Commerce Bancshares (CBSH) Key Ratios

$55.01

up-down-arrow $-0.33 (-0.60%)

As on 28-Oct-2026 16:00EDT

Market cap

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$8,042 Mln

Revenue (TTM)

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$2,214 Mln

P/E Ratio

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13.6

P/B Ratio

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1.9

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 17.89 8.22 4.31 5.48 8.80
EBIT -- -- -20.47 -3.74 -3.94
Net Profit -2.77 11.17 6.05 6.39 0.71
EPS -1.58 2.01 -0.62 3.55 0.19
Book Value -- -- 11.29 13.25 -35.93
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 32.7137.2425.9534.2032.47
Net Margin info --33.4626.97----
Return on equity info 16.7910.8813.9415.9516.83
Return on Capital info 8.645.90--8.698.71
Return on Assets info 1.631.571.421.741.65
Debt to Equity (x) info ----0.000.790.88
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
8.69
8.71
8.52
2.17
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.94

Higher than Peers by 4.03

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
13.94
15.95
16.83
17.59
2.49
Peer Median
9.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.42

Higher than Peers by 0.45

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
1.42
1.74
1.65
1.50
1.42
Peer Median
0.97
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

25.95

Higher than Peers by 5.02

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
25.95
34.20
32.47
31.47
40.38
Peer Median
20.93
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

26.97

Higher than Peers by 6.39

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
26.97
26.46
25.15
24.22
30.78
Peer Median
20.58
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

4.31

Lower than Peers by 6.31

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
4.31
0.02
0.06
0.26
0.09
Peer Median
10.62
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-20.47

Lower than Peers by 10.23

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
-20.47
7.70
9.64
-2.00
-7.86
Peer Median
-10.24
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

6.05

Lower than Peers by 1.46

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
6.05
7.58
10.33
-2.32
-7.98
Peer Median
7.51
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-0.62

Lower than Peers by 6.67

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
-0.62
0.05
0.13
-0.06
-0.10
Peer Median
6.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

3.44

Lower than Peers by 5.18

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
3.44
--
--
--
--
Peer Median
8.61
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
0.79
0.88
0.99
1.15
Peer Median
0.19
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.64

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
0.64
0.79
0.88
0.99
1.15
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.39

Higher than Peers by 0.10

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
0.39
--
0.44
0.44
1.01
Peer Median
0.28
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.39

Higher than Peers by 0.06

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
0.39
--
--
--
1.01
Peer Median
0.33
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

3.05

Higher than Peers by 1.26

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
3.05
1.97
1.58
1.62
11.13
Peer Median
1.78
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

--

--

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
--
--
--
--
Peer Median
6.90
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.05

Higher than Peers by 0.00

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
0.05
0.07
0.07
0.06
0.05
Peer Median
0.05
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
--
--
0.08
0.45
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
--
--
22,849.18
120,510.15
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

13.61

Higher than Peers by 1.31

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
13.61
12.72
15.83
15.29
18.23
Peer Median
12.29
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.89

Higher than Peers by 0.63

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
1.89
1.90
2.52
2.48
3.59
Peer Median
1.26
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
--
--
--
--
Peer Median
2.24
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
--
0.39
-1.71
-3.23
-1.94
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

8,042

Higher than Peers by 7,768

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Commerce Bancshares (CBSH)
8,042
--
--
--
--
Peer Median
275
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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