Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

Name: Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan
Brand: Kotak Mahindra Mutual Fund

Invest Online Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Moderate

₹10.7844 0.06%

As on 18-Mar-2026

Returns

Calculate SIP Returns of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Moderate risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

Asset Allocation

Credit Rating Weightage

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan	Unrated	Moderate	loading...	0.30
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Invest Now	Unrated	Low to Moderate	loading...	0.38
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund - Regular Plan Invest Online	Unrated	Low	loading...	0.36
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Regular Plan Invest Online	Unrated	Low	loading...	0.34
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund - Regular Plan Invest Online	Unrated	Low to Moderate	loading...	0.35

Detailed Comparison

Other details of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

Assets

₹206 Cr

Exit Load (Days)

Min. Investment (₹)

100

Min. Withdrawal (₹)

100

Min. SIP Investment (₹)

100

Min. No of Cheques

More Details

About Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan is a debt mutual fund scheme of Kotak Mahindra Mutual Fund. Launched on February 17, 2025, it is currently managed by Abhishek Bisen. The fund has an expense ratio of 0.30% with an overall AUM (Assets Under Management) of ₹206 Cr.

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan has a fixed tenure and it invests in bonds whose maturity is in line with the tenure of the fund. Being passively managed, it replicates the portfolio of its chosen benchmark index. Upon the completion of the stated tenure, the fund will be wound up and money will be returned to investors along with accumulated gains. But they do not guarantee returns or safety of capital. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.

Investment Strategy

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL-IBX AAA Financial Services Index - Dec 2026 which seeks to track the performance of AAA issuers from the financial services sector maturing near target date of the index.

Suitability

Target Maturity funds are suitable for investors:

Looking for a debt fund with high predictability of returns
Whose investment horizon matches with the fund's tenure
Looking to earn marginally higher than FDs of similar maturity, with low volatility

Note:

Unlike FD, there is no guarantee of returns
Not suitable for long-term wealth creation
Being passively managed, the fund replicates the portfolio of its chosen benchmark index

Capital Gains Taxation

If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
If investment is made before 1 April 2023:

Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.

No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Latest news on Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

NFO period extended for Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund

1 min read•By News Desk

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FAQ for Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan

How to Invest in Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan can be bought from the Kotak Mahindra Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan Today?

The latest declared NAV of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan, is ₹10.7844 as of 19-Mar-2026.

What are the top holdings of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan?

Company	Percentage of Portfolio
Bajaj Housing Finance Ltd Debenture 7.98 09/09/2026	13.59
Sundaram Finance Ltd SR X5 Debenture 8.04 26/10/2026	12.15
REC Ltd SR-140 Bonds 7.52 07/11/2026	12.13
HDB Financial Services Ltd SR A/1 FX 198 Debenture 7.988 08/12/2026	8.52
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026	8.23

What is the return of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan in the last 5 years?

Over the past five years, Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan has delivered an annualised return of --% as of 19-Mar-2026.

What is the minimum investment required in Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan?

The minimum investment required to start investing in Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.