UTI Gilt Fund with 10 year Constant Duration - Regular Plan

Name: UTI Gilt Fund with 10 year Constant Duration - Regular Plan
Brand: UTI Mutual Fund

Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Moderate

₹12.6631 0.02%

As on 31-Mar-2026

Returns

Calculate SIP Returns of UTI Gilt Fund with 10 year Constant Duration - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Moderate risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of UTI Gilt Fund with 10 year Constant Duration - Regular Plan

Asset Allocation

Credit Rating Weightage

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
UTI Gilt Fund with 10 year Constant Duration - Regular Plan	Unrated	Moderate	loading...	0.70
ICICI Prudential Constant Maturity Gilt Fund Invest Now	Unrated	Moderate	loading...	0.40
SBI Constant Maturity 10-Year Gilt Fund - Regular Plan Invest Online	Unrated	Moderate	loading...	0.63
SBI Nifty 10 yr Benchmark G-Sec ETF Invest Online	Unrated	Moderate	loading...	0.14
ICICI Prudential Nifty 10 yr Benchmark G-Sec ETF Invest Now	Unrated	Moderate	loading...	0.14

Detailed Comparison

Other details of UTI Gilt Fund with 10 year Constant Duration - Regular Plan

Assets

₹132 Cr

Exit Load (Days)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

500

Min. No of Cheques

More Details

About UTI Gilt Fund with 10 year Constant Duration - Regular Plan

UTI Gilt Fund with 10 year Constant Duration - Regular Plan is a debt mutual fund scheme of UTI Mutual Fund. Launched on August 01, 2022, it is currently managed by Jaydeep Bhowal. The fund has an expense ratio of 0.70% with an overall AUM (Assets Under Management) of ₹132 Cr.

UTI Gilt Fund with 10 year Constant Duration - Regular Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India, such that the duration of its portfolio is equal to 10 years. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.

Investment Strategy

The scheme seeks to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years.

Suitability

Gilt with 10 year Constant Duration funds are avoidable for most investors because:

They may undergo sharp declines in investment value, which is typically not favoured by fixed-income investors
Short Duration funds are a better choice for debt allocation in a portfolio

Capital Gains Taxation

If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
If investment is made before 1 April 2023:

Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.

No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Latest news on UTI Gilt Fund with 10 year Constant Duration - Regular Plan

Fund manager changes in five schemes of UTI Mutual Fund

1 min read•By News Desk

Fund Manager Appointment in UTI Gilt Fund with 10 year Constant Duration Fund

1 min read•By News Desk

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FAQ for UTI Gilt Fund with 10 year Constant Duration - Regular Plan

How to Invest in UTI Gilt Fund with 10 year Constant Duration - Regular Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of UTI Gilt Fund with 10 year Constant Duration - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, UTI Gilt Fund with 10 year Constant Duration - Regular Plan can be bought from the UTI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of UTI Gilt Fund with 10 year Constant Duration - Regular Plan Today?

The latest declared NAV of UTI Gilt Fund with 10 year Constant Duration - Regular Plan, is ₹12.6631 as of 02-Apr-2026.

What are the top holdings of UTI Gilt Fund with 10 year Constant Duration - Regular Plan?

Company	Percentage of Portfolio
GOI Sec 6.79 07/10/2034	34.44
GOI Sec 6.48 06/10/2035	26.22
GOI Sec 7.18 24/07/2037	14.84
GOI Sec 7.10 08/04/2034	14.04
GOI Sec 7.54 23/05/2036	4.02

What is the return of UTI Gilt Fund with 10 year Constant Duration - Regular Plan in the last 5 years?

Over the past five years, UTI Gilt Fund with 10 year Constant Duration - Regular Plan has delivered an annualised return of --% as of 02-Apr-2026.

What is the minimum investment required in UTI Gilt Fund with 10 year Constant Duration - Regular Plan?

The minimum investment required to start investing in UTI Gilt Fund with 10 year Constant Duration - Regular Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.