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Mutual Fund Publication

UTI Unit Linked Insurance Plan

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Hybrid: Dynamic Asset Allocation

1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.81 Lakh

Analyst's Choice?

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.16 -0.17 -0.76 0.80 3.14 8.82 3.83 5.73 6.21 8.56 8.57
VR Balanced TRI -3.04 -0.82 -2.14 -3.65 -2.07 5.43 9.10 10.10 7.42 11.18 9.82
Hybrid: Dynamic Asset Allocation 0.06 -0.44 -1.46 -1.16 0.57 5.74 7.97 6.54 6.53 10.45 9.39
Rank within category 3 3 3 2 3 2 17 12 8 7 5
Number of funds in category 23 24 24 24 23 23 21 14 11 7 6

As on 26-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.53 (16-Jul-2008 - 23-Jul-2008) -7.03 (10-May-2004 - 17-May-2004)
Month 10.48 (11-May-2009 - 10-Jun-2009) -11.00 (12-May-2006 - 13-Jun-2006)
Quarter 26.01 (09-Mar-2009 - 10-Jun-2009) -11.42 (04-Jan-2008 - 04-Apr-2008)
Year 42.94 (24-Apr-2003 - 23-Apr-2004) -18.04 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.96 6.71 0.04 0.04 0.48 -2.67
VR Balanced TRI 11.92 10.21 0.61 0.95 -- --
Hybrid: Dynamic Asset Allocation 7.59 6.42 0.29 0.51 0.52 -1.34
Rank within category 14 12 14 14 8 14
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 72
Top 10 Holdings (%) 29.42
Top 5 Holdings (%) 17.80
Top 3 Sectors (%) 22.91
Portfolio P/B Ratio 5.80
Portfolio P/E Ratio 34.33

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 4.33 4.33
equal 8.05% HDFC 22/10/2029 Non Convertible Debenture AAA 0.00 - 4.65 4.11
new National Bank Agr. Rur. Devp Non Convertible Debenture AAA 0.00 - 3.37 3.37
equal 8.95% Jamnagar Utilities and Power 26/04/2023 Debenture AAA 1.67 - 3.02 2.87
equal 7.95% Sikka Ports and Terminals 28/10/2026 Debenture AAA 2.74 - 3.44 2.74
equal 8.23% IRFC 29/03/2029 Debenture AAA 0.00 - 2.52 2.34
equal 8.97% Uttar Pradesh Power Corporation 14/02/2025 Bonds AA 2.16 - 2.36 2.25
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 0.00 - 1.72 1.69
equal Yes Bank Bonds/NCDs BBB 0.00 - 1.65 1.62
equal 9.50% Union Bank of India 31/12/2048 Bonds AA- 1.43 - 1.56 1.52
equal State Bank of India 2056 Debenture AA+ 1.36 - 1.74 1.41
equal 8.40% Indiabulls Housing Finance 19/03/2021 Non Convertible Debenture AA+ 0.00 - 1.57 1.40
equal 9.50% Yes Bank Bonds BBB 0.00 - 1.28 1.26
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 1.19 - 1.25 1.22
equal 7.95% GOI 2032 GOI Securities SOV 0.00 - 1.30 1.20
equal 9.14% Bank of Baroda Bonds AA 1.10 - 1.19 1.14
equal Syndicate Bank Debenture A+ 1.09 - 1.18 1.13
new Edelweiss Rural & Corporate Services 2021 Non Convertible Debenture AA- 0.00 - 1.12 1.12
equal Tata Power Renewable Energy 98-D 16/03/2020 Commercial Paper A1+ 0.00 - 1.12 1.11
equal Indostar Capital Finance 15/03/2021 Non Convertible Debenture AA- 1.08 - 1.17 1.08
new First Business Receivable Trust Securitised Debt AAA 0.00 - 0.26 0.98
down 9.05% Cholamandalam Invest. & Fin. 24/03/2028 Non Convertible Debenture AA+ 0.86 - 1.12 0.86
down 8.97% Uttar Pradesh Power Corporation 13/02/2026 Bonds AA 0.78 - 1.45 0.78
equal 8.30% Jorabat Shillong Expressway 2028 Non Convertible Debenture D 0.00 - 1.03 0.69
equal 8.65% Bank of Baroda 2022 Debenture AA+ 0.65 - 0.71 0.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bajaj Finance Financial 53.07 3.52 2.22 3.12
equal HDFC Bank Financial 25.01 2.59 1.84 2.39
equal HDFC Financial 18.09 1.92 1.02 1.90
equal Kotak Mahindra Bank Financial 36.51 2.01 1.27 1.81
down Info Edge (India) Services -- 1.59 0.52 1.52
down L&T Infotech Technology 23.62 1.51 0.00 1.51
equal Infosys Technology 20.39 1.77 1.28 1.41
equal Indusind Bank Financial 17.48 2.63 1.33 1.33
down Astral Poly Technik Chemicals 68.30 1.42 0.57 1.27
down Tata Consultancy Services Technology 24.58 1.55 1.05 1.25
down AU Small Finance Bank Financial 53.48 1.25 0.00 1.25
equal Shree Cement Construction 63.13 1.39 0.79 1.23
down Dr. Lal Pathlabs Healthcare 57.05 1.08 0.17 1.01
equal Divi's Laboratories Healthcare 44.77 0.97 0.36 0.89
equal Jubilant FoodWorks Services 74.75 0.86 0.37 0.81
equal Motherson Sumi Systems Automobile 25.13 1.24 0.57 0.78
down Berger Paints India Chemicals 82.66 0.87 0.00 0.75
equal PI Industries Chemicals 45.09 0.75 0.40 0.75
equal Maruti Suzuki India Automobile 30.47 1.17 0.60 0.71
down City Union Bank Financial 21.43 0.70 0.00 0.64
equal Torrent Pharmaceuticals Healthcare 68.09 0.95 0.60 0.63
equal Page Industries Textiles 63.79 1.09 0.52 0.62
equal Nestle India FMCG 79.60 0.61 0.24 0.61
equal Dabur India FMCG 57.83 0.61 0.26 0.61
down Endurance Technologies Automobile 22.60 0.68 0.33 0.60

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Ajay Tyagi since 02-Dec-2014

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Funds Managed:

— Amandeep Singh Chopra since 14-Dec-2006

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

-0.17%

Change from previous, NAV as on 26-Feb-2020

Dividend: ₹ 25.9093

Investment Strategy

An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.

Investment Details

Minimum Investment (₹) 15,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Oct-1971
Return Since Launch: 9.09%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 4,454 Cr (As on 31-Jan-2020)
Expense: 1.85% (As on 31-Jan-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Jun-19981.6500

 30-Jun-19971.6500
 30-Jun-19961.6500
 30-Jun-19951.6500
 30-Jun-19941.6500
 30-Jun-19931.6500
 30-Jun-19921.6000
 30-Jun-19911.4500
 30-Jun-19901.4000
 30-Jun-19891.3750
 30-Jun-19881.3500
 30-Jun-19871.3250
 30-Jun-19861.2500
 30-Jun-19851.2000
 30-Jun-19841.1500
 30-Jun-19831.0500
 30-Jun-19820.9500
 30-Jun-19810.8750
 30-Jun-19800.8500
 30-Jun-19790.8000
 30-Jun-19780.8000
 30-Jun-19770.8000
 30-Jun-19760.7000
 30-Jun-19750.7000
 30-Jun-19740.7000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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