Market cap
$943 Mln
Revenue (TTM)
$371 Mln
P/E Ratio
12.9
P/B Ratio
1
Div. Yield
2.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 37.99 | 25.16 | 16.32 | 19.60 | 22.22 |
| EBIT | -- | -- | 18.42 | 2.58 | 8.14 |
| Net Profit | 149.15 | 355.50 | 54.74 | 12.97 | 14.59 |
| EPS | 149.15 | 276.30 | 27.06 | 1.27 | -4.59 |
| Book Value | -- | -- | -2.73 | 2.52 | 2.67 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.21 | 24.33 | 16.64 | 22.14 | 19.57 |
| Net Margin
| -- | -- | 18.36 | -- | -- |
| Return on equity
| 7.67 | 8.36 | 7.94 | 7.66 | 8.26 |
| Return on Capital
| 6.03 | 6.47 | -- | 7.00 | 6.05 |
| Return on Assets
| 0.88 | 0.92 | 0.91 | 0.97 | 0.92 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.07 | 0.12 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
--
|
7.00
|
6.05
|
5.05
|
8.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.94
Lower than Peers by 1.95
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
7.94
|
7.66
|
8.26
|
7.09
|
10.94
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.91
Lower than Peers by 0.05
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.91
|
0.97
|
0.92
|
0.76
|
1.19
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
16.64
Lower than Peers by 4.21
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
16.64
|
22.14
|
19.57
|
18.91
|
35.97
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
18.36
Lower than Peers by 1.68
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
18.36
|
17.21
|
16.12
|
15.82
|
29.27
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
16.32
Higher than Peers by 5.28
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
16.32
|
0.07
|
0.30
|
0.26
|
0.30
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
18.42
Higher than Peers by 29.45
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
18.42
|
20.55
|
34.32
|
-33.64
|
86.81
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
54.74
Higher than Peers by 47.27
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
54.74
|
13.78
|
32.20
|
-31.76
|
86.93
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
27.06
Higher than Peers by 21.15
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
27.06
|
-0.11
|
0.19
|
-0.35
|
0.34
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
-3.95
Lower than Peers by 12.76
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
-3.95
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.00
Lower than Peers by 0.21
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.00
|
0.07
|
0.12
|
0.66
|
0.14
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.15
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.15
|
0.03
|
0.00
|
0.45
|
0.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.17
Lower than Peers by 0.14
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.17
|
0.02
|
0.07
|
0.07
|
0.08
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.17
Lower than Peers by 0.19
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.17
|
--
|
--
|
0.07
|
0.10
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.73
Lower than Peers by 0.02
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
1.73
|
0.58
|
0.46
|
0.50
|
3.79
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.00
Higher than Peers by 2.07
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
9.00
|
9.07
|
8.75
|
10.92
|
9.83
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
0.05
|
0.06
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
--
|
31.55
|
31.36
|
34.17
|
29.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
--
|
--
|
54.25
|
-120.26
|
-8,355.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
--
|
7,579.39
|
38.36
|
32.64
|
33.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
--
|
--
|
47.25
|
-118.73
|
-8,360.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.93
Higher than Peers by 0.14
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
12.93
|
12.92
|
10.70
|
10.76
|
8.69
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.05
Lower than Peers by 0.28
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
1.05
|
0.89
|
0.81
|
0.74
|
0.93
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
2.39
Lower than Peers by 0.09
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
2.39
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
--
|
9.48
|
4.43
|
10.18
|
3.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
943
Higher than Peers by 635
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Mid Penn Bancorp (MPB)
|
943
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|