Market cap
$18 Mln
Revenue (TTM)
$391 Mln
P/E Ratio
--
P/B Ratio
0
Div. Yield
0 %
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
18 | 12,865 | 9,771 | 7,098 | 6,287 |
Revenue ($ Mln) |
154 | 15,841 | 4,120 | 6,418 | 2,324 |
Net Profit ($ Mln) |
-97.32 | 1,454.00 | 388.15 | 781.00 | 501.90 |
Net Margin (%) |
-6.49 | 9.18 | 9.42 | 12.17 | 21.60 |
RoE (%) |
-22.50 | 9.38 | 16.88 | 23.02 | 32.25 |
Price to Earnings |
-- | 9.95 | 23.42 | 9.31 | 12.91 |
Price-To-Book |
0.04 | 0.97 | 3.84 | 2.18 | 3.82 |
Income Statement ($ Mln)
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
154.29 | 12,154.00 | 3,661.04 | 6,242.00 | 2,317.20 |
|
Cost of Revenue
|
152.03 | 5,836.00 | 1,769.54 | 3,269.00 | 29.00 |
|
Gross Profit
|
2.26 | 6,318.00 | 1,891.51 | 2,973.00 | 2,288.20 |
|
Operating Expenses
|
100.86 | 5,267.00 | 1,329.28 | 1,972.00 | 1,184.50 |
|
Operating Profit (EBIT)
|
-98.60 | 1,051.00 | 562.23 | 1,001.00 | 1,103.70 |
|
Other Income
|
-- | -- | -- | -- | -- |
|
Profit before Tax
|
-97.35 | 1,051.00 | 447.56 | 1,001.00 | 565.40 |
|
Provision for Tax
|
0.00 | 199.00 | 117.19 | 218.00 | 141.50 |
|
Profit after Tax (Net Income)
|
-97.32 | 852.00 | 330.38 | 783.00 | 423.90 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Consolidated Profit
|
-- | 742.00 | -- | 783.00 | -- |
Liabilities ($ Mln)
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
423.14 | 15,498.00 | 2,276.76 | 3,401.00 | 1,523.60 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Non-Current Liabilities
|
0.00 | 17,070.00 | 2,616.19 | 23,987.00 | 5,891.40 |
|
Current Liabilities
|
41.94 | 163,434.00 | 407.81 | -- | 2,183.50 |
|
Total Liabilities
|
465.06 | 196,002.00 | 5,300.76 | 27,388.00 | 9,598.50 |
Assets ($ Mln)
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
1.66 | 48,615.00 | 3,444.30 | 25,354.00 | 9,021.00 |
|
Current Assets
|
463.39 | 147,387.00 | 1,856.47 | 2,034.00 | 577.50 |
|
Total Assets
|
465.06 | 196,002.00 | 5,300.76 | 27,388.00 | 9,598.50 |
|
Total Debt*
|
0.00 | 21,765.00 | 2,817.59 | 22,694.00 | 6,353.90 |
|
Net Current Assets
|
421.45 | -- | 1,448.65 | -- | 8,086.50 |
Cashflow ($ Mln)
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-253.86 | 3,628.00 | 585.94 | 3,130.00 | 1,054.60 |
|
Cash Flow from Investing Activities
|
-0.04 | -5,163.00 | -828.05 | -3,161.00 | -674.30 |
|
Cash from Financing Activities
|
15.79 | 1,956.00 | 176.41 | 520.00 | -724.60 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
-22.50 | 2.42 | 7.18 | 3.09 | 5.31 |
|
ROE (%)
|
-22.50 | 5.80 | 15.26 | 23.76 | 25.90 |
|
ROA (%)
|
-20.54 | 0.44 | 6.76 | 2.94 | 4.38 |
|
EBIT Margin (%)
|
-- | -- | -- | -- | -- |
|
Net Margin (%)
|
-63.08 | 7.01 | 9.02 | 12.54 | 18.29 |
|
Cash Profit Margin (%)
|
-- | -- | -- | -- | -- |
Growth Ratios
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-0.33 | -0.26 | 0.08 | 0.09 | 0.09 |
|
EBIT Growth (%)
|
-- | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
-615.32 | 27.54 | 27.65 | 53.83 | 71.00 |
|
EPS Growth (%)
|
-2.82 | 0.26 | 0.30 | 0.56 | 0.91 |
|
Book Value Growth (%)
|
-- | -- | -- | -- | -- |
Valuation Ratios
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
-0.10 | 16.71 | 21.37 | 10.21 | 11.62 |
|
Price / Book Value
|
0.02 | 0.92 | 3.10 | 2.35 | 3.23 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
-0.05 | 2.74 | 9.75 | 22.79 | 10.18 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 1.40 | 1.24 | 6.67 | 4.17 |
|
Short term debt to equity ratio
|
0.00 | 0.30 | 0.05 | 0.00 | 1.43 |
|
Current Ratio
|
11.05 | 0.90 | 4.55 | -- | 0.26 |
|
Quick Ratio
|
10.48 | -- | 3.36 | -- | -- |
|
Interest Coverage
|
-- | 0.16 | 4.69 | 0.79 | 2.22 |
Operating Efficiency Ratios
| SOS Limiteds (SOS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
230.02 | 1,125.62 | 29.98 | 339.27 | 2.90 |
|
Asset Turnover
|
0.33 | 0.06 | 0.75 | 0.23 | 0.24 |
|
Receivable days
|
267.65 | 2,074.31 | 91.60 | 1,207.54 | 5.63 |
|
Inventory Days
|
68.46 | -- | 84.82 | -- | -- |
|
Payable days
|
38.27 | 4,789.18 | 5.95 | -- | 4,508.95 |
|
Cash Conversion Cycle
|
297.84 | -- | 170.47 | -- | -- |