SBI Constant Maturity 10-Year Gilt Fund - Regular Plan

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Value Research Rating

Unrated

Our Opinion

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Riskometer

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Moderate

₹65.2895 -0.13%

As on 18-Mar-2026

Returns

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Calculate SIP Returns of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan

Asset Allocation

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
Unrated
unlock fund advisor
Moderate
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0.63
Unrated
unlock fund advisor
Moderate
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0.40
Unrated
unlock fund advisor
Moderate
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0.14
Unrated
unlock fund advisor
Moderate
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0.14

Other details of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan

Assets

info

₹1,802 Cr

Exit Load (Days)

info

--

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

500

Min. No of Cheques

12

About SBI Constant Maturity 10-Year Gilt Fund - Regular Plan

SBI Constant Maturity 10-Year Gilt Fund - Regular Plan is a debt mutual fund scheme of SBI Mutual Fund. Launched on December 30, 2000, it is currently managed by Sudhir Agrawal. The fund has an expense ratio of 0.63% with an overall AUM (Assets Under Management) of ₹1,802 Cr.

SBI Magnum Constant Maturity Fund is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India, such that the duration of its portfolio is equal to 10 years. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.

Investment Strategy

The scheme seeks to provide returns to the investors generated through investments predominantly in Government securities issued by the Central Government and/or State Government such that the Average Maturity of the portfolio is around 10 years.

Suitability

Gilt with 10 year Constant Duration funds are avoidable for most investors because:

  • They may undergo sharp declines in investment value, which is typically not favoured by fixed-income investors
  • Short Duration funds are a better choice for debt allocation in a portfolio

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for SBI Constant Maturity 10-Year Gilt Fund - Regular Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Constant Maturity 10-Year Gilt Fund - Regular Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan, is ₹65.2895 as of 19-Mar-2026.

Company Percentage of Portfolio

GOI Sec 6.48 06/10/2035

44.63

GOI Sec 6.79 07/10/2034

27.97

GOI Sec 7.18 24/07/2037

25.12
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Over the past five years, SBI Constant Maturity 10-Year Gilt Fund - Regular Plan has delivered an annualised return of 6.12% as of 19-Mar-2026.

The minimum investment required to start investing in SBI Constant Maturity 10-Year Gilt Fund - Regular Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.