Our Opinion
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Our Opinion
Riskometer
Moderate
₹14.6807 0.02%
As on 18-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
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Fund name
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Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan
|
|
|
Moderate
|
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0.84 |
|
 |
|
Moderate
|
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0.45 |
||
|
|
Moderate
|
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0.40 |
||
|
|
Moderate
|
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0.40 |
||
 |
|
Moderate
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0.38 |
₹16 Cr
--
1,000
1
500
6
About Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan is a debt mutual fund scheme of Aditya Birla Sun Life Mutual Fund. Launched on March 11, 2019, it is currently managed by Harshil Suvarnkar. The fund has an expense ratio of 0.84% with an overall AUM (Assets Under Management) of ₹16 Cr.
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between one and three years. Note that it carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.
Investment Strategy
The Scheme seeks to invests in various debt securities and money market instruments issued by corporates and/or state and central government.
Suitability
Short Duration funds are suitable for:
Note:
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
3 min read•By Agnisheik Chatterji and Karan Jaiswal
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan can be bought from the Aditya Birla Sun Life Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan, is ₹14.6807 as of 20-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.27 08/04/2026 |
45.97
|
|
GOI Sec 6.57 05/12/2033 |
18.43
|
|
GOI Sec 7.34 22/04/2064 |
9.17
|
|
HDFC Bank Ltd SR V004 Debenture 8.55 27/03/2029 |
6.40
|
|
GOI Sec 06/05/2030 |
6.40
|
Over the past five years, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan has delivered an annualised return of 5.54% as of 20-Mar-2026.
The minimum investment required to start investing in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Direct Plan is ₹1,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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