Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

Name: Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan
Brand: Kotak Mahindra Mutual Fund

Invest Online Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Low to Moderate

₹12.9486 0.01%

As on 18-Mar-2026

Returns

Calculate SIP Returns of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Low to Moderate risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

Asset Allocation

Credit Rating Weightage

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan	Unrated	Low to Moderate	loading...	0.21
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund- Direct Plan Invest Now	Unrated	Low to Moderate	loading...	0.20
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund - Direct Plan Invest Online	Unrated	Low	loading...	0.21
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Direct Plan Invest Online	Unrated	Low	loading...	0.21
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund - Direct Plan Invest Online	Unrated	Low to Moderate	loading...	0.20

Detailed Comparison

Other details of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

Assets

₹547 Cr

Exit Load (Days)

Min. Investment (₹)

100

Min. Withdrawal (₹)

Min. SIP Investment (₹)

100

Min. No of Cheques

More Details

About Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan is a debt mutual fund scheme of Kotak Mahindra Mutual Fund. Launched on October 13, 2022, it is currently managed by Abhishek Bisen. The fund has an expense ratio of 0.21% with an overall AUM (Assets Under Management) of ₹547 Cr.

Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan has a fixed tenure and it invests in bonds whose maturity is in line with the tenure of the fund. Being passively managed, it replicates the portfolio of its chosen benchmark index. Upon the completion of the stated tenure, the fund will be wound up and money will be returned to investors along with accumulated gains. But they do not guarantee returns or safety of capital. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.

Investment Strategy

The scheme seeks to track the Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index by investing in SDLs and PSU Bonds, maturing on or before Jul 2028, subject to tracking difference.

Suitability

Target Maturity funds are suitable for investors:

Looking for a debt fund with high predictability of returns
Whose investment horizon matches with the fund's tenure
Looking to earn marginally higher than FDs of similar maturity, with low volatility

Note:

Unlike FD, there is no guarantee of returns
Not suitable for long-term wealth creation
Being passively managed, the fund replicates the portfolio of its chosen benchmark index

Capital Gains Taxation

If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
If investment is made before 1 April 2023:

Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.

No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Latest news on Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

Kotak Nifty SDL Jul 2028 Index Fund to be merged with Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund

1 min read•By News Desk

Change in Minimum Application Amount and Minimum SIP Amount for few Funds of Kotak Mutual Fund

1 min read•By News Desk

Kotak Mutual Fund Changes Exit Load Structure for its two Target Maturity Index Funds

1 min read•By News Desk

All News

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FAQ for Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan

How to Invest in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan can be bought from the Kotak Mahindra Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan Today?

The latest declared NAV of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan, is ₹12.9486 as of 19-Mar-2026.

What are the top holdings of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan?

Company	Percentage of Portfolio
Tamilnadu State SDL 8.15 09/05/2028	17.46
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028	10.29
REC Ltd SR 220-A NCD 7.77 31/03/2028	6.50
Tamilnadu State SDL 8.05 18/04/2028	6.33
Maharashtra State SDL 8.56 11/07/2028	5.96

What is the return of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan in the last 5 years?

Over the past five years, Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan has delivered an annualised return of --% as of 19-Mar-2026.

What is the minimum investment required in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan?

The minimum investment required to start investing in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund - Direct Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.