Market cap
$702 Mln
Revenue (TTM)
$288 Mln
P/E Ratio
12.4
P/B Ratio
1.3
Div. Yield
3.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.75 | 3.78 | 0.91 | 26.04 | 21.36 |
| EBIT | -- | -- | 31.86 | 6.62 | 4.59 |
| Net Profit | 0.39 | -12.69 | 68.39 | 16.28 | 10.47 |
| EPS | 0.33 | -12.28 | 68.50 | 4.01 | 3.51 |
| Book Value | -- | -- | 10.50 | 5.60 | 3.38 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 16.40 | 27.11 | 18.10 | 25.71 | 3.69 |
| Net Margin
| -- | 55.89 | 19.74 | -- | -- |
| Return on equity
| 7.47 | 9.46 | 10.75 | 11.97 | 2.10 |
| Return on Capital
| 5.43 | 7.27 | -- | 8.44 | 1.63 |
| Return on Assets
| 0.70 | 0.92 | 1.03 | 1.14 | 0.19 |
| Debt to Equity (x)
| -- | -- | 0.46 | 0.50 | 0.33 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
--
|
8.44
|
1.63
|
6.22
|
9.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.75
Higher than Peers by 0.86
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
10.75
|
11.97
|
2.10
|
8.35
|
11.62
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.03
Higher than Peers by 0.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
1.03
|
1.14
|
0.19
|
0.75
|
1.10
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
18.10
Lower than Peers by 2.75
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
18.10
|
25.71
|
3.69
|
19.82
|
36.69
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
19.74
Lower than Peers by 0.31
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
19.74
|
21.07
|
3.70
|
16.69
|
66.57
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
0.91
Lower than Peers by 10.13
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
0.91
|
0.22
|
0.40
|
0.33
|
0.15
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
31.86
Higher than Peers by 42.90
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
31.86
|
753.02
|
-73.95
|
-28.36
|
-15.23
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
68.39
Higher than Peers by 60.93
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
68.39
|
596.48
|
-68.96
|
-28.12
|
-12.48
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
68.50
Higher than Peers by 62.60
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
68.50
|
5.94
|
-0.78
|
-0.27
|
-0.12
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
9.02
Higher than Peers by 0.21
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
9.02
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.46
Higher than Peers by 0.25
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
0.46
|
0.50
|
0.33
|
0.22
|
0.47
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.16
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
0.16
|
0.06
|
0.03
|
0.05
|
0.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.09
Higher than Peers by 0.78
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
1.09
|
8.76
|
0.08
|
0.14
|
0.17
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
1.09
Higher than Peers by 0.73
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
1.09
|
--
|
--
|
0.13
|
0.18
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.77
Higher than Peers by 0.02
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
1.77
|
0.77
|
0.09
|
0.52
|
2.91
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.18
Lower than Peers by 0.75
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
6.18
|
6.28
|
6.80
|
7.76
|
9.47
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
0.05
|
0.05
|
0.05
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
--
|
21.62
|
22.54
|
27.23
|
29.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
--
|
--
|
66.26
|
-82.94
|
-4,087.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
--
|
23.93
|
17.96
|
19.13
|
15.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
--
|
--
|
70.85
|
-74.85
|
-4,073.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.44
Lower than Peers by 0.35
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
12.44
|
8.30
|
60.53
|
12.61
|
9.80
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.31
Lower than Peers by 0.01
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
1.31
|
0.94
|
1.10
|
1.01
|
1.18
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
3.54
Higher than Peers by 1.06
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
3.54
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
--
|
5.91
|
22.08
|
-0.57
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
702
Higher than Peers by 393
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peoples Fin (PFIS)
|
702
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|