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2 star

UTI Medium Term Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.74 -0.12 -0.15 0.30 1.58 1.00 1.55 3.46 5.12 -- --
VR Bond 0.70 -0.12 0.01 0.19 1.66 0.83 3.37 7.08 6.58 -- --
Debt: Medium Duration 1.71 -0.15 -0.12 0.48 2.47 1.96 7.26 5.30 6.68 -- --
Rank within category 18 7 15 18 21 18 17 11 11 -- --
Number of funds in category 21 24 24 23 21 21 17 14 13 10 7

As on 16-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Medium Term Fund - Regular Plan  | Invest Online
2 star
Mar-15 1.55 3.46 5.12 1.64 71
SBI Magnum Medium Duration Fund  | Invest Online
5 star
Nov-03 7.87 9.73 9.25 1.26 9,122
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
Sep-04 10.21 8.67 8.06 1.40 6,683
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
Jul-03 4.93 8.41 7.55 1.45 4,528
HDFC Medium Term Debt Fund  | Invest Online
4 star
Feb-02 9.81 8.51 7.95 1.32 3,310

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.00 24-Mar-2020 - 31-Mar-2020 -3.39 04-Mar-2020 - 11-Mar-2020
Month 3.31 24-Mar-2020 - 23-Apr-2020 -4.66 20-Feb-2020 - 23-Mar-2020
Quarter 4.57 23-Mar-2020 - 22-Jun-2020 -4.66 24-Dec-2019 - 24-Mar-2020
Year 12.03 24-Nov-2015 - 24-Nov-2016 -1.73 27-Aug-2019 - 26-Aug-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.48 3.37 -0.24 -0.24 0.55 -2.22
VR Bond 6.84 2.05 1.24 1.72 -- --
Debt: Medium Duration 5.26 4.67 0.69 0.99 0.50 -0.30
Rank within category 11 8 13 13 8 12
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 12 14 9 38
Modified Duration (yrs) 2.76 3.78 2.12 2.94
Average Maturity (yrs) 3.55 4.87 2.72 3.50
Yield to Maturity (%) 5.78 7.58 5.60 5.69
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 21.67 21.67
equal 7.59% GOI 20/03/2029 GOI Securities SOV 0.00 - 15.08 15.08
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 11.97 7.41
equal 8.50% L&T Infrastructre Finance 17/01/2023 Debenture AAA 6.05 - 9.18 7.31
equal 9.55% Hindalco Inds. 25/04/2022 Bonds/NCDs AA 0.00 - 7.30 7.30
new 7.85% The Indian Hotels Company 15/04/2022 Bonds/Debentures AA 0.00 - 7.16 7.16
equal 6.45% GOI 2029 GOI Securities SOV 7.02 - 36.41 7.08
equal 8.75% Amba River Coke 2022 Non Convertible Debenture AA- 5.82 - 10.09 7.04
equal 8.90% Dilip Buildcon 28/09/2022 Non Convertible Debenture A 0.00 - 6.94 6.92
equal 5.77% GOI 2030 GOI Securities SOV 0.00 - 17.81 6.80
equal 8.98% Power Finance Corporation 2024 Bonds AAA 0.99 - 1.55 1.55
equal Dewan Housing Finance Corporation 2021 Non Convertible Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Amandeep Singh Chopra since 25-Mar-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:

— Ritesh Nambiar since 01-Jul-2015

Education: Mr. Nambiar is an MMS (Finance), CFA and FRM holder.

Experience: Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).

Funds Managed:


-0.12%

Change from previous, NAV as on 16-Jun-2021

Growth: ₹ 14.1706

IDCW Yearly: ₹ 11.3160

More

IDCW Quarterly: ₹ 10.9082

IDCW Monthly: ₹ 10.2190

IDCW Half Yearly: ₹ 11.0836

Flexi IDCW: ₹ 10.8441


Investment Strategy

The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 30-Mar-2015
Return Since Launch: 5.77%
Benchmark: CRISIL Medium Term Debt TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 71 Cr (As on 31-May-2021)
Expense: 1.64% (As on 30-Apr-2021)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Flexi IDCW22-Mar-20210.1500

 25-Mar-20190.2881
 26-Mar-20180.3611
IDCW Half Yearly22-Mar-20210.1500

 25-Sep-20190.1441
 25-Mar-20190.2341
 25-Sep-20180.0540
 26-Mar-20180.2167
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
 28-Mar-20160.3792
 28-Sep-20150.0542
IDCW Yearly22-Mar-20210.1500

 25-Mar-20190.2881
 26-Mar-20180.4334
 22-Mar-20170.5056
 28-Mar-20160.4334
IDCW Quarterly21-Dec-20200.0500

 24-Jun-20200.1000
 26-Dec-20190.1080
 25-Sep-20190.1441
 25-Mar-20190.1441
 26-Dec-20180.0900
 25-Sep-20180.0324
 26-Jun-20180.0216
 26-Mar-20180.1083
 26-Dec-20170.1083
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.3250
 28-Dec-20150.0542
 28-Sep-20150.0542
IDCW Monthly03-Feb-20200.0282

 01-Jan-20200.0432
 02-Dec-20190.0432
 01-Nov-20190.0432
 01-Oct-20190.0432
 03-Sep-20190.0432
 01-Aug-20190.0432
 03-Jun-20190.0432
 02-May-20190.0432
 02-Apr-20190.0432
 01-Feb-20190.0432
 01-Jan-20190.0432
 03-Dec-20180.0432
 01-Nov-20180.0293
 01-Oct-20180.0053
 03-Sep-20180.0432
 01-Aug-20180.0432
 02-Jul-20180.0432
 01-Jun-20180.0432
 02-May-20180.0432
 03-Apr-20180.0504
 01-Mar-20180.0506
 01-Feb-20180.0506
 01-Jan-20180.0506
 04-Dec-20170.0506

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM