Market cap
$430 Mln
Revenue (TTM)
$131 Mln
P/E Ratio
12.1
P/B Ratio
1.6
Div. Yield
2.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.31 | 44.00 | 38.89 | 17.70 | 21.36 |
| EBIT | 28.70 | 95.58 | 27.42 | 8.84 | 16.88 |
| Net Profit | 2.01 | 57.55 | 23.24 | 6.91 | 16.22 |
| EPS | 2.07 | 33.86 | 6.28 | 1.35 | 9.89 |
| Book Value | -- | -- | 25.04 | 22.64 | 14.16 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 45.82 | 47.69 | 39.03 | 36.58 | 53.53 |
| Net Margin
| -- | -- | 27.41 | -- | -- |
| Return on equity
| 17.82 | 18.46 | 13.44 | 13.49 | 17.60 |
| Return on Capital
| 11.66 | 13.34 | -- | 9.13 | 11.38 |
| Return on Assets
| 1.72 | 1.66 | 1.43 | 1.53 | 1.77 |
| Debt to Equity (x)
| -- | -- | 0.06 | 0.57 | 0.35 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
9.13
|
11.38
|
14.46
|
17.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.44
Higher than Peers by 3.55
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
13.44
|
13.49
|
17.60
|
22.36
|
20.90
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.43
Higher than Peers by 0.46
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
1.43
|
1.53
|
1.77
|
1.84
|
1.63
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
39.03
Higher than Peers by 18.18
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
39.03
|
36.58
|
53.53
|
47.37
|
50.57
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
27.41
Higher than Peers by 7.37
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
27.41
|
27.36
|
39.28
|
35.08
|
37.49
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
38.89
Higher than Peers by 27.83
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
38.89
|
0.49
|
-0.14
|
0.20
|
0.25
|
|
Peer Median
|
11.06
|
--
|
--
|
--
|
--
|
EBIT Growth
27.42
Higher than Peers by 38.40
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
27.42
|
1.52
|
-3.01
|
12.73
|
25.21
|
|
Peer Median
|
-10.98
|
--
|
--
|
--
|
--
|
Net Profit Growth
23.24
Higher than Peers by 15.78
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
23.24
|
3.49
|
-3.89
|
12.60
|
25.87
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
6.28
Higher than Peers by 0.38
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
6.28
|
-0.12
|
-0.05
|
0.12
|
0.26
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
19.75
Higher than Peers by 10.94
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
19.75
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.06
Lower than Peers by 0.15
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
0.06
|
0.57
|
0.35
|
0.79
|
0.25
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.22
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
0.22
|
0.37
|
0.12
|
0.16
|
0.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
10.16
Higher than Peers by 9.85
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
10.16
|
0.25
|
0.37
|
0.42
|
44.14
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
10.16
Higher than Peers by 9.80
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
10.16
|
--
|
--
|
--
|
56.61
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
3.66
Higher than Peers by 1.91
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
3.66
|
2.85
|
3.67
|
8.38
|
28.56
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
1,381.87
|
--
|
--
|
66.67
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
0.05
|
0.06
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
5,047.28
|
--
|
202.32
|
195.95
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
--
|
--
|
-9,205.24
|
-41,391.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
33,613.13
|
--
|
1,636.03
|
4,628.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
--
|
--
|
-10,638.94
|
-45,824.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.05
Lower than Peers by 0.74
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
12.05
|
10.62
|
9.90
|
8.25
|
8.29
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.57
Higher than Peers by 0.24
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
1.57
|
1.20
|
1.59
|
1.67
|
1.84
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
2.06
Lower than Peers by 0.40
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
2.06
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
--
|
-0.16
|
-4.31
|
-5.09
|
-10.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
430
Higher than Peers by 121
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Plumas Bancorp (PLBC)
|
430
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|