Market cap
$362 Mln
Revenue (TTM)
$110 Mln
P/E Ratio
11.6
P/B Ratio
1.3
Div. Yield
2.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -25.98 | -22.09 | 1.81 | 9.83 | 9.35 |
| EBIT | 8.78 | 8.53 | 15.64 | 4.23 | 2.33 |
| Net Profit | 8.26 | 8.73 | 16.41 | 4.61 | 2.45 |
| EPS | 9.19 | 9.66 | 17.37 | 6.28 | 3.77 |
| Book Value | -- | -- | 8.01 | 8.04 | 8.17 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Sep-25 | Sep-24 |
| EBIT-Margin
| 33.90 | 39.16 | 35.70 | 32.79 | 29.94 |
| Net Margin
| -- | -- | 28.74 | -- | -- |
| Return on equity
| 11.21 | 11.74 | 11.64 | 11.48 | 10.15 |
| Return on Capital
| 10.22 | 10.96 | -- | 10.55 | 9.05 |
| Return on Assets
| 1.41 | 1.43 | 1.47 | 1.48 | 1.29 |
| Debt to Equity (x)
| -- | -- | 0.04 | 0.09 | 0.09 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
10.55
|
9.05
|
11.06
|
10.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.64
Higher than Peers by 1.75
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
11.64
|
11.48
|
10.15
|
12.01
|
11.09
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.47
Higher than Peers by 0.51
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
1.47
|
1.48
|
1.29
|
1.47
|
1.29
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
35.70
Higher than Peers by 14.85
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
35.70
|
32.79
|
29.94
|
38.97
|
43.91
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
28.74
Higher than Peers by 8.70
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
28.74
|
26.39
|
23.91
|
31.09
|
35.05
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
1.81
Lower than Peers by 9.23
Year on year growth in net sales
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
1.81
|
0.09
|
0.16
|
0.30
|
-0.02
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
15.64
Higher than Peers by 26.67
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
15.64
|
19.16
|
-10.55
|
14.99
|
-14.13
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
16.41
Higher than Peers by 8.95
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
16.41
|
20.09
|
-10.45
|
14.91
|
-14.44
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
17.37
Higher than Peers by 11.47
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
17.37
|
0.21
|
-0.09
|
0.17
|
-0.13
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
7.36
Lower than Peers by 1.46
Year on year growth in book value per share
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
7.36
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.04
Lower than Peers by 0.17
Total debt / Net worth
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
0.04
|
0.09
|
0.09
|
0.16
|
0.01
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
0.00
|
0.00
|
0.09
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
9.28
Higher than Peers by 8.98
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
9.28
|
0.17
|
0.15
|
0.12
|
0.24
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
9.28
Higher than Peers by 8.92
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
9.28
|
--
|
--
|
0.22
|
0.45
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.22
Higher than Peers by 0.47
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
2.22
|
1.13
|
0.99
|
2.93
|
11.06
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.68
Lower than Peers by 0.25
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
6.68
|
6.69
|
6.88
|
6.88
|
6.66
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
0.05
|
0.06
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
23.77
|
23.37
|
21.95
|
22.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
--
|
-1,720.89
|
-6,575.67
|
-22,226.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
78.82
|
72.98
|
150.32
|
594.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
--
|
-1,770.50
|
-6,704.03
|
-22,798.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.64
Lower than Peers by 1.15
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
11.64
|
9.04
|
9.96
|
8.15
|
9.74
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.32
Lower than Peers by 0.01
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
1.32
|
1.00
|
0.99
|
0.95
|
1.05
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
2.42
Lower than Peers by 0.06
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
2.42
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
--
|
0.12
|
0.49
|
1.97
|
-4.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
362
Higher than Peers by 53
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Timberland Bancorp (TSBK)
|
362
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|