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3 star

Canara Robeco Savings Fund - Regular Plan download report


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Canara Robeco Savings Reg-G 0.78 -0.01 -0.04 -0.14 0.39 1.18 2.80 5.09 5.88 6.52 7.28
CCIL T Bill Liquidity Weight 0.55 0.03 0.00 -0.04 0.32 0.83 1.91 2.81 3.35 3.75 4.29
Debt: Low Duration 0.77 -0.03 0.01 -0.13 0.35 1.15 3.54 4.48 5.47 6.23 7.12
Rank within category 11 2 20 14 9 10 17 12 11 12 9
Number of funds in category 22 22 22 22 22 22 22 22 22 21 17

As on 13-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Canara Robeco Savings Fund - Regular Plan  | Invest Online
3 star
Mar-05 2.80 5.09 5.88 0.53% 1,066
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 3.53 6.26 6.68 0.52% 23,330
HDFC Low Duration Fund  | Invest Online
4 star
Nov-99 3.27 5.87 6.18 1.04% 17,920
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.16 5.78 6.27 1.21% 14,540
Nippon India Low Duration Fund  | Invest Online
4 star
Mar-07 3.34 5.32 6.12 1.02% 9,632

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.75 24-Mar-2020 - 31-Mar-2020 -1.02 12-Mar-2020 - 19-Mar-2020
Month 2.39 24-Mar-2020 - 23-Apr-2020 -1.08 20-Feb-2020 - 23-Mar-2020
Quarter 4.13 24-Mar-2020 - 24-Jun-2020 -0.10 24-Dec-2019 - 24-Mar-2020
Year 10.18 08-Jul-2011 - 09-Jul-2012 2.80 12-May-2021 - 13-May-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Canara Robeco Savings Reg-G 5.20 0.87 1.93 5.46 1.57 2.72
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Low Duration 4.66 3.14 1.18 2.84 -0.09 1.07
Rank within category 12 2 8 6 19 11
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 38 47 35 56
Modified Duration (yrs) 0.56 0.62 0.50 0.60
Average Maturity (yrs) 0.59 0.66 0.54 0.88
Yield to Maturity (%) 4.71 4.71 3.61 4.90
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.84% GOI 19/12/2022 GOI Securities SOV 2.48 - 14.26 14.26
new 8.08% Kotak Mahindra Prime 28/12/2022 Bonds/NCDs AAA 0.00 - 5.73 5.73
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 5.13 4.80
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 5.04 4.73
equal 4.66% Bajaj Finance 2022 Debenture AAA 0.00 - 3.98 3.74
equal 7.57% HDB Financial Services 16/02/2023 Non Convertible Debenture AAA 0.00 - 3.56 3.33
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 1.95 - 3.04 2.85
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 1.94 - 3.03 2.84
equal 7.10% Bajaj Finance 2023 Debenture AAA 0.00 - 2.53 2.37
new 6.19% Indian Railway Finance Corporation 28/04/2023 Debenture AAA 0.00 - 2.37 2.37
equal 7.85% LIC Housing Fin. 23/09/2022 Debenture AAA 0.00 - 2.53 2.37
equal 7.18% National Bank Agr. Rur. Devp 2022 Non Convertible Debenture AAA 0.00 - 2.52 2.36
equal 7.10% Power Finance Corporation 2022 Bonds/NCDs AAA 0.00 - 2.52 2.36
new 5.05% Indian Oil Corporation 25/11/2022 Debenture AAA 0.00 - 2.35 2.35
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 1.57 - 2.50 2.35
equal 5.40% HDFC 2023 Bonds/NCDs AAA 0.00 - 2.49 2.34
new Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 2.33 2.33
equal LIC Housing Fin. 353-D 07/07/2022 Commercial Paper A1+ 0.00 - 2.47 2.33
equal Reserve Bank of India 182-D 11/08/2022 Treasury Bills SOV 0.00 - 2.46 2.32
equal Axis Bank 19/09/2022 Certificate of Deposit A1+ 0.00 - 2.44 2.31
new Axis Bank 16/11/2022 Certificate of Deposit A1+ 0.00 - 2.29 2.29
equal Reserve Bank of India 364-D 22/12/2022 Treasury Bills SOV 0.00 - 2.42 2.28
new HDFC Bank 2023 Certificate of Deposit A1+ 0.00 - 2.25 2.25
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 1.30 - 3.57 1.90
new 6.30% GOI 2023 GOI Securities SOV 0.00 - 1.42 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Avnish Jain since 01-Apr-2022

Education: Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata.

Experience: Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Funds Managed:

— Suman Prasad since 26-Nov-2010

Education: Ms. Prasad is B.Sc and PGDMS.

Experience: She has been associated with Canara Robeco since 1996.

Funds Managed:


-0.01%

Change from previous, NAV as on 13-May-2022

Growth: ₹ 34.1733

IDCW Weekly: ₹ 10.2247

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IDCW Monthly: ₹ 10.2247

IDCW Daily: ₹ 10.2200

IDCW: ₹ 30.6105


Investment Strategy

The Scheme seeks to generate income/capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Canara Robeco Mutual Fund
Launch Date: 04-Mar-2005
Return Since Launch: 7.40%
Benchmark: CRISIL Low Duration Fund BI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,066 Cr (As on 30-Apr-2022)
Expense: 0.53% (As on 31-Mar-2022)
Risk Grade: Below Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily02-May-20220.0038

 29-Apr-20220.0008
 28-Apr-20220.0001
 27-Apr-20220.0010
 26-Apr-20220.0010
 25-Apr-20220.0034
 22-Apr-20220.0008
 21-Apr-20220.0021
 20-Apr-20220.0025
 19-Apr-20220.0020
 07-Apr-20220.0021
 06-Apr-20220.0003
 05-Apr-20220.0015
 04-Apr-20220.0045
 31-Mar-20220.0035
 30-Mar-20220.0015
 29-Mar-20220.0018
 28-Mar-20220.0034
 25-Mar-20220.0022
 24-Mar-20220.0019
 23-Mar-20220.0014
 22-Mar-20220.0007
 21-Mar-20220.0052
 17-Mar-20220.0014
 16-Mar-20220.0019
IDCW Monthly27-Apr-20220.0247

 30-Mar-20220.0361
 23-Feb-20220.0299
 27-Jan-20220.0282
 29-Dec-20210.0290
 24-Nov-20210.0258
 27-Oct-20210.0180
 29-Sep-20210.0226
 25-Aug-20210.0303
 28-Jul-20210.0371
 30-Jun-20210.0246
 27-May-20210.0261
 28-Apr-20210.0316
 31-Mar-20210.0400
 24-Feb-20210.0233
 27-Jan-20210.0052
 30-Dec-20200.0285
 25-Nov-20200.0418
 28-Oct-20200.0503
 30-Sep-20200.0379
 26-Aug-20200.0176
 29-Jul-20200.0627
 24-Jun-20200.0670
 27-May-20200.1279
 29-Apr-20200.0902
IDCW Weekly27-Apr-20220.0083

 20-Apr-20220.0066
 06-Apr-20220.0097
 30-Mar-20220.0108
 23-Mar-20220.0088
 16-Mar-20220.0125
 09-Mar-20220.0012
 02-Mar-20220.0028
 23-Feb-20220.0067
 16-Feb-20220.0178
 09-Feb-20220.0054
 27-Jan-20220.0050
 19-Jan-20220.0062
 12-Jan-20220.0089
 05-Jan-20220.0081
 29-Dec-20210.0081
 22-Dec-20210.0014
 15-Dec-20210.0044
 08-Dec-20210.0084
 01-Dec-20210.0067
 24-Nov-20210.0042
 17-Nov-20210.0054
 10-Nov-20210.0107
 03-Nov-20210.0054
 27-Oct-20210.0018
IDCW Fortnightly30-Jan-20130.0268

 16-Jan-20130.0307
 02-Jan-20130.0303
 19-Dec-20120.0279
 05-Dec-20120.0290
 21-Nov-20120.0283
 07-Nov-20120.0277
 25-Oct-20120.0333
 10-Oct-20120.0296
 26-Sep-20120.0300
 12-Sep-20120.0305
 29-Aug-20120.0285
 16-Aug-20120.0335
 01-Aug-20120.0308
 18-Jul-20120.0298
 04-Jul-20120.0320
 20-Jun-20120.0335
 06-Jun-20120.0335
 23-May-20120.0344
 09-May-20120.0332
 25-Apr-20120.0338
 11-Apr-20120.0409
 28-Mar-20120.0410
 14-Mar-20120.0333
 29-Feb-20120.0289
IDCW10-Mar-20110.4392

 01-Mar-20110.4392
 14-Dec-20050.3508

Contact Information

AMC: Canara Robeco Asset Management Company Ltd

Address: 4th Floor - Construction House, 5 - Walchand Hirachand Marg, Mumbai - 400001

Phone: 022-22621371/ 66585000 / 665850010

Fax: 022-66585012

Website: http://www.canararobeco.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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