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4 star

UTI Nifty Index Fund - Regular Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.38 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.75 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.24 -1.11 0.61 6.40 23.79 36.40 17.56 11.34 15.18 13.40 10.46
S&P BSE 100 TRI 3.50 -1.14 0.28 6.51 24.78 37.04 18.96 10.49 15.59 14.23 11.38
Equity: Large Cap 3.55 -1.20 0.16 6.36 24.48 34.89 17.57 9.64 14.38 13.60 10.74
Rank within category 62 61 28 49 50 34 62 36 28 34 26
Number of funds in category 118 118 118 117 116 114 111 92 76 63 53

As on 15-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 17.56 11.34 15.18 0.14 3,173
Axis Bluechip Fund
5 star
Jan-10 19.45 14.86 16.61 1.78 22,517
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 16.81 9.22 16.24 1.63 22,093
HDFC Index Fund Nifty 50 Plan  | Invest Online
4 star
Jul-02 17.17 11.14 14.97 0.30 2,355
HDFC Index Fund - Sensex Plan  | Invest Online
5 star
Jul-02 17.58 12.73 15.79 0.30 1,747

Best & Worst Performance

Best (Period) Worst (Period)
Week 23.60 (27-Oct-2008 - 04-Nov-2008) -20.93 (10-May-2004 - 17-May-2004)
Month 30.67 (11-May-2009 - 10-Jun-2009) -37.55 (24-Sep-2008 - 24-Oct-2008)
Quarter 79.72 (09-Mar-2009 - 10-Jun-2009) -41.25 (28-Jul-2008 - 27-Oct-2008)
Year 105.89 (24-Apr-2003 - 23-Apr-2004) -55.95 (26-Oct-2007 - 27-Oct-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.93 22.31 0.37 0.43 1.00 0.85
S&P BSE 100 TRI 12.06 22.17 0.33 0.39 -- --
Equity: Large Cap 11.02 21.52 0.29 0.35 0.95 -0.69
Rank within category 33 76 37 37 81 37
Number of funds in category 93 93 93 93 93 93

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 61.65
Top 5 Stocks (%) 42.60
Top 3 Sectors (%) 69.91
Portfolio P/B Ratio 3.14
Portfolio P/E Ratio 39.99

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 3,42,456 2,50,533
Giant (%) 83.14 66.05
Large (%) 16.44 24.89
Mid (%) 0.43 9.79
Small (%) -- 2.73
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 32.12 15.03 7.38 10.68
down HDFC Bank Financial 27.31 11.28 9.18 10.39
down Infosys Technology 30.81 7.74 5.13 7.74
down HDFC Financial 29.31 8.48 6.48 7.65
down ICICI Bank Financial 26.92 7.00 4.17 6.14
down Tata Consultancy Services Technology 38.85 5.57 3.44 5.00
down Kotak Mahindra Bank Financial 40.77 5.00 3.39 4.86
down Hindustan Unilever FMCG 78.84 4.59 2.29 3.56
down ITC FMCG 19.56 5.92 2.87 3.04
down Larsen & Toubro Construction 16.73 4.09 2.26 2.59
down Axis Bank Financial 58.21 3.44 2.07 2.56
down Bajaj Finance Financial 65.52 2.51 0.93 2.34
down Asian Paints Chemicals 109.19 2.10 1.19 2.07
down Bharti Airtel Communication -- 3.10 0.93 2.03
down State Bank of India Financial 11.56 2.89 1.45 1.75
down HCL Technologies Technology 20.32 1.83 1.19 1.71
down Maruti Suzuki India Automobile 59.65 2.96 1.59 1.69
down Mahindra & Mahindra Automobile -- 2.02 0.76 1.15
down Nestle India FMCG 83.16 1.63 0.00 1.09
down Titan Company Cons Durable 185.93 1.16 0.00 1.09
down Sun Pharmaceutical Inds. Healthcare 98.55 1.56 0.88 1.06
down Dr. Reddy's Lab Healthcare 53.82 1.31 0.55 1.05
down Ultratech Cement Construction 26.27 1.13 0.85 1.02
down Tech Mahindra Technology 24.44 1.21 0.77 1.00
down Wipro Technology 24.69 1.01 0.69 0.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Sharwan Kumar Goyal since 02-Jul-2018

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: Has 10 years of experience in Risk Management, Equity Research and portfolio Analysis.

Funds Managed:


-1.11%

Change from previous, NAV as on 15-Jan-2021

Growth: ₹ 95.2489

Dividend: ₹ 47.9864


Investment Strategy

The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Mar-2000
Return Since Launch: 11.40%
Benchmark: NIFTY 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,173 Cr (As on 31-Dec-2020)
Expense: 0.14% (As on 31-Dec-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 29.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend20-Nov-20170.3500

 25-Mar-200815.0000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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