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5 star

PGIM India Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.87 Lakh

₹ 10000

Monthly SIP Grown to
₹ 6.09 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 23.78 0.24 1.07 6.84 12.16 28.99 87.55 23.21 20.59 -- --
S&P BSE 500 TRI 18.66 0.37 1.38 7.55 7.28 22.47 69.47 14.89 16.28 -- --
Equity: Flexi Cap 17.44 0.23 1.39 6.90 6.52 21.36 62.23 14.32 15.79 -- --
Rank within category 8 29 45 30 3 7 1 1 1 -- --
Number of funds in category 55 59 59 58 58 55 51 38 35 30 1

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
PGIM India Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Mar-15 87.55 23.21 20.59 0.40 1,128
Kotak Flexicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 57.80 14.42 16.53 0.64 35,955
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 75.05 19.11 18.21 1.21 18,405
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 60.86 15.39 19.36 0.62 16,540
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 58.75 16.72 17.93 0.76 15,879

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.83 24-Mar-2020 - 31-Mar-2020 -18.59 16-Mar-2020 - 23-Mar-2020
Month 24.04 23-Mar-2020 - 22-Apr-2020 -36.20 20-Feb-2020 - 23-Mar-2020
Quarter 43.76 23-Mar-2020 - 22-Jun-2020 -32.52 23-Dec-2019 - 23-Mar-2020
Year 124.45 23-Mar-2020 - 23-Mar-2021 -27.87 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 22.53 23.43 0.78 0.90 1.00 6.72
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Flexi Cap 15.16 22.22 0.49 0.55 0.94 -0.01
Rank within category 2 30 2 2 30 3
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 45
Top 10 Stocks (%) 38.36
Top 5 Stocks (%) 25.03
Top 3 Sectors (%) 50.94
Portfolio P/B Ratio 3.27
Portfolio P/E Ratio 25.55

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 55,710 1,33,343
Giant (%) 38.14 52.33
Large (%) 8.04 17.31
Mid (%) 32.83 23.41
Small (%) 20.98 7.45
Tiny (%) -- 0.14

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 23.94 8.40 0.00 6.76
up Infosys Technology 31.86 7.51 0.00 5.87
up State Bank of India Financial 17.11 5.55 0.00 5.55
equal Axis Bank Financial 31.45 5.76 0.00 3.50
equal Divi's Laboratories Healthcare 58.00 4.42 0.00 3.35
up SRF Diversified 34.94 2.89 0.00 2.89
equal Tata Consultancy Services Technology 37.32 6.60 0.00 2.80
equal Can Fin Homes Financial 15.38 3.96 0.00 2.67
up Coforge Technology 52.92 3.49 0.00 2.50
up Kei Industries Engineering 22.11 2.93 0.00 2.47
equal PI Industries Chemicals 58.30 2.84 0.00 2.44
up Phillips Carbon Black Chemicals 12.75 2.70 0.00 2.42
equal Ultratech Cement Construction 35.20 3.33 0.00 2.38
equal SKF India Engineering 42.28 3.34 0.00 2.36
equal Sun Pharmaceutical Inds. Healthcare 56.29 2.87 0.00 2.22
up Bharti Airtel Communication -- 3.70 0.00 2.13
up MTAR Technologies Services 68.61 3.09 0.00 2.10
down HDFC Bank Financial 25.76 8.08 0.00 2.02
equal Voltas Cons Durable 65.91 3.06 0.00 2.01
up Tata Motors DVR Automobile -- 2.28 0.00 2.01
new Oracle Fin Ser Software Technology 18.05 1.93 0.00 1.93
up ICICI Prudential Life Insurance Co. Ltd. Financial -- 2.95 0.00 1.91
up SIS Services 16.79 1.91 0.00 1.91
equal Bata India FMCG -- 1.82 0.00 1.69
up APL Apollo Tubes Metals 49.90 3.37 0.00 1.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Aniruddha Naha since 05-Apr-2018

Education: Mr. Naha has done Masters in Finance & Control.

Experience: Aniruddha Naha is Senior Fund Manager – Equity at PGIM India Asset Management Pvt. Ltd. He is the fund manager for PGIM India Diversified Equity Fund and PGIM India Midcap Opportunities Fund Aniruddha has done his Masters in Finance & Control and has over 18 years of industry experience in the equity and debt market. In his last assignment, Aniruddha was Portfolio Manager - Avendus Wealth Management Pvt. Ltd. where he was their Head of PMS, Equity and managed 2 mandates: Avendus India Alpha Fund and the Midcap Fund. Prior to that Aniruddha was was Fund Manager - IDFC Asset Management Company Ltd. and managed an AUM of Rs.1600Crs across 3 funds in the diversified and midcap space. Aniruddha has also had stints as Portfolio Manager - Mirae Asset Global Investments (Hong Kong) Ltd. and as Fund Manager - DSP BlackRock Investment Managers Pvt. Ltd.

Interviews:

Funds Managed:

— Anandha Padmanabhan Anjeneyan since 31-Jan-2021

Education: Mr. Anjeneyan is a B. Com, ACA, CFA, FRM

Experience: Prior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.


0.24%

Change from previous, NAV as on 11-Jun-2021

Growth: ₹ 25.4500

IDCW: ₹ 18.9100


Investment Strategy

The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 5
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,0.5% will be charged for redemption within 90 days

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 04-Mar-2015
Return Since Launch: 16.05%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,128 Cr (As on 31-May-2021)
Expense: 0.40% (As on 30-Apr-2021)
Risk Grade: Average
Return Grade: High
Turnover: 165.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-Mar-20210.3650

 31-Dec-20200.3275
 25-Sep-20200.2750
 28-Dec-20180.1594
 28-Sep-20180.2214
 02-Jul-20180.2214
 23-Mar-20181.3980
 29-Dec-20170.2700
 28-Sep-20170.2700

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 4th Floor, C Wing, Laxmi Towers, Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-61593000 / 1800-266-2667

Email: [email protected]

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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