Market cap
$118 Mln
Revenue (TTM)
$27 Mln
P/E Ratio
--
P/B Ratio
1
Div. Yield
1.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -5.14 | -5.16 | -4.18 | -0.61 | 8.08 |
| EBIT | -- | -- | -30.74 | -12.16 | 33.02 |
| Net Profit | -454.46 | -479.88 | -105.80 | -136.53 | -205.06 |
| EPS | -- | -- | -- | -- | -- |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Sep-21 | Sep-20 |
| EBIT-Margin
| 99.63 | 82.86 | 65.45 | 88.72 | 98.95 |
| Net Margin
| -- | -- | -1.68 | -- | -- |
| Return on equity
| 6.74 | 5.56 | -0.36 | 5.99 | 7.11 |
| Return on Capital
| 2.15 | 2.09 | -- | 2.00 | 2.05 |
| Return on Assets
| 0.74 | 0.67 | -0.02 | 0.67 | 0.76 |
| Debt to Equity (x)
| -- | -- | 1.72 | 1.78 | 2.21 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
2.00
|
2.05
|
2.38
|
2.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-0.36
Lower than Peers by 10.25
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
-0.36
|
5.99
|
7.11
|
7.11
|
5.34
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
-0.02
Lower than Peers by 0.98
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
-0.02
|
0.67
|
0.76
|
0.80
|
0.71
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
65.45
Higher than Peers by 44.60
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
65.45
|
88.72
|
98.95
|
111.22
|
76.81
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
-1.68
Lower than Peers by 21.72
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
-1.68
|
28.95
|
30.92
|
34.23
|
25.96
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Lower than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-4.18
Lower than Peers by 15.24
Year on year growth in net sales
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
-4.18
|
-0.13
|
0.11
|
0.02
|
0.17
|
|
Peer Median
|
11.06
|
--
|
--
|
--
|
--
|
EBIT Growth
-30.74
Lower than Peers by 19.76
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
-30.74
|
-22.02
|
-1.26
|
48.16
|
132.63
|
|
Peer Median
|
-10.98
|
--
|
--
|
--
|
--
|
Net Profit Growth
-105.80
Lower than Peers by 113.27
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
-105.80
|
-18.58
|
0.26
|
34.91
|
154.28
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.72
Higher than Peers by 1.51
Total debt / Net worth
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
1.72
|
1.78
|
2.21
|
2.70
|
1.20
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
--
|
0.19
|
0.64
|
0.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
106.93
Higher than Peers by 106.63
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
106.93
|
1.03
|
19.52
|
6.03
|
32.25
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
106.45
Higher than Peers by 106.10
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
106.45
|
1.03
|
--
|
6.03
|
32.20
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
0.90
Lower than Peers by 0.85
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
0.90
|
1.61
|
1.57
|
1.61
|
2.06
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
2,081.68
Higher than Peers by 2,074.75
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
2,081.68
|
16.09
|
15.77
|
18.20
|
20.25
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.01
Lower than Peers by 0.03
Sales / Average Total Assets
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
0.01
|
0.02
|
0.02
|
0.02
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
62.52
|
58.75
|
69.38
|
84.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
--
|
--
|
--
|
20.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
--
|
--
|
--
|
376.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
--
|
--
|
--
|
-272.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.98
Lower than Peers by 0.35
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
0.98
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
1.83
Lower than Peers by 0.63
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
1.83
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
--
|
-6.50
|
-8.19
|
-5.90
|
-9.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
118
Lower than Peers by 191
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Sep-21
|
Sep-20
|
Sep-19
|
Sep-18
|
|---|---|---|---|---|---|
|
Prudential Bancorp (PBIP)
|
118
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|