First Interstate BancSystem Inc. Class A (FIBK) Key Ratios
$37.14
As on 28-Aug-2026 13:35EDT
Market cap
$3,573 Mln
Revenue (TTM)
$953 Mln
P/E Ratio
11.7
P/B Ratio
1.1
Div. Yield
5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -74.60 | -81.78 | -33.39 | -10.93 | 7.53 |
| EBIT | 39.61 | 15.72 | 39.49 | 3.25 | 11.22 |
| Net Profit | 39.37 | 17.02 | 41.31 | 3.23 | 11.39 |
| EPS | 42.90 | 24.97 | 45.92 | 4.83 | 1.33 |
| Book Value | -- | -- | 6.70 | 5.06 | 1.55 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 95.34 | 69.10 | 43.80 | 37.01 | 19.89 |
| Net Margin
| -- | -- | 34.02 | -- | -- |
| Return on equity
| 8.01 | 8.35 | 9.58 | 8.95 | 6.92 |
| Return on Capital
| 4.49 | 4.69 | -- | 6.09 | 3.59 |
| Return on Assets
| 0.89 | 0.89 | 1.03 | 1.08 | 0.76 |
| Debt to Equity (x)
| -- | -- | 0.09 | 0.23 | 0.72 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
--
|
6.09
|
3.59
|
3.78
|
4.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.58
Lower than Peers by 0.31
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
9.58
|
8.95
|
6.92
|
8.17
|
7.99
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.03
Higher than Peers by 0.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
1.03
|
1.08
|
0.76
|
0.82
|
0.78
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
43.80
Higher than Peers by 22.95
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
43.80
|
37.01
|
19.89
|
229.12
|
21.70
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
34.02
Higher than Peers by 13.98
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
34.02
|
28.55
|
15.26
|
175.17
|
17.07
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-33.39
Lower than Peers by 44.43
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
-33.39
|
-0.29
|
9.07
|
-0.88
|
0.81
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
39.49
Higher than Peers by 50.53
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
39.49
|
33.01
|
-12.56
|
31.00
|
3.75
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
41.31
Higher than Peers by 33.84
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
41.31
|
33.67
|
-12.23
|
27.35
|
5.26
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
45.92
Higher than Peers by 40.02
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
45.92
|
0.37
|
-0.12
|
0.28
|
-0.38
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
3.70
Lower than Peers by 5.11
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
3.70
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.09
Lower than Peers by 0.12
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
0.09
|
0.23
|
0.72
|
1.14
|
1.19
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.14
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
0.14
|
0.14
|
0.63
|
1.05
|
1.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.38
Higher than Peers by 0.07
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
0.38
|
0.04
|
0.04
|
0.24
|
17.23
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.38
Higher than Peers by 0.02
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
0.38
|
--
|
--
|
0.23
|
19.41
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.38
Higher than Peers by 0.63
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
2.38
|
1.11
|
0.61
|
0.51
|
3.26
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
10.21
Higher than Peers by 3.28
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
10.21
|
9.69
|
7.89
|
87.82
|
9.99
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
0.03
|
0.04
|
0.05
|
0.00
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
--
|
37.86
|
30.33
|
307.36
|
25.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
--
|
--
|
165.82
|
-1,919.09
|
-3,837.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
--
|
5,108.05
|
285.74
|
2,277.71
|
692.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
--
|
--
|
-89.59
|
-3,889.45
|
-4,504.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.72
Lower than Peers by 1.07
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
11.72
|
11.58
|
14.86
|
12.38
|
19.98
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.08
Lower than Peers by 0.24
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
1.08
|
1.01
|
1.02
|
0.99
|
1.31
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
4.97
Higher than Peers by 2.49
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
4.97
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
--
|
-8.39
|
13.61
|
1.30
|
-0.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
3,573
Higher than Peers by 3,264
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Interstate BancSystem Inc. Class A (FIBK)
|
3,573
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|