Stewart Information Services Corp (STC) Key Ratios
$44.50
As on 30-Oct-2026 16:00EST
Market cap
$1,388 Mln
Revenue (TTM)
$3,372 Mln
P/E Ratio
11.4
P/B Ratio
0.8
Div. Yield
1.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.16 | 13.02 | 20.55 | 13.09 | 1.82 |
| EBIT | -14.97 | -19.52 | 17.43 | 34.01 | -13.33 |
| Net Profit | -7.23 | -24.80 | 25.12 | 78.93 | -18.59 |
| EPS | -18.85 | -36.99 | 10.94 | 46.41 | -18.34 |
| Book Value | -- | -- | 13.97 | 4.00 | 8.63 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 5.04 | 7.32 | 5.89 | 6.17 | 5.39 |
| Net Margin
| -- | -- | 3.58 | -- | -- |
| Return on equity
| 5.03 | 9.00 | 6.61 | 7.59 | 5.29 |
| Return on Capital
| 3.49 | 6.31 | -- | 5.28 | 3.74 |
| Return on Assets
| 2.56 | 5.40 | 3.45 | 3.86 | 2.70 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.47 | 0.40 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
5.28
|
3.74
|
1.44
|
6.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
6.61
Lower than Peers by 8.04
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
6.61
|
7.59
|
5.29
|
2.22
|
9.27
|
|
Peer Median
|
14.66
|
--
|
--
|
--
|
--
|
ROA
3.45
Higher than Peers by 0.48
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
3.45
|
3.86
|
2.70
|
1.12
|
5.85
|
|
Peer Median
|
2.98
|
--
|
--
|
--
|
--
|
EBIT Margin
5.89
Lower than Peers by 6.97
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
5.89
|
6.17
|
5.39
|
3.57
|
8.18
|
|
Peer Median
|
12.86
|
--
|
--
|
--
|
--
|
Net Margin
3.58
Lower than Peers by 7.23
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
3.58
|
3.96
|
2.94
|
1.35
|
5.29
|
|
Peer Median
|
10.81
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
20.55
Higher than Peers by 10.88
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
20.55
|
0.17
|
0.10
|
-0.26
|
-0.07
|
|
Peer Median
|
9.68
|
--
|
--
|
--
|
--
|
EBIT Growth
17.43
Higher than Peers by 1.49
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
17.43
|
34.37
|
66.54
|
-67.90
|
-42.81
|
|
Peer Median
|
15.94
|
--
|
--
|
--
|
--
|
Net Profit Growth
25.12
Lower than Peers by 6.50
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
25.12
|
57.63
|
140.84
|
-81.25
|
-49.78
|
|
Peer Median
|
31.61
|
--
|
--
|
--
|
--
|
EPS Growth
10.94
Lower than Peers by 20.06
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
10.94
|
0.53
|
1.36
|
-0.82
|
-0.50
|
|
Peer Median
|
31.00
|
--
|
--
|
--
|
--
|
Book Value Growth
4.48
Lower than Peers by 8.94
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
4.48
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.41
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
0.47
|
0.40
|
0.42
|
0.66
|
|
Peer Median
|
0.23
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
0.12
|
0.03
|
0.33
|
0.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.58
Lower than Peers by 1.37
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.58
|
0.72
|
0.74
|
0.72
|
0.44
|
|
Peer Median
|
1.95
|
--
|
--
|
--
|
--
|
Quick Ratio
0.58
Lower than Peers by 2.01
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.58
|
--
|
--
|
1.44
|
--
|
|
Peer Median
|
2.59
|
--
|
--
|
--
|
--
|
Interest Coverage
7.21
Lower than Peers by 9.16
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
7.21
|
8.82
|
6.74
|
4.08
|
13.64
|
|
Peer Median
|
16.37
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.89
Lower than Peers by 22.82
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
6.89
|
6.51
|
5.65
|
5.53
|
3.84
|
|
Peer Median
|
29.72
|
--
|
--
|
--
|
--
|
Asset Turnover
0.96
Higher than Peers by 0.70
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.96
|
0.98
|
0.92
|
0.83
|
1.11
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
20.68
|
19.48
|
19.63
|
14.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
-1,804.62
|
-1,807.51
|
-2,470.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
863.28
|
879.42
|
860.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
-2,648.41
|
-2,667.31
|
-3,316.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.37
Higher than Peers by 0.04
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
11.37
|
17.66
|
26.03
|
53.56
|
7.18
|
|
Peer Median
|
11.33
|
--
|
--
|
--
|
--
|
Price / Book Value
0.83
Lower than Peers by 0.99
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.83
|
1.24
|
1.36
|
1.19
|
0.85
|
|
Peer Median
|
1.81
|
--
|
--
|
--
|
--
|
Dividend Yield
1.19
Lower than Peers by 0.05
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
1.19
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.24
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
10.10
|
11.31
|
13.55
|
5.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,388
Higher than Peers by 740
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
1,388
|
--
|
--
|
--
|
--
|
|
Peer Median
|
649
|
--
|
--
|
--
|
--
|