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Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.49 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.43 0.53 1.70 3.59 12.96 22.09 25.16 -- -- -- --
S&P BSE 500 TRI 9.02 1.22 2.10 4.06 15.79 32.28 38.80 -- -- -- --
Equity: Flexi Cap 8.72 1.23 1.81 3.81 15.04 29.47 31.71 -- -- -- --
Rank within category 48 58 34 30 39 48 42 -- -- -- --
Number of funds in category 56 58 58 57 56 54 52 37 35 28 24

As on 02-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Retirement Fund - The 30s Plan - Regular Plan  | Invest Online
Unrated
Mar-19 25.16 -- -- 2.54 177
Kotak Flexicap Fund Regular Plan  | Invest Online
4 star
Sep-09 29.79 12.05 16.88 1.62 32,453
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 39.16 17.83 18.13 1.76 14,606
Axis Focused 25 Fund
5 star
Jun-12 27.03 14.70 19.42 1.73 13,660
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 22.91 12.43 17.19 1.92 12,520

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 11.19 24-Mar-2020 - 31-Mar-2020 -18.77 16-Mar-2020 - 23-Mar-2020
Month 20.41 23-Mar-2020 - 22-Apr-2020 -33.07 20-Feb-2020 - 23-Mar-2020
Quarter 33.25 23-Mar-2020 - 22-Jun-2020 -31.82 23-Dec-2019 - 23-Mar-2020
Year 22.29 26-Feb-2020 - 25-Feb-2021 -29.41 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 13.30 23.03 0.38 0.45 -- --
Equity: Flexi Cap* 11.95 22.36 0.33 0.38 0.94 -0.84
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 28-Feb-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Top 10 Stocks (%) 56.92
Top 5 Stocks (%) 37.60
Top 3 Sectors (%) 59.73
Portfolio P/B Ratio 4.41
Portfolio P/E Ratio 37.61

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 57,709 1,22,998
Giant (%) 36.22 54.25
Large (%) 5.67 15.49
Mid (%) 46.95 22.22
Small (%) 11.17 8.37
Tiny (%) -- 0.17

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Honeywell Automation Engineering 86.69 9.65 6.33 9.17
equal HDFC Financial 26.42 9.50 4.73 9.04
up Pfizer Healthcare 42.59 9.62 4.96 7.04
up Kotak Mahindra Bank Financial 39.27 6.82 3.37 6.29
up Bayer CropScience Healthcare 49.32 8.00 4.16 6.07
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 4.66
equal Glaxosmithkline Pharma Healthcare 51.58 5.68 3.69 4.34
equal Larsen & Toubro Construction 18.16 4.32 2.74 4.15
equal Gillette FMCG 66.22 7.38 4.07 4.07
equal ICICI Bank Financial 28.62 3.72 1.17 3.72
equal HDFC Bank Financial 28.14 3.30 1.73 3.03
up Kansai Nerolac Paints Chemicals 65.08 3.11 1.28 2.91
equal Johnson Controls - Hitachi Air Conditioning India Cons Durable -- 3.44 2.03 2.61
up IDFC First Bank Financial 86.59 3.22 1.37 2.34
equal Shree Cement Construction 49.33 2.99 1.46 2.26
equal Sundaram-Clayton Automobile 43.54 2.79 1.27 2.23
up P&G Hygiene & Health Care FMCG 63.79 2.14 0.71 2.14
equal Biocon Healthcare 78.16 2.93 1.46 2.09
up Fortis Healthcare (India) Healthcare -- 1.93 0.00 1.93
down Tata Consultancy Services Technology 36.17 2.06 0.94 1.86
equal Quess Corp Financial -- 2.19 0.00 1.53
equal Hindustan Unilever FMCG 69.87 1.88 0.74 1.52
equal MRF Automobile 23.43 1.90 0.94 1.39
equal Bata India FMCG -- 1.62 0.94 1.18
equal Shopper's Stop Services -- 2.95 0.66 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Pranay Sinha since 19-Feb-2019

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:


0.53%

Change from previous, NAV as on 02-Mar-2021

Growth: ₹ 12.4910

Dividend: ₹ 12.4860


Investment Strategy

The Scheme seeks to invest primarily in a well-diversified portfolio of equity and equity related securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 11-Mar-2019
Return Since Launch: 11.90%
Benchmark: S&P BSE 200 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 177 Cr (As on 31-Jan-2021)
Expense: 2.54% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: --
Turnover: 15.00%

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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