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Unrated

SBI Balanced Advantage Fund - Regular Plan


Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -- 0.01 -0.34 1.09 -- -- -- -- -- -- --
VR Balanced TRI -- -0.30 -1.07 2.83 -- -- -- -- -- -- --
Hybrid: Dynamic Asset Allocation -- -0.17 -0.95 1.30 -- -- -- -- -- -- --
Rank within category -- 5 2 12 -- -- -- -- -- -- --
Number of funds in category 25 27 27 27 26 26 25 17 12 10 6

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Balanced Advantage Fund - Regular Plan
Unrated
Aug-21 -- -- -- -- 17,438
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
Dec-06 27.14 14.56 11.01 1.68% 35,737
Kotak Balanced Advantage Fund - Regular Plan  | Invest Online
4 star
Aug-18 21.79 14.52 -- 1.77% 11,286
Edelweiss Balanced Advantage Fund - Regular Plan  | Invest Online
5 star
Aug-09 33.70 18.19 13.47 1.84% 5,845
Aditya Birla Sun Life Balanced Advantage Fund  | Invest Online
4 star
Apr-00 29.91 14.07 10.46 1.86% 5,485

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.83 07-Oct-2021 - 14-Oct-2021 -0.12 24-Sep-2021 - 01-Oct-2021
Month 1.93 14-Sep-2021 - 14-Oct-2021 1.27 08-Sep-2021 - 08-Oct-2021
Quarter -- - -- -
Year -- - -- -

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 17.41 18.03 0.75 0.87 -- --
Hybrid: Dynamic Asset Allocation* 11.53 12.24 0.61 0.67 0.62 -0.70
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 125
Top 10 Holdings (%) 49.76
Top 5 Holdings (%) 37.35
Top 3 Sectors (%) 15.62
Portfolio P/B Ratio 3.16
Portfolio P/E Ratio 23.86
Avg Credit Rating GOI/Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.63% GOI 2026 GOI Securities SOV 20.31 - 23.62 23.62
new Reserve Bank of India 364-D 11/03/2022 Treasury Bills SOV 0.00 - 0.59 0.59
new Reserve Bank of India 364-D 06/01/2022 Treasury Bills SOV 0.00 - 0.57 0.57
new Reserve Bank of India 364-D 13/01/2022 Treasury Bills SOV 0.00 - 0.57 0.57
new Reserve Bank of India 364-D 24/03/2022 Treasury Bills SOV 0.00 - 0.56 0.56
new 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 0.43 0.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 26.31 4.08 0.93 4.08
new HDFC Financial 26.03 3.47 0.00 3.47
up Axis Bank Financial 29.64 3.29 0.63 3.29
up ITC FMCG 20.93 2.89 0.89 2.89
up HDFC Bank Financial 27.22 2.84 0.86 2.84
up Tech Mahindra Technology 30.62 2.71 0.66 2.71
up Bharti Airtel Communication 360.64 2.56 0.58 2.56
up Kotak Mahindra Bank Financial 43.30 2.51 0.98 2.51
up HCL Technologies Technology 28.09 1.80 0.80 1.80
up State Bank of India Financial 17.95 1.74 0.58 1.74
up GAIL Energy 8.76 1.59 0.79 1.59
new Reliance Industries Energy 36.90 1.55 0.00 1.55
new Tata Steel Metals 7.50 1.53 0.00 1.53
new SBI Life Insurance Company Insurance 90.50 1.52 0.00 1.52
up Tata Motors Automobile -- 1.42 0.27 1.42
up Adani Enterprises Services 145.68 1.38 0.15 1.38
new DLF Construction 68.26 1.37 0.00 1.37
up Larsen & Toubro Construction 20.20 1.36 0.76 1.36
up Maruti Suzuki India Automobile 43.62 1.34 0.37 1.34
new Sun Pharmaceutical Industries Healthcare 32.54 1.27 0.00 1.27
up Cipla Healthcare 28.44 1.23 0.03 1.23
up Power Grid Corporation Energy 8.74 1.23 0.62 1.23
up Infosys Technology 34.62 1.22 0.27 1.22
up ICICI Prudential Life Insurance Co. Ltd. Insurance 142.67 1.11 0.85 1.11
up Adani Ports and Special Economic Zone Services 28.06 1.09 0.17 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Mohit Jain since 12-Aug-2021

Education: Mr. Jain is B.E (Engineering) & CFA (Level III candidate)

Experience: Prior to joining SBI Mutual Fund, he has worked with Crisil Ltd. as a Research Analyst.

Funds Managed:

— Dinesh Balachandran since 12-Aug-2021

Education: Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA.

Experience: Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.

Funds Managed:

— Gaurav Mehta since 12-Aug-2021

Education: Mr. Mehta has done PGBM, IIM Lucknow, B Tech., IIT Bombay, CFA Charter holder, CFA Institute, USA.

Experience: Prior to joining SBI Mutual Fund he has worked with Ambit Investment Advisor, Institutional equities at Ambit Capital & Edelweiss Capital.

Funds Managed:

— Dinesh Ahuja since 12-Aug-2021

Education: Mr. Ahuja is a B.Com (H) and MMS (Finance).

Experience: Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 10.2414

IDCW: ₹ 10.2413


Investment Strategy

The scheme seeks to provide long term capital appreciation / income from a dynamic mix of equity and debt investments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 31-Aug-2021
Return Since Launch: 2.41%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 17,438 Cr (As on 30-Sep-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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