Market cap
$134 Mln
Revenue (TTM)
$75 Mln
P/E Ratio
9.6
P/B Ratio
0.8
Div. Yield
5.4 %
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
Market cap ($ Mln) |
134 | 232 |
Revenue ($ Mln) |
75 | 115 |
Net Profit ($ Mln) |
13.85 | 22.24 |
Net Margin (%) |
18.42 | 19.38 |
RoE (%) |
10.84 | 11.57 |
Price to Earnings |
9.64 | 10.45 |
Price-To-Book |
0.79 | 1.03 |
Income Statement ($ Mln)
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Operating Revenue
|
75.19 | 114.74 |
|
Cost of Revenue
|
15.34 | 0.00 |
|
Gross Profit
|
83.34 | 129.76 |
|
Operating Expenses
|
-2.04 | -21.94 |
|
Operating Profit (EBIT)
|
18.40 | 51.51 |
|
Other Income
|
0.00 | 0.00 |
|
Profit before Tax
|
16.56 | 28.30 |
|
Provision for Tax
|
2.71 | 6.06 |
|
Profit after Tax (Net Income)
|
13.85 | 22.24 |
|
Minority Interest
|
0.00 | 0.00 |
|
Consolidated Profit
|
2.81 | 6.61 |
Liabilities ($ Mln)
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Shareholder's Funds
|
137.75 | 200.99 |
|
Minority Interest
|
0.00 | 0.00 |
|
Non-Current Liabilities
|
632.30 | 682.09 |
|
Current Liabilities
|
1,095.93 | 1,325.51 |
|
Total Liabilities
|
1,880.99 | 2,197.24 |
Assets ($ Mln)
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Non-Current Assets
|
1,787.80 | 2,173.15 |
|
Current Assets
|
78.18 | 35.45 |
|
Total Assets
|
1,880.99 | 2,197.24 |
|
Total Debt*
|
232.99 | 75.38 |
|
Net Current Assets
|
0.00 | 0.00 |
Cashflow ($ Mln)
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Cash From Operating Activities
|
15.76 | 22.66 |
|
Cash Flow from Investing Activities
|
-- | -- |
|
Cash from Financing Activities
|
119.18 | -30.46 |
|
Net Cash Inflow / Outflow
|
-- | -- |
Ratios
Profitability Ratios
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
ROCE (%)
|
3.20 | 9.32 |
|
ROE (%)
|
10.84 | 11.57 |
|
ROA (%)
|
0.64 | 0.91 |
|
EBIT Margin (%)
|
14.45 | 27.63 |
|
Net Margin (%)
|
18.42 | 19.38 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 |
Growth Ratios
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Revenue Growth (%)
|
23.86 | 353.23 |
|
EBIT Growth (%)
|
-69.61 | -27.60 |
|
Net Profit Growth (%)
|
-26.14 | -7.47 |
|
EPS Growth (%)
|
-26.14 | -7.47 |
|
Book Value Growth (%)
|
8.89 | 8.68 |
Valuation Ratios
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Price / Earnings
|
10.46 | 10.29 |
|
Price / Book Value
|
1.01 | 1.29 |
|
Dividend Yield (%)
|
-- | -- |
|
EV/EBITDA
|
84.55 | 6.91 |
|
Market Cap ($ Cr)
|
-- | -- |
Solvency Ratios
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Debt to Equity
|
1.49 | 0.20 |
|
Short term debt to equity ratio
|
0.78 | 0.15 |
|
Current Ratio
|
0.07 | 0.03 |
|
Quick Ratio
|
0.14 | 0.03 |
|
Interest Coverage
|
1.57 | 1.91 |
Operating Efficiency Ratios
| FNCB Bancorp (FNCB) | Codorus Valley Bancorp (CVLY) | |
|---|---|---|
|
Debtors to sales (%)
|
10.09 | 0.00 |
|
Asset Turnover
|
0.03 | 0.05 |
|
Receivable days
|
26.86 | -- |
|
Inventory Days
|
-5,577.96 | -2,733.67 |
|
Payable days
|
52.28 | -11,090,011.56 |
|
Cash Conversion Cycle
|
-5,603.37 | -- |