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4 star

UTI Nifty Index Fund - Regular Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.95 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.86 1.03 0.03 7.70 7.07 28.72 3.04 5.75 8.56 10.73 7.63
S&P BSE 100 TRI -1.09 1.08 0.08 7.01 7.38 28.10 3.20 4.97 8.85 11.49 8.32
Equity: Large Cap -1.88 1.11 0.19 6.67 6.54 24.59 1.83 4.53 7.88 11.06 7.85
Rank within category 60 60 80 31 49 15 55 37 25 36 25
Number of funds in category 111 117 117 115 114 114 109 90 71 63 53

As on 27-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 3.04 5.75 8.56 0.14 2,711
ICICI Prudential Bluechip Fund  | Invest Now
4 star
May-08 0.33 2.60 7.84 1.78 23,423
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 3.67 4.70 10.19 1.65 18,450
Axis Bluechip Fund
5 star
Jan-10 4.66 10.06 10.92 1.70 17,270
HDFC Index Fund Nifty 50 Plan  | Invest Online
4 star
Jul-02 2.69 5.57 8.37 0.30 1,882

Best & Worst Performance

Best (Period) Worst (Period)
Week 23.60 (27-Oct-2008 - 04-Nov-2008) -20.93 (10-May-2004 - 17-May-2004)
Month 30.67 (11-May-2009 - 10-Jun-2009) -37.55 (24-Sep-2008 - 24-Oct-2008)
Quarter 79.72 (09-Mar-2009 - 10-Jun-2009) -41.25 (28-Jul-2008 - 27-Oct-2008)
Year 105.89 (24-Apr-2003 - 23-Apr-2004) -55.95 (26-Oct-2007 - 27-Oct-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.80 21.22 0.13 0.15 1.00 0.44
S&P BSE 100 TRI 7.35 21.09 0.11 0.12 -- --
Equity: Large Cap 6.58 20.40 0.08 0.09 0.95 -0.65
Rank within category 36 75 36 36 77 36
Number of funds in category 90 90 90 90 90 90

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 62.62
Top 5 Stocks (%) 44.42
Top 3 Sectors (%) 69.69
Portfolio P/B Ratio 2.87
Portfolio P/E Ratio 36.44

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,93,832 2,14,288
Giant (%) 82.92 65.47
Large (%) 17.08 25.83
Mid (%) -- 11.37
Small (%) -- 2.39
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 32.38 15.03 7.38 15.03
up HDFC Bank Financial 22.96 11.28 9.13 9.76
up Infosys Technology 26.05 7.69 4.56 7.69
up HDFC Financial 16.68 8.48 6.48 6.49
up Tata Consultancy Services Technology 32.22 5.45 3.23 5.45
up ICICI Bank Financial 27.79 7.00 4.17 5.09
up Kotak Mahindra Bank Financial 34.72 4.85 3.27 3.86
up Hindustan Unilever FMCG 72.95 4.59 2.19 3.84
up ITC FMCG 14.23 5.92 3.12 3.12
up Larsen & Toubro Construction 16.46 4.09 2.29 2.29
up Axis Bank Financial 92.00 3.44 2.07 2.19
up Bharti Airtel Communication -- 3.10 0.93 2.10
up Maruti Suzuki India Automobile 53.62 3.14 1.59 1.87
up Asian Paints Chemicals 92.67 2.10 1.19 1.86
up HCL Technologies Technology 18.87 1.83 1.18 1.83
up Bajaj Finance Financial 46.36 2.51 0.93 1.81
up State Bank of India Financial 8.04 2.99 1.48 1.48
up Dr. Reddy's Lab Healthcare 43.62 1.31 0.55 1.31
up Mahindra & Mahindra Automobile -- 2.02 0.76 1.21
up Nestle India FMCG 80.19 1.63 0.00 1.18
up Sun Pharmaceutical Inds. Healthcare 156.45 1.56 0.88 1.12
up Titan Company Cons Durable 131.43 1.16 0.00 1.04
up Tech Mahindra Technology 20.10 1.21 0.75 1.02
up Wipro Technology 19.81 0.97 0.69 0.97
up Ultratech Cement Construction 22.02 1.14 0.85 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Sharwan Kumar Goyal since 02-Jul-2018

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: Has 10 years of experience in Risk Management, Equity Research and portfolio Analysis.

Funds Managed:


1.03%

Change from previous, NAV as on 27-Oct-2020

Growth: ₹ 78.3907

Dividend: ₹ 39.4932


Investment Strategy

The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Mar-2000
Return Since Launch: 10.48%
Benchmark: NIFTY 50 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,711 Cr (As on 30-Sep-2020)
Expense: 0.14% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 23.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend20-Nov-20170.3500

 25-Mar-200815.0000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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