HSBC Medium Duration Fund - Regular Plan

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Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Moderate

₹18.7298 0.05%

As on 21-Jun-2024

Returns

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Calculate SIP Returns of HSBC Medium Duration Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Moderate risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of HSBC Medium Duration Fund - Regular Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of HSBC Medium Duration Fund - Regular Plan

Assets info

₹809 Cr

Exit Load (Days) info

--

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

1,000

Min. No of Cheques

6

Investment Strategy

The scheme seek to generate income by investing primarily in debt and money market securities.

Suitability

"Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for HSBC Medium Duration Fund - Regular Plan

HSBC Medium Duration Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between three to four years.

Mutual funds can be bought directly from the website of the fund house. For instance, HSBC Medium Duration Fund - Regular Plan fund can be purchased from the website of HSBC Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of HSBC Medium Duration Fund - Regular Plan is ₹18.7298 as of 24-Jun-2024.

The AUM of HSBC Medium Duration Fund - Regular Plan Fund is ₹809 Cr as of 31-May-2024

The riskometer level of HSBC Medium Duration Fund - Regular Plan is Moderate. See More

Company Percentage of Portfolio

GOI Sec 7.18 14/08/2033

12.73

GOI Sec 7.10 08/04/2034

9.44

GOI Sec 7.26 06/02/2033

7.04

Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029

6.31

REC Ltd SR 220-A NCD 7.77 31/03/2028

6.29
See More

As of 31-May-2024, HSBC Medium Duration Fund - Regular Plan had invested 99.33% in Debt and 0.67% in Cash & Cash Eq. See More

HSBC Medium Duration Fund - Regular Plan is 9 years 4 months old. It has delivered 6.91% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
7.13%
5.33%
6.45%
5.91%
--
6.91%

No, There is no lock in period in HSBC Medium Duration Fund - Regular Plan.

The expense ratio of HSBC Medium Duration Fund - Regular Plan is 1.10.

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