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Unrated

Tata Digital India Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.93 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.14 Lakh

Suitability:

This is a fund that invests mainly in shares of companies in the information technology sector.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other technology sector fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 36.05 -0.06 1.50 2.86 20.07 52.89 40.34 24.40 -- -- --
S&P BSE IT TRI 42.80 -0.93 0.79 2.74 20.63 55.31 48.57 28.84 -- -- --
Equity: Sectoral-Technology 40.65 -0.13 1.40 4.21 20.35 54.89 44.28 23.93 -- -- --
Rank within category 3 3 5 7 4 3 3 2 -- -- --
Number of funds in category 4 7 7 7 6 4 4 4 3 3 3

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Digital India Fund - Regular Plan  | Invest Online
Unrated
Dec-15 40.34 24.40 -- 2.54 627
ICICI Prudential IT ETF  | Invest Now
Unrated
Aug-20 -- -- -- 0.22 1,916
ICICI Prudential Technology Fund  | Invest Now
Unrated
Mar-00 55.82 24.99 16.28 2.58 832
Nippon India ETF Nifty IT - Regular Plan  | Invest Online
Unrated
Jun-20 -- -- -- 0.22 782
Aditya Birla Sun Life Digital India Fund  | Invest Online
Unrated
Jan-00 44.97 23.80 16.41 2.67 684

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.73 (23-Mar-2020 - 30-Mar-2020) -18.86 (11-Mar-2020 - 18-Mar-2020)
Month 20.92 (01-Jul-2020 - 31-Jul-2020) -31.49 (20-Feb-2020 - 23-Mar-2020)
Quarter 42.79 (14-Jul-2020 - 13-Oct-2020) -27.68 (23-Dec-2019 - 23-Mar-2020)
Year 67.89 (08-Sep-2017 - 10-Sep-2018) -26.32 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 25.24 22.86 0.89 1.63 0.97 -2.40
S&P BSE IT TRI 28.24 22.63 1.03 1.94 -- --
Equity: Sectoral-Technology 23.67 20.83 0.90 1.37 0.86 -1.40
Rank within category 2 5 4 1 5 5
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 16
Top 10 Stocks (%) 83.14
Top 5 Stocks (%) 62.50
Top 3 Sectors (%) 91.95
Portfolio P/B Ratio 4.56
Portfolio P/E Ratio 23.02

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,08,176 1,92,421
Giant (%) 59.27 65.81
Large (%) 8.10 14.52
Mid (%) 22.22 10.28
Small (%) 10.41 15.04
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 26.25 38.87 9.43 26.80
up Tata Consultancy Services Technology 32.80 22.54 9.53 12.28
up HCL Technologies Technology 18.30 9.82 1.96 9.03
up Persistent Systems Technology 25.09 9.89 2.93 7.58
up Tech Mahindra Technology 21.25 10.20 2.54 6.81
equal Wipro Technology 20.78 7.56 0.00 6.39
up MindTree Technology 26.84 8.96 0.00 5.19
equal Birlasoft Technology 20.56 4.48 0.00 3.53
equal Tata Elxsi Technology 32.47 9.57 0.00 3.03
equal KPIT Technologies Technology 22.22 3.77 0.00 2.50
down Just Dial Services 13.97 2.18 0.00 1.87
equal Mphasis Technology 20.12 3.92 0.00 1.80
equal Firstsource Solutions Services 14.74 2.02 0.00 1.67
equal L&T Technology Services Engineering 26.15 5.00 0.00 1.56
equal Oracle Fin Ser Software Technology 16.37 4.80 1.27 1.27
equal Info Edge (India) Services 114.17 5.73 0.00 0.64

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Rahul Singh since 20-Apr-2020

Education: Mr. Singh is B.Tech & PGDBM

Experience: Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.

Funds Managed:

— Meeta Shetty since 09-Nov-2018

Education: Ms. Shetty is Bachelor in Economics and CFA Charterholder

Experience: Prior to joining TATA Mutual Fund, she has worked with Kotak Securities, HDFC Securities, AMSEC(Asian Market Securities), Dalal & Broacha Stock Broking and karvey Stock Broking.

Funds Managed:


-0.06%

Change from previous, NAV as on 27-Nov-2020

Growth: ₹ 20.5530

Dividend: ₹ 20.5530


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 28-Dec-2015
Return Since Launch: 15.77%
Benchmark: S&P BSE IT TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 627 Cr (As on 31-Oct-2020)
Expense: 2.54% (As on 31-Oct-2020)
Risk Grade: --
Return Grade: --
Turnover: 43.13%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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Critical Investment Decisions

dateSaturday, 28-Nov-2020
time04:00 PM - 04:30 PM

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