Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan

Name: Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan
Brand: Kotak Mahindra Mutual Fund

Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Low to Moderate

₹10.2542 0.08%

As on 18-Mar-2026

Returns

Calculate SIP Returns of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Low to Moderate risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan

Asset Allocation

Credit Rating Weightage

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan	Unrated	Low to Moderate	loading...	0.32
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan Invest Online	Unrated	Low to Moderate	loading...	0.35
ICICI Prudential Savings Fund Invest Now		Low to Moderate	loading...	0.58
Axis Treasury Advantage Fund - Regular Plan Invest Online		Low to Moderate	loading...	0.70
Bandhan Low Duration Fund - Regular Plan Invest Online		Low to Moderate	loading...	0.66

Detailed Comparison

Other details of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan

Assets

₹1,015 Cr

Exit Load (Days)

Min. Investment (₹)

100

Min. Withdrawal (₹)

100

Min. SIP Investment (₹)

100

Min. No of Cheques

More Details

About Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan

Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan is a debt mutual fund scheme of Kotak Mahindra Mutual Fund. Launched on September 24, 2025, it is currently managed by Manu Sharma. The fund has an expense ratio of 0.32% with an overall AUM (Assets Under Management) of ₹1,015 Cr.

Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. Being passively managed, it replicates the portfolio of its chosen benchmark index. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.

Investment Strategy

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISILIBX Financial Services 9 -12 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 9 to 12 months from the date of inclusion in the index.

Suitability

Low Duration funds are avoidable for most investors in our opinion, because:

They are meant to keep your capital safe while earning low returns. This investing need is better served by Liquid funds
There are too many types of debt funds with little differentiation, making choice difficult for investors. Low Duration funds are one of them

Capital Gains Taxation

If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
If investment is made before 1 April 2023:

Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.

No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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FAQ for Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan

How to Invest in Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan can be bought from the Kotak Mahindra Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan Today?

The latest declared NAV of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan, is ₹10.2542 as of 19-Mar-2026.

What are the top holdings of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan?

Company	Percentage of Portfolio
Union Bank of India CD 01/06/2026	9.68
National Bank For Agriculture & Rural Development SR 24A FRB 7.50	9.36
HDFC Bank Ltd SR Q003 NCD 7.90 24/08/2026	6.91
Power Finance Corporation Ltd SR BS233B NCD 7.64 25/08/2026	6.90
Axis Bank Ltd CD 11/08/2026	6.69

What is the return of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan in the last 5 years?

Over the past five years, Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan has delivered an annualised return of --% as of 19-Mar-2026.

What is the minimum investment required in Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan?

The minimum investment required to start investing in Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.