1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
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Fund | 1.50 | 0.31 | -1.00 | 0.07 | 0.55 | 11.76 | 29.72 | 5.36 | 8.01 | 9.27 | 8.63 |
VR Balanced TRI | 4.08 | 0.19 | -1.29 | -1.56 | 1.27 | 20.89 | 52.11 | 11.95 | 13.29 | 12.26 | 10.40 |
Hybrid: Dynamic Asset Allocation | 2.83 | 0.22 | -0.76 | -0.75 | 1.11 | 12.79 | 29.58 | 6.97 | 8.68 | 9.56 | 9.71 |
Rank within category | 19 | 5 | 22 | 6 | 18 | 12 | 11 | 11 | 9 | 4 | 5 |
Number of funds in category | 25 | 26 | 26 | 26 | 25 | 25 | 25 | 15 | 12 | 8 | 6 |
As on 16-Apr-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
UTI Unit Linked Insurance Plan | Oct-71 | 29.72 | 5.36 | 8.01 | 1.95 | 4,929 | |
ICICI Prudential Balanced Advantage Fund | Invest Now | Dec-06 | 38.13 | 9.45 | 11.12 | 1.76 | 30,284 | |
Edelweiss Balanced Advantage Fund - Regular Plan | Invest Online | Aug-09 | 36.38 | 11.70 | 11.45 | 1.93 | 3,315 | |
Nippon India Balanced Advantage Fund | Invest Online | Nov-04 | 33.35 | 8.43 | 11.47 | 2.16 | 3,251 | |
DSP Dynamic Asset Allocation Fund - Regular Plan | Invest Online | Feb-14 | 25.07 | 8.88 | 9.13 | 1.99 | 3,205 |
Best Performance | Worst Performance | |||
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Return (%) | Period | Return (%) | Period | |
Week | 6.53 | 16-Jul-2008 - 23-Jul-2008 | -8.07 | 11-Mar-2020 - 18-Mar-2020 |
Month | 10.48 | 11-May-2009 - 10-Jun-2009 | -17.88 | 20-Feb-2020 - 23-Mar-2020 |
Quarter | 26.01 | 09-Mar-2009 - 10-Jun-2009 | -15.28 | 23-Dec-2019 - 23-Mar-2020 |
Year | 42.94 | 24-Apr-2003 - 23-Apr-2004 | -18.04 | 19-Nov-2007 - 18-Nov-2008 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 6.53 | 11.10 | 0.18 | 0.17 | 0.55 | -3.31 |
VR Balanced TRI | 14.30 | 18.13 | 0.54 | 0.62 | -- | -- |
Hybrid: Dynamic Asset Allocation | 8.41 | 12.35 | 0.31 | 0.36 | 0.63 | -2.21 |
Rank within category | 14 | 7 | 13 | 15 | 7 | 12 |
Number of funds in category | 17 | 17 | 17 | 17 | 17 | 17 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Mar-2021
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Number of Stocks | 71 |
Top 10 Holdings (%) | 29.51 |
Top 5 Holdings (%) | 18.63 |
Top 3 Sectors (%) | 21.80 |
Portfolio P/B Ratio | 6.64 |
Portfolio P/E Ratio | 44.39 |
Avg Credit Rating | AAA |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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6.45% GOI 2029 | GOI Securities | SOV | 5.70 - 9.69 | 5.70 |
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8.20% GOI 15/02/2022 | Central Government Loan | SOV | 0.00 - 4.21 | 4.21 |
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Reserve Bank of India 182-D 29/04/2021 | Treasury Bills | SOV | 0.00 - 3.07 | 3.04 |
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6.19% GOI 16/09/2034 | GOI Securities | SOV | 0.00 - 7.28 | 3.01 |
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7.43% National Bank Agr. Rur. Devp 31/01/2030 | Debenture | AAA | 2.11 - 3.86 | 2.12 |
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7.15% HDFC 16/09/2021 | Debenture | AAA | 0.00 - 2.06 | 2.06 |
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6.90% Gujarat State 31/03/2030 | State Development Loan | SOV | 0.00 - 2.04 | 2.04 |
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5.14% National Bank Agr. Rur. Devp 21-D 31/01/2024 | Debenture | AAA | 0.00 - 2.02 | 2.02 |
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6.85% IRFC 29/10/2040 | Debenture | AAA | 0.00 - 3.27 | 2.00 |
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5.77% GOI 2030 | GOI Securities | SOV | 0.00 - 4.38 | 1.95 |
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9.56% State Bank of India | Additional Tier 1 Bond | AA+ | 0.00 - 1.65 | 1.59 |
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5.85% GOI 2030 | GOI Securities | SOV | 0.00 - 1.49 | 1.49 |
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9.10% Shriram Transport Finance 2021 | Debenture | AA+ | 1.12 - 1.31 | 1.12 |
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8.43% Rajasthan State 26/11/2024 | State Development Loan | SOV | 0.00 - 1.26 | 1.11 |
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8.06% Kerala State 2025 | State Development Loan | SOV | 0.00 - 1.25 | 1.09 |
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8.05% HDFC 22/10/2029 | Non Convertible Debenture | AAA | 1.08 - 1.29 | 1.08 |
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8.50% L&T Infrastructre Finance 17/02/2023 | Debenture | AAA | 1.06 - 1.24 | 1.06 |
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7.24% REC 31/12/2022 | Non Convertible Debenture | AAA | 0.00 - 1.16 | 1.05 |
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7.55% REC 2030 | Debenture | AAA | 0.00 - 2.40 | 1.05 |
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7.41% Power Finance Corp. 25/02/2030 | Debenture | AAA | 0.00 - 1.17 | 1.04 |
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5.39% Gujarat State 31/03/2024 | State Development Loan | SOV | 0.00 - 1.02 | 1.02 |
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4.23% HDFC 18/02/2022 | Debenture | AAA | 0.00 - 1.01 | 1.01 |
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6.99% Nat. Highways Authority 28/05/2035 | Non Convertible Debenture | AAA | 0.00 - 1.22 | 1.01 |
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6.63% REC 28/01/2031 | Non Convertible Debenture | AAA | 0.00 - 1.04 | 1.00 |
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5.85% REC 20/12/2025 | Non Convertible Debenture | AAA | 0.00 - 1.00 | 1.00 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
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Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Mar-2021
— Ajay Tyagi since 02-Dec-2014
Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.
Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.
Interviews:
Funds Managed:
— Amandeep Singh Chopra since 14-Dec-2006
Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.
Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).
Interviews:
Funds Managed:
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An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.
Minimum Investment (₹) | 15,000 |
Minimum Addl Investment (₹) | 1,000 |
Minimum SIP Investment (₹) | 500 |
Minimum No of Cheques | 6 |
Minimum Withdrawal (₹) | -- |
Minimum Balance (₹) | -- |
Lock-in Period | Not Applicable |
Exit Load | 0 |
Fund House: | UTI Mutual Fund |
Launch Date: | 01-Oct-1971 |
Return Since Launch: | 9.15% |
Benchmark: | CRISIL Short Term Debt Hybrid 60+40 Fund |
Riskometer: | High |
Type: | Open-ended |
Assets: | ₹ 4,929 Cr (As on 31-Mar-2021) |
Expense: | 1.95% (As on 31-Mar-2021) |
Risk Grade: | Average |
Return Grade: | Below Average |
Turnover: | 11.00% |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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IDCW | 30-Jun-1998 | 1.6500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: UTI Asset Management Company Ltd
Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051
Phone: 022- 66786666 / 66786354 / 1800-22-1230
Fax: 022-26523031
Email: [email protected]
Website: http://www.utimf.com
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Phone: 040-44857874
Email: [email protected]
Website: www.karvymfs.com