VR Logo

Unrated

Tata Dividend Yield Fund - Regular Plan


Suitability:

This is a fund that invests mainly in companies which have a high dividend yield, which is basically a financial ratio that indicates how much a company pays out in dividends each year relative to its share price.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dividend yield fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -- 0.53 1.84 4.53 -- -- -- -- -- -- --
S&P BSE 500 TRI -- 1.15 2.49 3.41 -- -- -- -- -- -- --
Equity: Thematic-Dividend Yield -- 0.79 2.63 4.59 -- -- -- -- -- -- --
Rank within category -- 7 7 6 -- -- -- -- -- -- --
Number of funds in category 7 8 8 8 7 7 6 5 5 5 4

As on 03-Aug-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Dividend Yield Fund - Regular Plan
Unrated
May-21 -- -- -- 2.45 576
UTI Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
May-05 55.21 15.27 15.74 2.21 2,932
HDFC Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
Dec-20 -- -- -- 1.87 2,245
Templeton India Equity Income Fund  | Invest Online Now
Unrated
May-06 76.00 16.25 16.29 2.31 1,142
Aditya Birla Sun Life Dividend Yield Fund  | Invest Online
Unrated
Feb-03 57.97 12.01 11.94 2.47 834

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.23 12-Jul-2021 - 19-Jul-2021 -0.65 11-Jun-2021 - 18-Jun-2021
Month 3.90 18-Jun-2021 - 19-Jul-2021 0.98 11-Jun-2021 - 12-Jul-2021
Quarter -- - -- -
Year -- - -- -

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 15.65 22.64 0.51 0.57 -- --
Equity: Thematic-Dividend Yield* 15.08 20.30 0.55 0.64 0.86 1.05
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 45
Top 10 Stocks (%) 25.76
Top 5 Stocks (%) 14.42
Top 3 Sectors (%) 30.09
Portfolio P/B Ratio 3.04
Portfolio P/E Ratio 19.98

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 82,052 85,805
Giant (%) 40.83 41.66
Large (%) 22.51 21.02
Mid (%) 33.76 27.15
Small (%) 2.90 9.93
Tiny (%) -- 0.94

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 23.88 3.24 1.42 3.24
up ITC FMCG 18.54 2.99 1.05 2.99
up Tata Consultancy Services Technology 35.28 2.82 1.38 2.82
up Larsen & Toubro Construction 18.42 2.79 1.20 2.79
up Hindustan Unilever FMCG 68.45 2.58 1.18 2.58
up Nestle India FMCG 79.74 2.49 1.03 2.49
up State Bank of India Financial 17.78 2.43 1.25 2.43
up ACC Construction 23.21 2.25 1.03 2.25
up Bharat Petroleum Corporation Energy 6.22 2.18 0.91 2.18
up Wipro Technology 28.18 1.99 0.91 1.99
up National Aluminium Company Metals 13.35 1.99 0.80 1.99
up Bharat Electronics Engineering 21.15 1.89 0.84 1.89
up NMDC Metals 8.45 1.86 0.79 1.86
up Hindalco Inds. Metals 28.96 1.85 0.79 1.85
up Infosys Technology 34.52 1.80 0.90 1.80
up Cummins India Engineering 39.73 1.79 0.84 1.79
up CESC Energy 7.97 1.76 0.87 1.76
up Bajaj Auto Automobile 19.67 1.67 0.69 1.67
up Tata Steel Metals 22.62 1.62 0.78 1.62
up Cadila Healthcare Healthcare 28.40 1.61 0.77 1.61
up SAIL Metals 13.84 1.60 0.88 1.60
up Britannia Inds. FMCG 50.38 1.59 0.78 1.59
up Power Grid Corporation Energy 10.42 1.58 0.79 1.58
up Navin Fluorine International Chemicals 71.23 1.53 0.78 1.53
up Pfizer Healthcare 47.42 1.48 0.86 1.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Sailesh Jain since 03-May-2021

Education: Mr. Jain is a Commerce Graduate and an MBA.

Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Funds Managed:

— Rahul Singh since 03-May-2021

Education: Mr. Singh is B.Tech & PGDBM

Experience: Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.

Funds Managed:

— Murthy Nagarajan since 03-May-2021

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:


0.53%

Change from previous, NAV as on 03-Aug-2021

Growth: ₹ 10.6963

IDCW: ₹ 10.6963


Investment Strategy

The scheme seeks to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 20-May-2021
Return Since Launch: 6.96%
Benchmark: NIFTY Div Opps 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 576 Cr (As on 30-Jun-2021)
Expense: 2.45% (As on 30-Jun-2021)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Retirement tips to beat inflation & improve returns

DateFriday, 06-Aug-2021
Time12:30 PM - 01:00 PM