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Aditya Birla Sun Life Bal Bhavishya Yojna - Regular Plan download report


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.19 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.82 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Aditya Birla SL Bal Bhavishya Yojna Reg-G -12.35 0.33 -3.29 -10.19 -9.45 -16.41 -2.65 6.11 -- -- --
S&P BSE 500 TRI -8.87 0.73 -2.99 -10.15 -7.83 -11.96 10.15 15.42 -- -- --
Equity: Flexi Cap -11.40 0.70 -2.60 -10.25 -9.30 -14.21 8.24 13.39 -- -- --
Rank within category 38 62 62 34 38 52 57 47 -- -- --
Number of funds in category 64 68 68 68 67 63 58 47 35 34 26

As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Bal Bhavishya Yojna - Regular Plan  | Invest Online
1 star
Feb-19 -2.65 6.11 -- 1.99% 553
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 11.22 15.22 13.70 1.82% 24,707
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 2.88 16.76 12.98 1.84% 24,649
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 12.49 22.16 17.31 1.94% 21,907
Axis Focused 25 Fund
4 star
Jun-12 -0.34 12.29 10.35 1.64% 19,146

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 11.04 24-Mar-2020 - 31-Mar-2020 -18.63 16-Mar-2020 - 23-Mar-2020
Month 20.19 23-Mar-2020 - 22-Apr-2020 -32.73 20-Feb-2020 - 23-Mar-2020
Quarter 32.66 23-Mar-2020 - 22-Jun-2020 -31.48 23-Dec-2019 - 23-Mar-2020
Year 71.82 23-Mar-2020 - 23-Mar-2021 -29.24 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Aditya Birla SL Bal Bhavishya Yojna Reg-G 9.10 18.74 0.30 0.35 0.83 -6.54
S&P BSE 500 TRI 18.19 21.83 0.67 0.73 -- --
Equity: Flexi Cap 16.35 21.01 0.61 0.66 0.93 -0.75
Rank within category 48 6 47 46 7 45
Number of funds in category 48 48 48 48 48 48

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 52
Top 10 Stocks (%) 49.56
Top 5 Stocks (%) 30.28
Top 3 Sectors (%) 48.83
Portfolio P/B Ratio 3.75
Portfolio P/E Ratio 30.37

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,16,541 1,48,073
Giant (%) 50.58 52.68
Large (%) 9.74 19.34
Mid (%) 30.95 22.00
Small (%) 8.72 6.44
Tiny (%) -- 0.10

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 28.21 9.67 0.00 8.37
equal ICICI Bank Financial 19.67 6.38 1.45 6.16
equal HDFC Financial 17.58 9.34 5.40 5.54
down Honeywell Automation Capital Goods 85.20 9.82 5.28 5.28
up Infosys Technology 28.90 4.93 0.45 4.93
equal Kotak Mahindra Bank Financial 30.23 6.94 3.52 4.84
down Bayer CropScience Chemicals 37.26 8.03 3.94 3.94
equal Axis Bank Financial 14.24 4.07 0.20 3.76
equal Pfizer Healthcare 33.05 9.42 3.45 3.45
equal HDFC Bank Financial 19.17 3.53 2.08 3.28
equal State Bank of India Financial 11.79 3.15 0.00 3.05
equal Gillette Consumer Staples 63.74 7.27 2.79 3.00
equal Larsen & Toubro Construction 26.00 4.96 2.66 2.82
equal Fortis Healthcare Healthcare 34.28 3.31 0.00 2.66
equal Shree Cement Materials 32.36 3.05 1.37 2.36
down Glaxosmithkline Pharma Healthcare 15.15 5.66 1.91 1.91
equal Shoppers Stop Ltd. Services -- 2.92 0.64 1.76
equal Kansai Nerolac Paints Materials 60.81 3.04 1.72 1.72
equal Vedant Fashions Textiles 75.46 1.59 0.00 1.59
equal Sundaram-Clayton Automobile 16.72 2.84 1.24 1.52
equal Tata Consultancy Services Technology 32.96 2.04 0.89 1.51
equal Johnson Controls - Hitachi Air Conditioning India Consumer Discretionary 110.85 3.53 1.24 1.36
equal Bata India Consumer Discretionary 326.25 1.60 0.90 1.30
equal Hindustan Unilever Consumer Staples 59.41 1.80 0.55 1.29
equal Tata Motors Automobile -- 1.27 0.00 1.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Atul Penkar since 31-Dec-2021

Education: Mr.Penkar is a B.E. (Mechanical) and an MMS.

Experience: Prior to joining Aditya Birla Sun Life AMC, he was with Emkay Shares & Stock Brokers Ltd.

Interviews:

Funds Managed:


0.33%

Change from previous, NAV as on 16-May-2022

Growth: ₹ 12.0700

IDCW: ₹ 12.0800


Investment Strategy

The scheme seeks generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 11-Feb-2019
Return Since Launch: 5.94%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 553 Cr (As on 30-Apr-2022)
Expense: 1.99% (As on 31-Mar-2022)
Risk Grade: Average
Return Grade: Low
Turnover: 33.00%

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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