Bajaj Finserv ELSS Tax Saver Fund - Direct Plan

Name: Bajaj Finserv ELSS Tax Saver Fund - Direct Plan
Brand: Bajaj Finserv Mutual Fund

Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Very High

₹10.4370 -2.81%

As on 19-Mar-2026

Returns

Calculate SIP Returns of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Very High risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan

Asset Allocation

Market Cap Weightage

We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
Bajaj Finserv ELSS Tax Saver Fund - Direct Plan	Unrated	Very High	loading...	0.70
SBI ELSS Tax Saver Fund - Direct Plan Invest Online		Very High	loading...	0.92
DSP ELSS Tax Saver Fund - Direct Plan		Very High	loading...	0.74
HDFC ELSS Tax Saver Fund - Direct Plan Invest Online		Very High	loading...	1.08
Nippon India ELSS Tax Saver Fund - Direct Plan Invest Online		Very High	loading...	1.03

Detailed Comparison

Other details of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan

Assets

₹76 Cr

Exit Load (Days)

Min. Investment (₹)

500

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

500

Min. No of Cheques

More Details

About Bajaj Finserv ELSS Tax Saver Fund - Direct Plan

Bajaj Finserv ELSS Tax Saver Fund - Direct Plan is a equity mutual fund scheme of Bajaj Finserv Mutual Fund. Launched on January 29, 2025, it is currently managed by Nimesh Chandan, Siddharth Chaudhary and Sorbh Gupta. The fund has an expense ratio of 0.70% with an overall AUM (Assets Under Management) of ₹76 Cr.

Bajaj Finserv ELSS Tax Saver Fund - Direct Plan is mandated to invest at least 80 per cent of its assets in equity stocks. It offers tax exemption under Section 80C of the Indian income tax laws. As per this section, investments of up to Rs 1.5 lakh in a financial year in eligible securities are exempt from tax. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹500.

Investment Strategy

The scheme seeks to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities while offering deduction on such investment made in the scheme under Section 80C of the Income Tax Act, 1961.

Suitability

ELSS funds are suitable for investors:

Seeking tax savings u/s 80C through a diversified equity portfolio
Aiming for long-term wealth creation
With a 5+ year investment horizon
Who are at ease with the market's ups and downs

Note:

Invest only through SIP
The fund has a lock-in-period of 3 years

Capital Gains Taxation

If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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FAQ for Bajaj Finserv ELSS Tax Saver Fund - Direct Plan

How to Invest in Bajaj Finserv ELSS Tax Saver Fund - Direct Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bajaj Finserv ELSS Tax Saver Fund - Direct Plan can be bought from the Bajaj Finserv Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan Today?

The latest declared NAV of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan, is ₹10.4370 as of 20-Mar-2026.

What are the top holdings of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan?

Company	Percentage of Portfolio
HDFC Bank	7.41
Reliance Ind	6.50
SBI	5.85
ICICI Bank	5.78
Divi's Lab	3.64

What is the return of Bajaj Finserv ELSS Tax Saver Fund - Direct Plan in the last 5 years?

Over the past five years, Bajaj Finserv ELSS Tax Saver Fund - Direct Plan has delivered an annualised return of --% as of 20-Mar-2026.

What is the minimum investment required in Bajaj Finserv ELSS Tax Saver Fund - Direct Plan?

The minimum investment required to start investing in Bajaj Finserv ELSS Tax Saver Fund - Direct Plan is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.