Market cap
$281 Mln
Revenue (TTM)
$258 Mln
P/E Ratio
15.9
P/B Ratio
1.2
Div. Yield
0 %
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
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Net Profit (TTM)
$16 Mln
-
ROE
0.1 %
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ROCE
-- %
-
Industry P/E
16.14
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EV/EBITDA
0
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Debt to Equity
0
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Book Value
$--
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EPS
$0.4
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Face value
--
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Shares outstanding
50,553,564
10 Years Aggregate
CFO
$705.48 Mln
EBITDA
$-52.77 Mln
Net Profit
$-102.88 Mln
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Citizens Inc. Class A ($1.00 Par) (CIA)
| 15.9 | 7.5 | 9.6 | 47.4 | 34.7 | 2.2 | -3.0 |
|
BSE Sensex
| -10.8 | -0.6 | -1.7 | -8.5 | 6.4 | 7.6 | 11.0 |
|
S&P Small-Cap 600#
| -5.8 | -5.3 | -13.7 | -6.3 | 5.3 | 3.0 | 5.5 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
Citizens Inc. Class A ($1.00 Par) (CIA)
| 20.4 | 48.6 | 26.3 | -59.9 | -7.3 | -15.1 | -10.2 |
|
S&P Small-Cap 600
| 4.0 | 7.0 | 13.9 | -17.4 | 25.3 | 9.6 | 20.9 |
|
BSE Sensex
| 9.1 | 8.1 | 18.7 | 4.4 | 22.0 | 15.8 | 14.4 |
Essential Checks
View DetailsIs there a threat to the company's solvency?
Can creative accounting be detected through the financial numbers?
How did the company perform in the last one year?
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price ($) | Market Cap ($ Mln) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Citizens Inc. Class A ($1.00 Par) (CIA)
|
5.6 | 281.1 | 258.2 | 18.5 | 8.4 | 8 | 15.9 | 1.2 |
| 117.7 | 59,958.4 | 18,222.0 | 4,636.0 | 24.6 | 18.1 | 13.5 | 2.0 | |
| 219.6 | 56,190.7 | 14,972.4 | 1,611.5 | 18.1 | 6.8 | 35.3 | 2.4 | |
| 259.9 | 12,931.4 | 13,160.4 | 1,000.2 | 7.5 | 17.2 | 13.4 | 2.2 | |
| 60.1 | 20,333.5 | 6,425.0 | 1,148.0 | 27.1 | 9.1 | 19.5 | 1.6 | |
| 28.7 | 12,879.9 | 6,222.0 | 245.0 | 11.7 | 2.3 | 70.5 | 1.2 | |
| 166.5 | 12,819.2 | 6,077.8 | 1,177.1 | 0.0 | 20 | 11.4 | 2.1 | |
| 128.8 | 35,532.8 | 28,757.0 | 4,062.0 | 18.2 | 21.8 | 9.1 | 1.9 | |
| 89.0 | 56,352.2 | 76,945.0 | 3,619.0 | 0.0 | 12.9 | 16.9 | 2.1 | |
| 108.3 | 36,993.6 | 62,956.0 | 3,466.0 | 7.1 | 10.4 | 11 | 1.1 |
Shareholding Pattern
View DetailsAbout Citizens Inc. Class A ($1.00 Par) (CIA)
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two... segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Read more
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Executive Vice-Chairman of the Board & CEO
Mr. Gerald W. Shields
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Executive Vice-Chairman of the Board
Mr. Gerald W. Shields
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Headquarters
Austin, TX
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Website
FAQs for Citizens Inc. Class A ($1.00 Par) (CIA)
What is the current share price of Citizens Inc Class A ($100 Par) (CIA) Today?
The share price of Citizens Inc Class A ($100 Par) (CIA) is $5.60 (NYSE) as of 12-Jun-2026 13:40 EDT. Citizens Inc Class A ($100 Par) (CIA) has given a return of 34.73% in the last 3 years.
What is the current PB & PE ratio of Citizens Inc Class A ($100 Par) (CIA)?
The P/E ratio of Citizens Inc Class A ($100 Par) (CIA) is 15.89 times as on 12-Jun-2026, a 2 discount to its peers’ median range of 16.14 times.
The P/B ratio of Citizens Inc Class A ($100 Par) (CIA) is 1.17 times as on 12-Jun-2026, a 39 discount to its peers’ median range of 1.93 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
16.88
|
1.05
|
|
2024
|
13.42
|
0.95
|
|
2023
|
5.45
|
0.77
|
|
2022
|
4.08
|
0.83
|
|
2021
|
3.62
|
0.82
|
What is the 52 Week High and Low of Citizens Inc Class A ($100 Par) (CIA)?
The 52-week high and low of Citizens Inc Class A ($100 Par) (CIA) are Rs 6.40 and Rs 3.25 as of 13-Jun-2026.
What is the market cap of Citizens Inc Class A ($100 Par) (CIA)?
Citizens Inc Class A ($100 Par) (CIA) has a market capitalisation of $ 281 Mln as on 12-Jun-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in Citizens Inc Class A ($100 Par) (CIA)?
Before investing in Citizens Inc Class A ($100 Par) (CIA), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.