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3 star

Navi Flexi Cap Fund - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.60 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.11 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 29.00 -0.73 1.00 -4.15 0.83 12.63 36.57 16.90 -- -- --
S&P BSE 500 TRI 30.36 -0.80 1.01 -2.82 0.68 11.49 37.96 19.12 -- -- --
Equity: Flexi Cap 30.44 -0.64 0.89 -2.77 1.12 13.16 37.61 18.44 -- -- --
Rank within category 35 42 31 59 31 33 33 26 -- -- --
Number of funds in category 56 65 64 64 64 60 56 43 35 31 26

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Navi Flexi Cap Fund - Regular Plan
3 star
Jul-18 36.57 16.90 -- 2.25% 212
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 42.44 25.28 21.05 1.81% 24,212
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 48.84 25.18 20.83 1.93% 21,677
Axis Focused 25 Fund
4 star
Jun-12 32.79 20.58 20.38 1.78% 20,404
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 47.57 29.00 22.88 1.85% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.12 01-Apr-2020 - 09-Apr-2020 -19.23 16-Mar-2020 - 23-Mar-2020
Month 18.76 23-Mar-2020 - 22-Apr-2020 -37.68 20-Feb-2020 - 23-Mar-2020
Quarter 31.87 23-Mar-2020 - 22-Jun-2020 -36.50 23-Dec-2019 - 23-Mar-2020
Year 81.86 23-Mar-2020 - 23-Mar-2021 -31.77 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 17.80 21.08 0.66 0.64 0.94 -1.07
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap 19.01 21.00 0.73 0.79 0.93 0.40
Rank within category 27 23 29 34 25 29
Number of funds in category 44 44 44 44 44 44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Top 10 Stocks (%) 41.27
Top 5 Stocks (%) 26.76
Top 3 Sectors (%) 56.12
Portfolio P/B Ratio 4.10
Portfolio P/E Ratio 28.66

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,40,664 1,51,972
Giant (%) 49.14 52.99
Large (%) 21.52 17.99
Mid (%) 25.27 22.49
Small (%) 4.07 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.44 10.95 3.03 7.81
up Reliance Industries Energy 31.17 7.43 1.76 7.34
equal Infosys Technology 34.93 5.62 1.56 4.77
equal HDFC Bank Financial 24.50 9.59 3.20 3.42
equal HDFC Financial 24.08 3.67 0.00 3.42
up Divi's Laboratories Healthcare 59.12 4.20 0.00 3.39
equal Indusind Bank Financial 18.79 7.08 0.00 2.96
equal Bajaj Finance Financial 85.76 5.47 0.00 2.79
equal Tata Steel Metals 4.38 3.12 0.00 2.73
down Tata Consultancy Services Technology 36.81 4.84 0.00 2.64
equal Axis Bank Financial 20.63 4.20 0.00 2.41
down Carborundum Universal Metals 48.80 2.78 0.00 2.17
down Kotak Mahindra Bank Financial 38.01 9.05 2.15 2.15
equal CG Power & Industrial Solutions Engineering -- 2.06 0.00 2.06
equal Radico Khaitan FMCG 49.41 2.00 0.00 2.00
equal Piramal Enterprises Healthcare 51.68 2.22 0.00 1.96
equal Wipro Technology 28.98 1.92 0.00 1.92
up HCL Technologies Technology 27.55 2.55 0.00 1.88
equal Greenpanel Industries FMCG 25.97 1.78 0.00 1.78
up Phoenix Mills Construction 102.27 1.54 0.00 1.54
up Minda Industries Automobile 70.14 1.47 0.00 1.47
down Avenue Supermarts Services 226.32 2.98 0.00 1.42
down Dixon Technologies Engineering 164.69 5.14 0.00 1.41
new Cyient Technology 25.48 1.91 0.00 1.41
equal Max Financial Services Financial 111.89 1.42 0.00 1.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Saravana Kumar since 17-May-2019

Education: Mr. Kumar has an Engineering degree in Electronics & Telecommunications. He is an MBA (Finance) from IIM Bangalore & is a CAIIB.

Experience: Prior to joining Navi Mutual Fund he has worked with LIC Mutual Fund, he had been Head of Investments at Trust Investment Advisors Pvt. Ltd.(Oct'13-April'15), CIO at AIA Life Insurance Co. Ltd.(Oct'09-Sept'13) , Dy. GM at ICICI Bank Ltd.(Mar'03-Sept'09) & Fund Manager at SBI(2001-2003).

Interviews:

Funds Managed:


-0.73%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 15.7404

IDCW Yearly: ₹ 15.7421

More

IDCW Quarterly: ₹ 15.7420

IDCW Monthly: ₹ 15.7397

IDCW Half Yearly: ₹ 15.7428

IDCW: ₹ 15.7430


Investment Strategy

The scheme to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Navi Mutual Fund
Launch Date: 09-Jul-2018
Return Since Launch: 14.25%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 212 Cr (As on 31-Oct-2021)
Expense: 2.25% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: 73.00%

Contact Information

AMC: Navi AMC Limited

Address: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata - 700069

Phone: 033-40185000 / 1800-103-8999

Fax: 033-40185010

Email: [email protected]

Website: http://www.navimutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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