Our Opinion
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Our Opinion
Riskometer
Moderate
₹11.9078 -0.07%
As on 20-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bajaj Finserv Banking and PSU Fund - Direct Plan
|
|
|
Moderate
|
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0.35 |
|
 |
|
Moderate
|
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0.34 |
||
|
|
Low to Moderate
|
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0.36 |
||
 |
|
Moderate
|
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0.39 |
||
|
|
Low to Moderate
|
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0.20 |
₹333 Cr
--
1,000
1
1,000
6
About Bajaj Finserv Banking and PSU Fund - Direct Plan
Bajaj Finserv Banking and PSU Fund - Direct Plan is a debt mutual fund scheme of Bajaj Finserv Mutual Fund. Launched on November 13, 2023, it is currently managed by Nimesh Chandan and Siddharth Chaudhary. The fund has an expense ratio of 0.35% with an overall AUM (Assets Under Management) of ₹333 Cr.
Bajaj Finserv Banking and PSU Fund - Direct Plan is mandated to invest at least 80 per cent of its assets in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.
Suitability
Banking and PSU funds are suitable for:
Note:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bajaj Finserv Banking and PSU Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bajaj Finserv Banking and PSU Fund - Direct Plan can be bought from the Bajaj Finserv Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Bajaj Finserv Banking and PSU Fund - Direct Plan, is ₹11.9078 as of 21-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029 |
7.82
|
|
REC Ltd SERIES GOI-V Debenture 8.54 15/11/2028 |
7.81
|
|
Gujarat State SDL 7.61 03/08/2032 |
7.73
|
|
National Highways Authority of India Ltd SR V NCD 7.70 13/09/2029 |
7.68
|
|
Food Corporation of India SR VII A NCD 7.60 09/01/2030 |
7.59
|
Over the past five years, Bajaj Finserv Banking and PSU Fund - Direct Plan has delivered an annualised return of --% as of 21-Mar-2026.
The minimum investment required to start investing in Bajaj Finserv Banking and PSU Fund - Direct Plan is ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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