Market cap
$80 Mln
Revenue (TTM)
$93 Mln
P/E Ratio
--
P/B Ratio
4.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -7.02 | 18.62 | 10.40 | 5.88 | 14.90 |
| EBIT | 49.15 | 265.39 | -343.06 | 14.33 | 10.33 |
| Net Profit | 128.63 | 176.39 | -152.39 | 3.64 | -3.75 |
| EPS | 128.04 | 172.65 | -153.90 | 10.31 | 5.32 |
| Book Value | -- | -- | -5.68 | -0.64 | -4.50 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -0.54 | -1.87 | -0.77 | -2.28 | 0.88 |
| Net Margin
| -- | -7.90 | -1.63 | -- | -- |
| Return on equity
| 0.83 | -6.59 | -8.22 | -13.55 | 19.32 |
| Return on Capital
| 0.68 | -5.56 | -- | -11.21 | 15.94 |
| Return on Assets
| 0.18 | -0.90 | -0.70 | -2.08 | 3.09 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.22 | 0.20 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
-11.21
|
15.94
|
-2.68
|
-28.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-8.22
Lower than Peers by 21.96
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-8.22
|
-13.55
|
19.32
|
-3.28
|
-33.64
|
|
Peer Median
|
13.74
|
--
|
--
|
--
|
--
|
ROA
-0.70
Lower than Peers by 4.37
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-0.70
|
-2.08
|
3.09
|
-0.46
|
-4.74
|
|
Peer Median
|
3.67
|
--
|
--
|
--
|
--
|
EBIT Margin
-0.77
Lower than Peers by 11.58
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-0.77
|
-2.28
|
0.88
|
-0.21
|
-7.49
|
|
Peer Median
|
10.81
|
--
|
--
|
--
|
--
|
Net Margin
-1.63
Lower than Peers by 8.17
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-1.63
|
-2.94
|
3.99
|
-0.58
|
-7.90
|
|
Peer Median
|
6.54
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
10.40
Higher than Peers by 2.28
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
10.40
|
0.03
|
0.00
|
0.19
|
0.12
|
|
Peer Median
|
8.12
|
--
|
--
|
--
|
--
|
EBIT Growth
-343.06
Lower than Peers by 354.63
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-343.06
|
-366.01
|
512.73
|
96.59
|
-3,425.86
|
|
Peer Median
|
11.57
|
--
|
--
|
--
|
--
|
Net Profit Growth
-152.39
Lower than Peers by 165.69
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-152.39
|
-176.00
|
795.74
|
91.34
|
-1,604.81
|
|
Peer Median
|
13.30
|
--
|
--
|
--
|
--
|
EPS Growth
-153.90
Lower than Peers by 177.17
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-153.90
|
-1.77
|
7.79
|
0.93
|
-19.69
|
|
Peer Median
|
23.27
|
--
|
--
|
--
|
--
|
Book Value Growth
-4.60
Lower than Peers by 14.45
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-4.60
|
--
|
--
|
--
|
--
|
|
Peer Median
|
9.85
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
0.22
|
0.20
|
0.22
|
0.22
|
|
Peer Median
|
0.54
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.06
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
0.06
|
0.05
|
0.04
|
0.05
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.10
Lower than Peers by 0.43
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
1.10
|
1.08
|
1.12
|
1.09
|
1.07
|
|
Peer Median
|
1.52
|
--
|
--
|
--
|
--
|
Quick Ratio
1.09
Lower than Peers by 0.37
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
1.09
|
1.08
|
1.12
|
1.09
|
1.06
|
|
Peer Median
|
1.46
|
--
|
--
|
--
|
--
|
Interest Coverage
-9.57
Lower than Peers by 14.46
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
-9.57
|
-37.39
|
13.61
|
-34.10
|
-1,283.43
|
|
Peer Median
|
4.90
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.05
Lower than Peers by 11.93
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
7.05
|
6.18
|
7.90
|
6.74
|
6.30
|
|
Peer Median
|
18.98
|
--
|
--
|
--
|
--
|
Asset Turnover
0.43
Lower than Peers by 0.25
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
0.43
|
0.71
|
0.77
|
0.81
|
0.60
|
|
Peer Median
|
0.68
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
25.28
|
26.67
|
21.97
|
24.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
2.41
|
2.38
|
2.65
|
3.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
5.94
|
6.60
|
5.39
|
7.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
21.75
|
22.46
|
19.23
|
20.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
-14.58
|
12.00
|
-95.95
|
-6.18
|
|
Peer Median
|
24.38
|
--
|
--
|
--
|
--
|
Price / Book Value
4.25
Higher than Peers by 1.43
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
4.25
|
2.04
|
2.07
|
3.03
|
2.43
|
|
Peer Median
|
2.83
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.50
|
--
|
--
|
--
|
--
|
EV/EBITDA
99.30
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
99.30
|
-27,089.45
|
11.84
|
21.96
|
-12.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
80
Lower than Peers by 222
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Usio (USIO)
|
80
|
--
|
--
|
--
|
--
|
|
Peer Median
|
302
|
--
|
--
|
--
|
--
|