Suitability:
Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from 3 months to 5 years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.
If you are looking to invest for a defined tenure during which you are sure you will not need to redeem your money, you may consider investing in an FMP of a matching duration. But avoid them if your investment horizon is more than 3 years. We believe that retail investors who are looking to invest for 3 years or more should have at least some portion of their money in equity because of its ability to earn much higher returns. That makes FMPs unsuitable.
Taxability of earnings:
Capital gains
Dividends
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| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 0.66 | 0.02 | 0.11 | 0.46 | 1.25 | 2.86 | -0.84 | 4.57 | 6.05 | 7.07 | 7.43 |
| CCIL T Bill Liquidity Weight | 0.45 | 0.00 | 0.04 | 0.33 | 0.88 | 1.81 | 4.08 | 4.15 | 4.44 | 4.78 | 4.70 |
| Debt: FMP | 0.56 | 0.01 | 0.09 | 0.41 | 1.16 | 2.51 | 5.53 | 6.46 | 7.01 | 7.61 | 7.76 |
| Rank within category | 2 | 2 | 3 | 4 | 4 | 4 | 23 | 23 | 23 | 23 | 20 |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 20 |
As on 14-Feb-2020
| Best (Period) | Worst (Period) | |
|---|---|---|
| Week | 1.04 (30-Jul-2012 - 06-Aug-2012) | -6.56 (03-Jun-2019 - 10-Jun-2019) |
| Month | 1.96 (30-Aug-2013 - 01-Oct-2013) | -6.19 (03-Jun-2019 - 03-Jul-2019) |
| Quarter | 3.74 (30-Jul-2013 - 29-Oct-2013) | -5.24 (31-May-2019 - 30-Aug-2019) |
| Year | 11.29 (16-Mar-2012 - 18-Mar-2013) | -0.77 (07-Feb-2019 - 07-Feb-2020) |
| Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
|---|---|---|---|---|---|---|
| Fund | 4.56 | 3.94 | -0.28 | -0.07 | 1.09 | 0.65 |
| CCIL T Bill Liquidity Weight | 4.06 | 0.27 | -6.06 | -10.48 | -- | -- |
| Debt: FMP | 6.30 | 0.52 | 1.77 | 3.42 | 0.47 | 1.39 |
| Rank within category | 23 | 23 | 23 | 23 | 21 | 17 |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Jan-2020
| Fund | 1Y High | 1Y Low | Category | |
|---|---|---|---|---|
| Number of Securities | 3 | 3 | -- | 5 |
| Modified Duration (yrs) | -- | -- | -- | -- |
| Average Maturity (yrs) | -- | -- | -- | -- |
| Yield to Maturity (%) | -- | -- | -- | -- |
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| Company | Instrument | Credit Rating | 1Y Range | % Assets | |
|---|---|---|---|---|---|
|
Reserve Bank of India 364-D 17/09/2020 | Treasury Bills | SOV | 0.00 - 95.19 | 88.40 |
|
8.37% REC 14/08/2020 | Bonds | AAA | 0.00 - 9.57 | 9.57 |
|
|
7.46% Power Finance Corp. 2020 | Bonds | AAA | 0.00 - 1.76 | 1.76 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jan-2020
— Sunil Patil since 07-Aug-2014
Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.
Experience: He has been associated with UTI Mutual Fund for close to two decades.
Funds Managed:
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The scheme seeks to generate returns and reduce interest rate volatility by investing in a portfolio of fixed income securities.
| Minimum Investment (₹) | 10,000 |
| Minimum Addl Investment (₹) | -- |
| Minimum SIP Investment (₹) | -- |
| Minimum No of Cheques | -- |
| Minimum Withdrawal (₹) | -- |
| Minimum Balance (₹) | -- |
| Exit Load | 2% |
| Fund House: | UTI Mutual Fund |
| Launch Date: | 18-Jul-2007 |
| Return Since Launch: | 7.65% |
| Benchmark: | CRISIL Low Duration Debt |
| Riskometer: | Moderately Low |
| Type: | Open-ended |
| Assets: | ₹ 29 Cr (As on 31-Jan-2020) |
| Expense: | 0.11% (As on 30-Sep-2019) |
| Risk Grade: | -- |
| Return Grade: | -- |
| Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Dividend | 18-Mar-2019 | 0.1324 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: UTI Asset Management Company Ltd
Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051
Phone: 022- 66786666 / 66786354 / 1800-22-1230
Fax: 022-26523031
Email: [email protected]
Website: www.utimf.com
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034
Phone: 040-23312454
Email: [email protected]
Website: www.karvymfs.com
Friday, 28-Feb-2020
12:30 PM - 01:00 PM