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Unrated

Kotak Balanced Advantage Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.29 Lakh

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Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.09 -0.23 0.31 0.97 4.02 8.13 13.89 -- -- -- --
VR Balanced TRI -0.25 -0.88 -0.68 -0.79 4.14 6.93 12.82 -- -- -- --
Hybrid: Dynamic Asset Allocation 0.81 -0.33 0.10 0.53 3.09 6.20 8.70 -- -- -- --
Rank within category 8 9 6 8 8 4 1 -- -- -- --
Number of funds in category 20 21 21 20 20 20 17 11 8 5 4

As on 27-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.70 (19-Sep-2019 - 26-Sep-2019) -2.35 (01-Oct-2018 - 09-Oct-2018)
Month 4.34 (07-Oct-2019 - 07-Nov-2019) -4.05 (07-Sep-2018 - 09-Oct-2018)
Quarter 7.56 (19-Sep-2019 - 19-Dec-2019) -2.37 (23-Aug-2018 - 22-Nov-2018)
Year 14.76 (30-Oct-2018 - 30-Oct-2019) 3.14 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 13.65 10.24 0.77 1.18 -- --
Hybrid: Dynamic Asset Allocation* 8.51 6.58 0.42 0.73 0.54 -1.48
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 115
Top 10 Holdings (%) 47.10
Top 5 Holdings (%) 33.49
Top 3 Sectors (%) 23.35
Portfolio P/B Ratio 2.97
Portfolio P/E Ratio 24.31

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 13.06 13.06
equal HDFC Bank Term Deposits -- 4.55 - 8.22 5.46
new First Business Receivable Trust Securitised Debt AAA 0.00 - 0.84 3.18
equal 9.25% Power Finance Corp. 25/09/2024 Non Convertible Debenture AAA 0.00 - 3.70 3.07
new 8.70% Bank of Baroda 28/11/2020 Non Convertible Debenture AA+ 0.00 - 2.48 2.48
down 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 3.23 2.16
down 7.27% GOI 2026 GOI Securities SOV 0.00 - 2.41 1.66
equal AU Small Finance Bank Term Deposits -- 0.29 - 0.40 0.29
down 7.59% GOI 20/03/2029 GOI Securities SOV 0.00 - 0.27 0.09
equal Sundaram Finance 25/03/2022 Zero Coupon Bonds AAA 0.00 - 0.36 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 22.02 7.29 3.00 6.58
up HDFC Bank Financial 25.29 5.32 2.74 5.32
down ICICI Bank Financial 36.58 3.64 1.44 3.08
equal HDFC Financial 34.12 3.26 0.00 3.06
down Axis Bank Financial 43.59 3.08 1.22 2.56
down Larsen & Toubro Construction 19.37 2.65 0.86 2.44
up ITC FMCG 20.77 2.72 1.47 2.25
down Infosys Technology 20.26 3.40 1.49 1.96
down Tata Consultancy Services Technology 25.10 2.82 0.86 1.61
up Bajaj Finance Financial 51.13 1.58 0.18 1.58
up State Bank of India Financial 27.89 2.38 0.99 1.50
equal Kotak Mahindra Bank Financial 35.46 1.54 0.00 1.37
equal BPCL Energy 15.90 1.47 0.00 1.34
up Tech Mahindra Technology 17.29 1.68 1.02 1.32
down Cadila Healthcare Healthcare 20.25 1.86 0.28 1.06
down M&M Financial Services Financial 17.75 1.17 0.03 0.93
down Container Corp. Services 65.21 1.12 0.00 0.93
down Asian Paints Chemicals 63.10 1.20 0.66 0.90
up Grasim Industries Construction 12.33 0.91 0.27 0.87
down Maruti Suzuki India Automobile 35.50 1.76 0.18 0.82
up Max Financial Services Financial 79.24 0.80 0.00 0.80
up Nestle India FMCG 82.19 1.04 0.00 0.74
equal Adani Enterprises Services 24.70 0.85 0.00 0.71
up Mahindra & Mahindra Automobile 13.19 1.57 0.71 0.71
down Coromandel International Chemicals 21.27 0.81 0.28 0.70

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Abhishek Bisen since 13-Jul-2018

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Arjun Khanna since 13-Jul-2018

Education: Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)

Experience: Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.

Funds Managed:

— Harish Krishnan since 13-Jul-2018

Education: Mr. Krishnan is a Graduate from Government Engineering College Trichur and MBA from IIM Kozhikode

Experience: Prior to joining Kotak AMC he has worked with Kotak Mahindra (UK) Ltd.

Funds Managed:

— Hiten Shah since 03-Oct-2019

Education: Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.

Experience: Prior to joining Edelweiss Asset Management Limited (since July 2011) he was associated with Edelweiss Securities Limited as Low Risk Arbitrage Trader for over three years.

Funds Managed:


-0.23%

Change from previous, NAV as on 27-Jan-2020

Growth: ₹ 11.3600

Dividend: ₹ 11.3600


Investment Strategy

The scheme seeks to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 03-Aug-2018
Return Since Launch: 8.97%
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,411 Cr (As on 31-Dec-2019)
Expense: 2.15% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: 105.59%

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM