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Unrated

Tata Digital India Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 2.76 Lakh

₹ 10000

Monthly SIP Grown to
₹ 7.64 Lakh

Suitability:

This is a fund that invests mainly in shares of companies in the information technology sector.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other technology sector fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 59.79 -1.82 -3.18 -0.73 7.07 35.06 81.73 40.20 32.53 -- --
S&P BSE IT TRI 41.68 -1.77 -3.62 -1.13 0.31 24.61 57.31 38.03 30.34 -- --
Equity: Sectoral-Technology 52.96 -1.91 -3.26 -0.58 4.29 32.20 71.04 40.57 31.62 -- --
Rank within category 2 2 4 4 2 2 2 3 2 -- --
Number of funds in category 7 10 10 9 9 9 7 4 4 3 3

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Digital India Fund - Regular Plan  | Invest Online
Unrated
Dec-15 81.73 40.20 32.53 2.02% 3,842
ICICI Prudential Technology Fund  | Invest Now
Unrated
Mar-00 83.53 42.87 33.05 1.84% 6,887
Aditya Birla Sun Life Digital India Fund  | Invest Online
Unrated
Jan-00 76.61 41.36 32.15 2.19% 2,658
ICICI Prudential IT ETF  | Invest Now
Unrated
Aug-20 60.35 -- -- 0.20% 2,437
SBI Technology Opportunities Fund  | Invest Online
Unrated
Jul-99 73.67 37.84 28.76 2.27% 1,891

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.73 23-Mar-2020 - 30-Mar-2020 -18.86 11-Mar-2020 - 18-Mar-2020
Month 20.92 01-Jul-2020 - 31-Jul-2020 -31.49 20-Feb-2020 - 23-Mar-2020
Quarter 42.79 14-Jul-2020 - 13-Oct-2020 -27.68 23-Dec-2019 - 23-Mar-2020
Year 135.69 23-Mar-2020 - 23-Mar-2021 -26.32 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 34.03 21.51 1.40 2.25 0.93 3.80
S&P BSE IT TRI 32.34 22.33 1.28 2.32 -- --
Equity: Sectoral-Technology 32.91 20.60 1.41 2.03 0.86 4.67
Rank within category 3 4 3 1 4 4
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Top 10 Stocks (%) 70.61
Top 5 Stocks (%) 55.91
Top 3 Sectors (%) 84.58
Portfolio P/B Ratio 7.94
Portfolio P/E Ratio 35.29

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,31,191 3,44,082
Giant (%) 68.36 75.39
Large (%) 14.79 14.77
Mid (%) 12.44 7.77
Small (%) 4.41 5.59
Tiny (%) -- 0.45

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Infosys Technology 34.03 38.87 16.64 21.25
up Tata Consultancy Services Technology 34.84 22.54 9.53 12.45
up Tech Mahindra Technology 29.02 10.20 2.54 9.74
up HCL Technologies Technology 26.06 9.82 2.54 9.15
down Persistent Systems Technology 52.29 9.89 3.14 3.32
up Wipro Technology 28.10 7.56 2.20 3.28
down L&T Infotech Technology 55.26 6.41 0.00 3.05
down Mphasis Technology 42.90 4.51 0.00 2.94
equal L&T Technology Services Engineering 66.90 3.93 1.50 2.93
new Bharti Airtel Communication 143.20 2.50 0.00 2.50
equal Cyient Technology 27.25 4.64 0.00 2.32
equal Info Edge (India) Services 8.88 4.11 0.00 1.70
up Tata Communications Communication 27.84 1.91 0.00 1.66
new Coforge Technology 60.64 5.44 0.00 1.39
down MindTree Technology 52.93 7.72 0.00 1.19
up Honeywell Automation Engineering 80.94 1.06 0.00 1.06
up Amazon. com Inc. (USA) Consumer Durable -- 1.03
down eClerx Services Services 22.32 2.51 0.00 1.02
up Global X Cybersecurity Financial -- 1.02
equal Zomato Services -- 1.77 0.00 0.99
new Cognizant Technology Solutions Corp. Technology -- 0.95
up RailTel Corporation India Communication 20.55 1.56 0.00 0.95
down Sonata Software Technology 26.44 1.96 0.00 0.89
up Affle (India) Communication 91.17 0.96 0.00 0.68
up Microsoft Corportion (US) Technology -- 0.54

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Meeta Shetty since 09-Nov-2018

Education: Ms. Shetty is Bachelor in Economics and CFA Charterholder

Experience: Prior to joining TATA Mutual Fund, she has worked with Kotak Securities, HDFC Securities, AMSEC(Asian Market Securities), Dalal & Broacha Stock Broking and karvey Stock Broking.

Funds Managed:


-1.82%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 37.3735

IDCW: ₹ 37.3735


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 30 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 28-Dec-2015
Return Since Launch: 24.95%
Benchmark: S&P BSE IT TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,842 Cr (As on 31-Oct-2021)
Expense: 2.02% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 52.85%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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