Citizens Inc. Class A ($1.00 Par) (CIA)

Name: Citizens Inc. Class A ($1.00 Par) (CIA) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: Citizens Inc. Class A ($1.00 Par) (CIA)

Stock Card

$3.92

$-0.01 (-0.25%)

As on 27-Aug-2026 16:00EDT

Market cap

$190 Mln

Revenue (TTM)

$254 Mln

P/E Ratio

17.1

P/B Ratio

0.8

Div. Yield

0 %

Citizens Inc. Class A ($1.00 Par) (CIA) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 3.89 High: 3.97

52 Week Range

Low: 3.57 High: 6.54

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$10 Mln
ROE

0.1 %
ROCE

-- %
Industry P/E

18.33
EV/EBITDA

0
Debt to Equity

0
Book Value

$--
EPS

$0.2
Face value

--
Shares outstanding

50,643,108

10 Years Aggregate

CFO

$705.48 Mln

EBITDA

$-52.77 Mln

Net Profit

$-102.88 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
Citizens Inc. Class A ($1.00 Par) (CIA)	-18.8	-19.0	-22.5	-27.0	8.7	-7.2	-8.9
BSE Sensex^*	-9.0	0.3	1.6	-4.6	5.9	6.5	10.7
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 27-Aug-2026 | *As on 28-Aug-2026 | #As on 26-Oct-2023

Company	2025	2024	2023	2022	2021	2020	2019
Citizens Inc. Class A ($1.00 Par) (CIA)	20.4	48.6	26.3	-59.9	-7.3	-15.1	-10.2
S&P Small-Cap 600	4.0	7.0	13.9	-17.4	25.3	9.6	20.9
BSE Sensex	9.1	8.1	18.7	4.4	22.0	15.8	14.4

Essential Checks

View Details

Is there a threat to the company's solvency?

Can creative accounting be detected through the financial numbers?

How did the company perform in the last one year?

Financials

View Details

Key Ratios

View Details

Peers

View Details

Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
Citizens Inc. Class A ($1.00 Par) (CIA)	3.9	190.4	253.5	11.6	5.6	4.9	17.1	0.8
Baldwin Insurance Group	30.2	3,089.2	1,737.8	-81.2	-7.3	-4.1	--	3.4
Brighthouse Financial (BHF)	54.2	3,006.1	6,284.0	831.0	19.5	12.4	4.1	0.5
CNO Financial Group (CNO)	55.2	4,951.7	4,646.6	279.6	12.3	10.7	18.3	1.9
F&G Annuities & Life Inc (FG)	23.6	2,955.2	5,976.0	418.0	11.5	8.8	7.4	0.6
Genworth Financial (GNW)	9.9	3,733.2	6,990.0	212.0	4.7	0.9	19.4	0.4
Goosehead Insurance Inc. Class A (GSHD)	70.5	3,441.2	402.2	35.3	25.6	--	52.9	54.2
Oscar Health Inc. Class A (OSCR)	30.1	9,743.9	15,318.6	550.7	4.0	36.3	24.9	4.9
Primerica (PRI)	291.4	9,167.3	3,400.0	796.2	30.9	32	12.1	3.7
Trupanion (TRUP)	29.7	1,356.6	1,520.8	23.2	2.4	5.9	58.7	3.3

Shareholding Pattern

View Details

About Citizens Inc. Class A ($1.00 Par) (CIA)

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two... segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Read more

Executive Vice-Chairman of the Board & CEO

Mr. Gerald W. Shields
Executive Vice-Chairman of the Board

Mr. Gerald W. Shields
Headquarters

Austin, TX
Website

https://www.citizensinc.com

FAQs for Citizens Inc. Class A ($1.00 Par) (CIA)

What is the current share price of Citizens Inc Class A ($100 Par) (CIA) Today?

The share price of Citizens Inc Class A ($100 Par) (CIA) is $3.92 (NYSE) as of 27-Aug-2026 16:00 EDT. Citizens Inc Class A ($100 Par) (CIA) has given a return of 8.72% in the last 3 years.

What is the current PB & PE ratio of Citizens Inc Class A ($100 Par) (CIA)?

The P/E ratio of Citizens Inc Class A ($100 Par) (CIA) is 17.09 times as on 21-Aug-2026, a 7 discount to its peers’ median range of 18.33 times.
The P/B ratio of Citizens Inc Class A ($100 Par) (CIA) is 0.82 times as on 21-Aug-2026, a 57 discount to its peers’ median range of 1.92 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2025	16.88	1.05
2024	13.42	0.95
2023	5.45	0.77
2022	4.08	0.83
2021	3.62	0.82

What is the 52 Week High and Low of Citizens Inc Class A ($100 Par) (CIA)?

The 52-week high and low of Citizens Inc Class A ($100 Par) (CIA) are Rs 6.54 and Rs 3.57 as of 28-Aug-2026.

What is the market cap of Citizens Inc Class A ($100 Par) (CIA)?

Citizens Inc Class A ($100 Par) (CIA) has a market capitalisation of $ 190 Mln as on 21-Aug-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in Citizens Inc Class A ($100 Par) (CIA)?

Before investing in Citizens Inc Class A ($100 Par) (CIA), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

For guidance, explore our expert-curated portfolios and Stock recommendations with Value Research Stock Advisor.

Want to explore on your own? Click here to see how this stock scores on quality, growth, valuation, and momentum.