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5 star

Baroda BNP Paribas Balanced Advantage Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.40 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.15 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Baroda BNP Paribas Balanced Advantage Fund Reg-G -9.05 0.64 2.34 -1.92 -6.91 -7.98 -0.25 11.86 -- -- --
VR Balanced TRI -7.11 0.74 2.76 -2.53 -6.36 -5.84 1.19 10.43 -- -- --
Hybrid: Dynamic Asset Allocation -4.85 0.52 1.95 -1.30 -3.38 -4.06 0.97 8.69 -- -- --
Rank within category 26 6 5 25 29 24 15 2 -- -- --
Number of funds in category 28 29 29 29 29 28 25 21 13 11 6

As on 27-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda BNP Paribas Balanced Advantage Fund - Regular Plan
5 star
Nov-18 -0.25 11.86 -- 2.20% 3,254
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
Dec-06 5.17 10.52 9.56 1.62% 40,146
ICICI Prudential Asset Allocator (FOF) Fund  | Invest Now
4 star
Dec-03 5.32 11.47 10.31 1.37% 15,824
Kotak Balanced Advantage Fund - Regular Plan  | Invest Online
4 star
Aug-18 0.93 9.23 -- 1.72% 13,667
Edelweiss Balanced Advantage Fund - Regular Plan  | Invest Online
5 star
Aug-09 0.69 12.16 10.08 1.82% 8,046

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.80 24-Mar-2020 - 31-Mar-2020 -9.90 16-Mar-2020 - 23-Mar-2020
Month 13.74 23-Mar-2020 - 22-Apr-2020 -20.66 20-Feb-2020 - 23-Mar-2020
Quarter 22.86 23-Mar-2020 - 22-Jun-2020 -18.89 23-Dec-2019 - 23-Mar-2020
Year 59.56 23-Mar-2020 - 23-Mar-2021 -12.84 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Baroda BNP Paribas Balanced Advantage Fund Reg-G 12.83 11.82 0.79 1.00 0.62 3.52
VR Balanced TRI 12.85 17.98 0.52 0.62 -- --
Hybrid: Dynamic Asset Allocation 9.65 12.46 0.50 0.60 0.63 0.27
Rank within category 2 8 3 3 10 1
Number of funds in category 21 21 21 21 21 21

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 63
Top 10 Holdings (%) 26.75
Top 5 Holdings (%) 17.82
Top 3 Sectors (%) 28.19
Portfolio P/B Ratio 3.00
Portfolio P/E Ratio 20.93
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 2.44 2.44
equal 5.75% Bajaj Finance 16/02/2024 Debenture AAA 0.00 - 2.22 1.50
equal 6.70% Torrent Power 2025 Debenture AA+ 0.00 - 1.56 1.50
equal 5.23% National Bank Agr. Rur. Devp 31/01/2025 Non Convertible Debenture AAA 0.00 - 1.53 1.47
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 1.20 1.14
equal 7.37% GOI 16/04/2023 GOI Securities SOV 1.09 - 2.94 1.09
equal 4.26% GOI 17/05/2023 GOI Securities SOV 0.00 - 0.94 0.91
equal 6.18% Indian Bank Additional Tier 2 Bond AAA 0.00 - 0.85 0.80
equal 6.84% GOI 19/12/2022 GOI Securities SOV 0.77 - 2.08 0.77
equal 6.99% SIDBI 2022 Bonds/NCDs AAA 0.00 - 1.12 0.77
equal 7.35% HDFC 2025 Debenture AAA 0.00 - 0.82 0.77
new 7.54% GOI 23/05/2036 GOI Securities SOV 0.00 - 0.76 0.76
equal 5.59% SIDBI 21/02/2025 Debenture AAA 0.00 - 1.11 0.74
equal 6.44% HDFC Bank 27/09/2028 Non Convertible Debenture AAA 0.00 - 1.68 0.72
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 1.68 0.70
equal HDFC Bank 28/12/2028 Debenture AAA 0.48 - 0.88 0.64
equal 8.85% Axis Bank 2024 Debenture AAA 0.00 - 2.48 0.64
equal SIDBI 2022 Commercial Paper A1+ 0.00 - 0.63 0.61
equal 5.49% Kotak Mahindra Prime 2023 Debenture AAA 0.00 - 0.62 0.60
equal Indostar Capital Finance 206-D 14/11/2022 Commercial Paper A1+ 0.00 - 0.60 0.59
equal 7.25% Larsen & Toubro 2024 Debenture AAA 0.00 - 0.56 0.54
equal 5.84% Indian Oil Corporation 19/04/2024 Debenture AAA 0.00 - 0.50 0.48
equal 8.65% Bank of Baroda Additional Tier 1 Bond AA+ 0.04 - 0.48 0.46
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.46 - 1.26 0.46
equal 7.70% Shriram City Union Finance 21/12/2022 Non Convertible Debenture AA 0.00 - 0.98 0.45

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 28.19 7.82 0.00 4.08
up ICICI Bank Financial 19.67 8.02 3.03 3.97
down HDFC Bank Financial 19.64 4.61 1.25 3.88
equal Infosys Technology 28.17 6.70 0.00 3.46
up Sun Pharmaceutical Industries Healthcare 61.00 2.71 0.00 2.12
down Hindalco Inds. Metals & Mining 5.62 3.44 0.00 1.85
equal Indusind Bank Financial 13.18 2.15 0.00 1.83
down Adani Ports and Special Economic Zone Services 30.30 1.96 0.00 1.56
up HCL Technologies Technology 20.15 1.93 0.00 1.56
up Titan Company Consumer Discretionary 80.41 2.61 0.00 1.53
up Larsen & Toubro Construction 25.15 2.72 0.00 1.53
down Axis Bank Financial 13.97 5.38 0.48 1.34
up Bajaj Finance Financial 48.03 3.68 0.00 1.34
down Hindustan Unilever Consumer Staples 61.35 4.43 0.00 1.26
up Bharat Electronics Capital Goods 24.01 1.15 0.00 1.15
new NTPC Energy 8.84 2.18 0.00 1.15
equal Zee Entertainment Services 21.64 1.88 0.00 1.15
new Kotak Mahindra Bank Financial 27.40 2.25 0.00 1.14
equal Ashok Leyland Automobile -- 1.11 0.00 1.11
equal Minda Industries Automobile 74.53 1.09 0.00 1.05
up HDFC Financial 17.52 8.06 0.94 1.03
up Timken India Capital Goods 56.05 0.98 0.00 0.98
up Siemens Capital Goods 80.59 0.97 0.00 0.97
up Bank of Baroda Financial 6.68 0.99 0.00 0.96
up Divi's Laboratories Healthcare 32.35 2.90 0.00 0.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Sanjay Chawla since 22-Oct-2018

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS Pilani.

Experience: Prior to joining Baroda BNP Paribas Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:

— Alok Sahoo since 22-Oct-2018

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda BNP Paribas AMC, he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:


-0.13%

Change from previous, NAV as on 28-Jun-2022

Growth: ₹ 14.9338

IDCW: ₹ 12.9524


Investment Strategy

The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda BNP Paribas Mutual Fund
Launch Date: 14-Nov-2018
Return Since Launch: 11.76%
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,254 Cr (As on 31-May-2022)
Expense: 2.20% (As on 31-May-2022)
Risk Grade: Below Average
Return Grade: High
Turnover: 254.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW28-Mar-20220.9100

 23-Mar-20211.1000

Contact Information

AMC: Baroda BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Website: https://www.barodabnpparibasmf.in/

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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