Stewart Information Services Corp (STC) Key Ratios
$69.63
As on 03-Sep-2026 16:00EDT
Market cap
$2,100 Mln
Revenue (TTM)
$3,268 Mln
P/E Ratio
15.1
P/B Ratio
1.3
Div. Yield
3.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 15.09 | 24.52 | 22.49 | 10.14 | 2.85 |
| EBIT | 100.10 | 20.89 | 40.30 | 28.17 | -10.38 |
| Net Profit | 119.95 | 15.86 | 62.09 | 53.28 | -15.81 |
| EPS | 119.08 | 7.08 | 46.80 | 35.35 | -14.42 |
| Book Value | -- | -- | 13.97 | 4.00 | 8.63 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 5.04 | 7.32 | 6.47 | 6.17 | 5.39 |
| Net Margin
| -- | -- | 4.12 | -- | -- |
| Return on equity
| 5.03 | 9.00 | 7.23 | 7.59 | 5.29 |
| Return on Capital
| 3.49 | 6.31 | -- | 5.28 | 3.74 |
| Return on Assets
| 2.56 | 5.40 | 3.85 | 3.86 | 2.70 |
| Debt to Equity (x)
| -- | -- | 0.39 | 0.47 | 0.40 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
5.28
|
3.74
|
1.44
|
6.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.23
Lower than Peers by 7.34
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
7.23
|
7.59
|
5.29
|
2.22
|
9.27
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
ROA
3.85
Higher than Peers by 0.89
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
3.85
|
3.86
|
2.70
|
1.12
|
5.85
|
|
Peer Median
|
2.96
|
--
|
--
|
--
|
--
|
EBIT Margin
6.47
Lower than Peers by 5.91
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
6.47
|
6.17
|
5.39
|
3.57
|
8.18
|
|
Peer Median
|
12.38
|
--
|
--
|
--
|
--
|
Net Margin
4.12
Lower than Peers by 6.58
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
4.12
|
3.96
|
2.94
|
1.35
|
5.29
|
|
Peer Median
|
10.71
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
22.49
Higher than Peers by 12.71
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
22.49
|
0.17
|
0.10
|
-0.26
|
-0.07
|
|
Peer Median
|
9.78
|
--
|
--
|
--
|
--
|
EBIT Growth
40.30
Higher than Peers by 26.26
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
40.30
|
34.37
|
66.54
|
-67.90
|
-42.81
|
|
Peer Median
|
14.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
62.09
Higher than Peers by 29.47
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
62.09
|
57.63
|
140.84
|
-81.25
|
-49.78
|
|
Peer Median
|
32.62
|
--
|
--
|
--
|
--
|
EPS Growth
46.80
Higher than Peers by 14.80
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
46.80
|
0.53
|
1.36
|
-0.82
|
-0.50
|
|
Peer Median
|
32.00
|
--
|
--
|
--
|
--
|
Book Value Growth
6.26
Lower than Peers by 7.57
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
6.26
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.83
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.39
Higher than Peers by 0.15
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.39
|
0.47
|
0.40
|
0.42
|
0.66
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
0.12
|
0.03
|
0.33
|
0.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.68
Lower than Peers by 1.51
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.68
|
0.72
|
0.74
|
0.72
|
0.44
|
|
Peer Median
|
2.19
|
--
|
--
|
--
|
--
|
Quick Ratio
0.68
Lower than Peers by 2.32
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.68
|
--
|
--
|
1.44
|
--
|
|
Peer Median
|
3.00
|
--
|
--
|
--
|
--
|
Interest Coverage
8.49
Lower than Peers by 7.51
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
8.49
|
8.82
|
6.74
|
4.08
|
13.64
|
|
Peer Median
|
16.00
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.97
Lower than Peers by 22.56
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
6.97
|
6.51
|
5.65
|
5.53
|
3.84
|
|
Peer Median
|
29.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.93
Higher than Peers by 0.67
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
0.93
|
0.98
|
0.92
|
0.83
|
1.11
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
20.68
|
19.48
|
19.63
|
14.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
-1,804.62
|
-1,807.51
|
-2,470.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
863.28
|
879.42
|
860.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
--
|
-2,648.41
|
-2,667.31
|
-3,316.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.09
Higher than Peers by 4.21
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
15.09
|
17.66
|
26.03
|
53.56
|
7.18
|
|
Peer Median
|
10.88
|
--
|
--
|
--
|
--
|
Price / Book Value
1.26
Lower than Peers by 0.47
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
1.26
|
1.24
|
1.36
|
1.19
|
0.85
|
|
Peer Median
|
1.74
|
--
|
--
|
--
|
--
|
Dividend Yield
3.05
Higher than Peers by 1.34
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
3.05
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.71
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
--
|
10.10
|
11.31
|
13.55
|
5.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,100
Higher than Peers by 1,425
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Stewart Information Services Corp (STC)
|
2,100
|
--
|
--
|
--
|
--
|
|
Peer Median
|
675
|
--
|
--
|
--
|
--
|