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3 star

Union Small Cap Fund - Regular Plan


Equity: Small Cap

1 Lakh

Investment declined to
₹ 0.95 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.58 Lakh

Suitability:

When you invest for seven years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options.

This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. So while you can expect higher returns in the long term, there will be more severe ups and downs along the way.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other small-cap fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.57 1.22 5.94 10.42 20.82 -7.72 16.00 -1.86 1.68 -- --
S&P BSE 250 SmallCap TRI -7.72 1.59 3.03 6.77 25.77 -13.21 -1.15 -8.83 0.63 -- --
Equity: Small Cap -1.89 0.90 2.77 7.33 22.71 -8.56 7.09 -3.66 3.83 -- --
Rank within category 5 6 2 2 9 6 4 5 8 -- --
Number of funds in category 16 18 18 17 17 16 16 12 11 6 5

As on 04-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Small Cap Fund - Regular Plan
3 star
Jun-14 16.00 -1.86 1.68 2.54 301
Nippon India Small Cap Fund  | Invest Online
4 star
Sep-10 4.81 -1.67 6.73 1.90 7,898
SBI Small Cap Fund  | Invest Online
5 star
Sep-09 9.33 4.25 9.27 2.21 3,917
Axis Small Cap Fund - Regular Plan  | Invest Online
4 star
Nov-13 9.62 5.51 7.71 2.05 2,310
HDFC Small Cap Fund - Regular Plan  | Invest Online
3 star
Apr-08 -7.71 -2.66 4.87 1.93 7,511

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.43 (24-Mar-2020 - 31-Mar-2020) -20.49 (16-Mar-2020 - 23-Mar-2020)
Month 18.92 (23-Mar-2020 - 22-Apr-2020) -37.67 (20-Feb-2020 - 23-Mar-2020)
Quarter 28.32 (23-Mar-2020 - 22-Jun-2020) -29.39 (23-Dec-2019 - 23-Mar-2020)
Year 47.55 (26-Dec-2016 - 26-Dec-2017) -28.82 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.31 25.27 -0.19 -0.21 0.82 4.15
S&P BSE 250 SmallCap TRI -5.76 29.67 -0.37 -0.41 -- --
Equity: Small Cap -1.28 26.60 -0.24 -0.26 0.86 2.97
Rank within category 6 4 6 6 6 7
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Top 10 Stocks (%) 33.14
Top 5 Stocks (%) 17.48
Top 3 Sectors (%) 39.14
Portfolio P/B Ratio 3.43
Portfolio P/E Ratio 21.63

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 4,781 5,082
Giant (%) -- 6.03
Large (%) 0.01 3.05
Mid (%) 27.07 23.45
Small (%) 71.77 72.67
Tiny (%) 1.15 0.97

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Fine Organic Industries Chemicals 45.64 4.55 0.00 3.63
up PI Industries Chemicals 60.86 3.61 0.00 3.61
up TeamLease Services Services 96.52 3.49 0.00 3.49
equal Orient Electric Engineering 116.98 3.67 0.00 3.44
equal Rites Construction 9.81 4.05 0.00 3.31
equal Heritage Foods FMCG -- 3.70 1.31 3.31
down Neogen Chemicals Chemicals 49.69 3.49 0.00 3.17
down Multi Commodity Exchange India Financial 36.88 4.16 0.00 3.12
equal Tata Elxsi Technology 21.13 3.53 0.63 3.06
equal KNR Constructions Construction 10.76 3.58 0.00 3.00
down Indiamart Intermesh Services 44.44 4.41 0.00 2.95
down Avanti Feeds FMCG 18.82 4.15 0.00 2.89
equal Ipca Laboratories Healthcare 41.41 2.87 0.00 2.78
equal Lumax Industries Automobile 18.55 3.15 0.00 2.77
equal Nesco Diversified 13.00 3.87 0.00 2.76
equal Syngene International Healthcare 47.18 2.68 0.00 2.68
up Varun Beverages FMCG 42.75 2.52 0.00 2.52
equal TCI Express Ltd. Services 37.79 3.65 0.00 2.33
equal Tata Metaliks Metals 10.05 3.42 0.00 2.31
up Tasty Bite Eatables FMCG 79.88 2.26 0.00 2.26
equal Sequent Scientific Healthcare 39.70 1.99 0.00 1.99
new Laurus Labs Healthcare 26.31 1.94 0.00 1.94
equal Dixon Technologies Engineering 76.40 1.93 0.00 1.93
equal Alembic Pharmaceuticals Healthcare 19.62 3.46 0.97 1.91
down Abbott India Healthcare 58.68 3.36 0.00 1.87

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Hardick Bora since 25-Oct-2016

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


1.22%

Change from previous, NAV as on 04-Aug-2020

Growth: ₹ 14.1000

Dividend: ₹ 12.2400


Investment Strategy

The scheme seeks to achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 10-Jun-2014
Return Since Launch: 5.74%
Benchmark: NIFTY Smallcap 100 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 301 Cr (As on 30-Jun-2020)
Expense: 2.54% (As on 30-Jun-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 66.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend22-Mar-20181.0000

 28-Sep-20171.0000

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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