Market cap
₹9,860 Cr
Market cap
₹9,860 Cr
Revenue (TTM)
₹2,605 Cr
P/E Ratio
15.7
P/B Ratio
2
Div. Yield
0 %
Quality Score
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Net Profit (TTM)
₹627 Cr
ROE
14.3 %
ROCE
10.1 %
Industry P/E
13.1
EV/EBITDA
10.4
Debt to Equity
3.2
Book Value
₹611.7
EPS
₹79.2
Face value
10
Shares outstanding
79,282,743
CFO
₹-12,339.62 Cr
EBITDA
₹8,108.64 Cr
Net Profit
₹2,746.57 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Aavas Financiers
| -15.0 | 3.7 | -14.2 | -39.1 | -8.7 | -11.8 | -- |
|
BSE Finance
| -6.3 | 0.7 | -5.9 | 9.6 | 12.5 | 11.1 | 13.5 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
Aavas Financiers
| -12.7 | 7.6 | -17.0 | -29.4 | 52.0 | -13.9 | 134.4 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Finance
| 15.7 | 8.7 | 17.1 | 11.1 | 14.1 | 0.8 | 18.0 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Aavas Financiers
|
1,243.8 | 9,860.4 | 2,605.0 | 626.9 | 72.4 | 13.9 | 15.7 | 2.0 |
| 478.6 | 20,902.9 | 3,520.6 | 1,029.8 | 75.8 | 15.7 | 20.3 | 2.9 | |
| 223.2 | 11,184.1 | 2,101.9 | 889.0 | 82.9 | 19.8 | 12.6 | 2.3 | |
| 842.8 | 11,214.2 | 4,141.2 | 974.0 | 91.6 | 18.5 | 11.5 | 2.0 | |
| 1,088.4 | 11,320.6 | 1,827.8 | 495.6 | 78.3 | 15.2 | 22.8 | 2.7 | |
| 774.4 | 8,425.5 | 1,447.5 | 473.7 | 72.1 | 16.8 | 17.8 | 2.8 | |
| 531.7 | 29,230.4 | 28,943.9 | 5,485.3 | 92.9 | 14.7 | 5.3 | 0.7 | |
| 864.8 | 22,523.2 | 8,344.8 | 2,185.8 | 92.7 | 12.6 | 10.3 | 1.2 | |
| 382.5 | 2,389.8 | 1,759.9 | 434.8 | 88.4 | 13.1 | 5.2 | 0.6 | |
| 155.8 | 18,122.3 | 8,915.9 | 1,280.9 | 75.3 | 5.8 | 14.1 | 0.7 |
Stock Rating update, March 15, 2024
2 min read•By Value Research
Foreign optimism, domestic pessimism
4 min read•By Rajan Gulati
Aavas Financiers Limited provides housing finance services to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as... resale properties; home construction loans for self-construction of residential house; and home improvement loans, including loans for tiling or flooring, plaster, painting, etc. It also provides loans against property; home equity loan; and micro, small, and medium enterprise loans, as well as home loan balance transfer, and Small Ticket Size loan. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India. Read more
Incorporated
2011
Chairman
Sandeep Tandon
Managing Director
Sachinderpalsingh Jitendrasingh Bhinder
Group
MNC
Headquarters
Jaipur, Rajasthan
Website
Looking for more details about Aavas Financiers Ltd.’s IPO? Explore our IPO Details page.
The share price of Aavas Financiers Ltd is ₹1,243.80 (NSE) and ₹1,243.90 (BSE) as of 10-Apr-2026 IST. Aavas Financiers Ltd has given a return of -8.73% in the last 3 years.
The P/E ratio of Aavas Financiers Ltd is 15.73 times as on 10-Apr-2026, a 20 premium to its peers’ median range of 13.10 times.
The P/B ratio of Aavas Financiers Ltd is 2.03 times as on 10-Apr-2026, a 5 premium to its peers’ median range of 1.94 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
28.78
|
3.84
|
|
2024
|
21.22
|
2.80
|
|
2023
|
29.55
|
3.94
|
|
2022
|
57.02
|
7.30
|
|
2021
|
65.73
|
7.97
|
The 52-week high and low of Aavas Financiers Ltd are Rs 2,234.00 and Rs 1,060.40 as of 10-Apr-2026.
Aavas Financiers Ltd has a market capitalisation of ₹ 9,860 Cr as on 10-Apr-2026. As per SEBI classification, it is a Small Cap company.
Before investing in Aavas Financiers Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.