	--	--	--
Net Margin (%)	-26.37	-10.34	18.65
Cash Profit Margin (%)	--	--	--

Growth Ratios

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Revenue Growth (%)	0.22	0.11	0.01
EBIT Growth (%)	--	--	--
Net Profit Growth (%)	-67.91	15.83	-16.88
EPS Growth (%)	-0.67	0.11	-0.17
Book Value Growth (%)	--	--	--

Valuation Ratios

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Price / Earnings	-3.29	-24.36	14.15
Price / Book Value	0.56	0.78	1.24
Dividend Yield (%)	--	--	--
EV/EBITDA	27.14	-59.86	-4.42
Market Cap ($ Cr)	--	--	--

Solvency Ratios

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Debt to Equity	1.76	1.04	0.09
Short term debt to equity ratio	0.03	0.07	--
Current Ratio	165.47	0.10	0.64
Quick Ratio	--	--	--
Interest Coverage	--	-0.21	--

Operating Efficiency Ratios

	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)	United Security Bancshares (UBFO)
Debtors to sales (%)	7.79	9.58	10.87
Asset Turnover	0.05	0.05	0.05
Receivable days	31.23	32.58	42.30
Inventory Days	--	--	--
Payable days	--	--	--
Cash Conversion Cycle	--	--	--

Annual
Quarterly